BizzAcumen
ActiveSummary
The computed 12-month bankruptcy probability of BizzAcumen is 1.5% (moderate). The 2025 annual accounts show negative equity (-€20,241) and a net result of -€9,041. Equity has been shrinking by about 15% per year since 2022. Its solvency ranks better than 5% of 13,749 sector peers (NACE 46, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 01-02-2022 Normal situation
- Activity
- Wholesale of clothing, excluding workwear and underwear NACE 46423and 5 others
- Establishment unit
- 2.327.892.112 1790 Affligem, since 01-02-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 08-01-2026
Board and ownership
- Luc SchulzeDirector
- Schulze AndreaDirector
- Schulze Luc25 sharesact of 03-02-2022
- Ghijsels Katia25 sharesact of 03-02-2022
- Schulze Matthias25 sharesact of 03-02-2022
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.5%
- Gross margin
- -€8,199
- ▼ 8,658%
- Loss
- €9,041
- ▲ 11×
- Equity
- -€20,241
- ▼ 80.7%
- Total assets
- €7,898
- ▼ 62.5%
- Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityFounded in 2022Loss of €9,041, the second in a row (financial year 2025)Negative equity -€20,241lowers riskSize: total assets €7,898Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 5% on liquidity, 6% on profitability and 6% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 4 accounts on average 18 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Resignation: Katia Ghijsels (director)Appointment: Luc Schulze (director)
- · Gazette deed Resignation: Schuize Luc (director)Director discharge: Schuize Luc
- · Gazette deed Resignation: Matthias Schulze (director)
Comparable companies
These companies have the same main activity as BizzAcumen: wholesale of clothing, excluding workwear and underwear (NACE 46423). They are comparable in size and age: total assets between €4,310 and €16,800, founded between 2019 and 2023.
| Company | Total assets | Gross margin |
|---|---|---|
| BizzAcumen Affligem | €7,898 | -€8,199 |
| RAMDANI NEGOCE Wezembeek-Oppem | €6,413 | -€8,317 |
| ONE AGENCY Ternat | €5,214 | -€11,061 |
| DELTA CROWN Zaventem | €16,784 | -€2,192 |
| WONDER WENDY Sint-Katelijne-Waver | €4,306 | -€3,366 |
| A BUNCH OF PEOPLE Brussel | €10,468 | -€6,043 |
| YODI LAB Alken | €8,948 | -€1,945 |
Key facts about BizzAcumen
- What is the company number of BizzAcumen?
- The company number of BizzAcumen is 0781.459.219. The VAT number is the same number with BE in front: BE 0781.459.219.
- Where is BizzAcumen based?
- The registered office is at Molenstraat 37, 1790 Affligem.Company details
- What does BizzAcumen do?
- According to the KBO register, the main activity is wholesale of clothing, excluding workwear and underwear (NACE 46423).
- What is the legal form of BizzAcumen?
- The legal form of BizzAcumen is Private limited company (BV).
- When was BizzAcumen founded?
- BizzAcumen was founded on 01-02-2022.
- Is BizzAcumen still active?
- Yes, BizzAcumen is an active enterprise in the KBO register.
- What is the turnover of BizzAcumen?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is BizzAcumen profitable?
- In financial year 2025, BizzAcumen made a loss of €9,041.
- Where can I find the annual accounts of BizzAcumen?
- BizzAcumen filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BizzAcumen due?
- BizzAcumen must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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