BizzAcumen
The computed 12-month bankruptcy probability of BizzAcumen is 3.2% (moderate). The 2024 annual accounts show negative equity (€-11k) and a net result of €-787. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 13% of 3332 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-11k |
| Net result | €-787 |
| Better than sector | 13% |
| Active | 4 yrs |
Mixed profile: strong on stability, weaker on health.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -53.2% | 25.2% | |
| Net result | €-787 | €4k | |
| Equity | €-11k | €23k | |
| Gross operating margin | €-94 | €18k | |
| Total assets | €21k | €105k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €-481 |
| Net profit | €-787 |
| Cash flow | €-524 |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €21k |
| Equity | €-11k |
| Debt | €32k |
| of which ≤ 1y | €32k |
| of which > 1y | - |
| Working capital | €-12k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.62 |
| Quick ratio | 0.14 |
| Working capital ratio | -57.6% |
| Solvency | -53.2% |
| Debt / equity | -2.88 |
| Long-term debt ratio | - |
| Interest coverage | -11.06 |
| Gross margin | - |
| Net margin | - |
| ROA | -3.7% |
| ROE | 7.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €21k |
| Fixed assets | 21/28 | €919 |
| Tangible fixed assets | 22/27 | €919 |
| Current assets | 29/58 | €20k |
| Stocks & contracts in progress | 3 | €16k |
| Amounts receivable within one year | 40/41 | €2k |
| Cash & bank | 54/58 | €3k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €21k |
| Equity | 10/15 | €-11k |
| Contributions / capital | 10/11 | €4k |
| Accumulated profits (losses) | 14 | €-15k |
| Amounts payable | 17/49 | €32k |
| Amounts payable within one year | 42/48 | €32k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €-94 |
| Operating result | 9901 | €-743 |
| Financial charges | 65 | €44 |
| Result before taxes | 9903 | €-787 |
| Net result for the period | 9904 | €-787 |
| Result to be appropriated | 9905 | €-787 |
| NACE primary | Wholesale trade(46423) |
| Legal form | Private limited company(610) |
| Incorporation | 01-02-2022 |
| Status | Active |
| Postal code | 1790 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23021B0052/00H000 | Flanders | 1,511 m² | 1 · 127 m² | 12.6 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
13-02-2023 Luc Schuize resigns as director
- Luc Schuize, Bestuurder
Technical details
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"reason": "de_plein_droit_dissolution",
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2023-01-31",
"evidence_quote": "Op de bijzondere algemene vergadering van 31 januari 2023 werd met unanimiteit beslist het ontslag te aanvaarden van de bestuurder de heer Luc Schuize NN 62.10.01-107.71 met ingang vanaf 31/01/2023",
"decharge_status": "granted",
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"evidence_quote": "Er wordt kwijting verleend voor zijn mandaat.",
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],
"notary": {
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"is_associated": false
},
"act_meta": {
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"pub_date": "2023-02-13",
"filing_date": "2023-02-03",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
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"date": "2023-01-31",
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],
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"subject_company": {
"kbo": "0781.459.219",
"name_full": "BizzAcumen",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
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"person_name": "Schulze Luc",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}10-05-2022 Matthias Schulze resigns as director
- Matthias Schulze, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": "96.08.21-283.92",
"name": "Matthias Schulze",
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},
"reason": "de_plein_droit_dissolution",
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "Op de bijzondere algemene vergadering van 26 januari 2022 werd met unanimiteit beslist het ontslag te aanvaarden van de bestuurder de heer Matthias Schulze NN 96.08.21-283.92.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
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"effective_date_qualifier": null
}
],
"notary": {
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},
"act_meta": {
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"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "bijzondere_algemene_vergadering",
"date": "2022-01-26",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0781.459.219",
"name_full": "BizzAcumen",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": "De Schrijver Boekhoudkantoor",
"person_name": null,
"org_rep_person_name": "Karel",
"person_role_at_subject": null
},
"co_filed_documents": [
"Bijlagen bij het Belgisch Staatsblad"
],
"corrected_publication_numac": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | BizzAcumen |
| Trade nameNL | Hookedon |