BizzAcumen
ActiveThe computed 12-month bankruptcy probability of BizzAcumen is 3.5% (moderate). The 2025 annual accounts show negative equity (€-20k) and a net result of €-9k. Equity is shrinking by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 11238 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
16
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-14
Solvency0=
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.26 against 0.62 in 2024; short-term debt: 356.3% and cash: 1.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-256.3%
Return on assets
-114.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-20k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
15 d early
2024
29 d late
2023
29 d late
2022
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-20k▼ 80.7%
2024 · €-11k
2022: €-12k
2023: €-10k
2024: €-11k
2022 → 2025
Total assets
€8k▼ 62.5%
2024 · €21k
2022: €16k
2023: €26k
2024: €21k
2022 → 2025
Net result
€-9k▼ 1,049%
2024 · €-787
2022: €-16k
2023: €2k
2024: €-787
2022 → 2025
Working capital
€-21k▼ 71.4%
2024 · €-12k
2022: €-12k
2023: €-10k
2024: €-12k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-12k-€-10k▲ 13.2%€-11k▼ 7.6%€-20k▼ 80.7%
Operating result€-16k-€2k€-743€-9k▼ 1,110%
Net result€-16k-€2k€-787€-9k▼ 1,049%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €743 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8k
Fixed assets
€525▼ 42.9%
Current assets
€7k▼ 63.4%
Key figures and ratios
EBITDA
€-9k▼
2024 · €-481
Cash flow
€-9k▼
2024 · €-524
Solvency
-256.3%▼
2024 · -53.2%
Current ratio
0.26▼
2024 · 0.62
Quick ratio
0.01▼
2024 · 0.14
Debt / equity
-1.39▲
2024 · -2.88
ROA
-114.5%▼
2024 · -3.7%
Interest coverage
-177.77▼
2024 · -11.06
Debt
€28k▼
2024 · €32k
Debt ≤ 1 year
€28k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€21k€8k▼
Fixed assets21/28€919€525▼
Tangible fixed assets22/27€919€525▼
Furniture and vehicles24€919€525▼
Current assets29/58€20k€7k▼
Stocks and contracts in progress3€16k€7k▼
Stocks30/36€16k€7k▼
Amounts receivable within one year40/41€2k-
Trade receivables40€2k-
Cash at bank and in hand54/58€3k€146▼
Equity and liabilities
Total equity and liabilities10/49€21k€8k▼
Equity10/15€-11k€-20k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€-15k€-24k▼
Amounts payable17/49€32k€28k▼
Amounts payable within one year42/48€32k€28k▼
Trade debts44€3k€234▼
Suppliers440/4€3k€234▼
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€28k€26k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€262€394▲
Other operating charges640/8€387€400▲
Gross operating margin9900€-94€-8k▼
Operating profit (loss)9901€-743€-9k▼
Financial charges65/66B€44€48▲
Recurring financial charges65€44€48▲
Profit (loss) for the period before taxes9903€-787€-9k▼
Profit (loss) for the period9904€-787€-9k▼
Profit (loss) for the period to be appropriated9905€-787€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-24k▼
Profit (loss) brought forward from the previous period14P€-14k€-15k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Affligem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 371790 AffligemGround area
1,511 m²
Building footprint
127 m²
Volume, LiDAR
973 m³
Parcel 23021B0052/00H000, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Hookedon
since 20222.327.892.112
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23021B0052/00H000 | Flanders | 1,511 m² | 1 · 127 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
RUKO
BE 0466.824.475
Affligem
A.R.W.
BE 0439.676.155
Brussel
A.V.G. HORENAP
BE 0420.482.033
Elsene
ACRIS
BE 0427.564.815
Lasne
ADAMAS INTERNATIONAL
BE 0433.297.614
Sint-Pieters-Woluwe
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 1,312 companies in sector 46423 we hold annual accounts for 813.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2022
Fiscal year end31-12
Trade name NL
Hookedon
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
46424Wholesale trade
47715Retail trade
47721Retail sale of footwear
93110Operation of sports facilities
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.