BIZUP
ActiveBIZUP has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-12k) and a net result of €56k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 7031 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+51
Solvency21▲+21
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.87 against 0.63 in 2024; short-term debt: 103.8% and cash: 66.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-4.4%
Return on assets
21%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 7031 sector peers (2025).
NBB · sector comparisonPosition among 7031 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
on the day
2023
30 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€56k
2024 · €-15k
2018: €10k
2019: €-849
2020: €199
2021: €3k
2022: €-34k
2023: €-32k
2024: €-15k
2018 → 2025
Working capital
€-35k▲ 63.5%
2024 · €-96k
2018: €11k
2019: €9k
2020: €9k
2021: €-22k
2022: €-43k
2023: €-72k
2024: €-96k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€-21k€-53k▼ 154%€-68k▼ 27.7%€-12k▲ 82.7%
Operating result€6k-€-36k€8k€27k▲ 248%€98k▲ 258%
Net result€3k-€-34k€-32k▲ 5.6%€-15k▲ 54.3%€56k
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 258% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €268k
Fixed assets
€25k▼ 13.0%
Current assets
€243k▲ 45.8%
Key figures and ratios
EBITDA
€103k▲
2024 · €36k
Cash flow
€61k▲
2024 · €-6k
Solvency
-4.4%▲
2024 · -34.8%
Current ratio
0.87▲
2024 · 0.63
Quick ratio
0.74▲
2024 · 0.35
Debt / equity
-23.71▼
2024 · -3.87
ROA
21.0%▲
2024 · -7.6%
Interest coverage
2.61▲
2024 · 0.86
Debt
€279k▲
2024 · €263k
Debt ≤ 1 year
€278k▲
2024 · €263k
Income taxes
€2k▲
2024 · €185
Staff costs
€136k▲
2024 · €111k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€195k€268k▲
Fixed assets21/28€29k€25k▼
Tangible fixed assets22/27€11k€7k▼
Plant, machinery and equipment23€5k€2k▼
Furniture and vehicles24€3k€3k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€18k€18k=
Current assets29/58€166k€243k▲
Stocks and contracts in progress3€75k€37k▼
Stocks30/36€75k€37k▼
Amounts receivable within one year40/41€169€23k▲
Trade receivables40€127-
Other amounts receivable41€41€23k▲
Cash at bank and in hand54/58€88k€178k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€195k€268k▲
Equity10/15€-68k€-12k▲
Contributions10/11€19k€19k=
Reserves13€10k€10k=
Non-distributable reserves130/1€227€227=
Reserves not available under the articles1311€227€227=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-97k€-41k▲
Amounts payable17/49€263k€279k▲
Amounts payable within one year42/48€263k€278k▲
Trade debts44€62k€67k▲
Suppliers440/4€62k€67k▲
Advances received on contracts in progress46€175k€148k▼
Taxes, remuneration and social security45€18k€40k▲
Taxes450/3€8k€26k▲
Remuneration and social security454/9€10k€14k▲
Other amounts payable47/48€8k€22k▲
Accrued charges and deferred income492/3€319€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€111k€136k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€5k▼
Other operating charges640/8€10k€7k▼
Gross operating margin9900€156k€247k▲
Operating profit (loss)9901€27k€98k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€42k€40k▼
Recurring financial charges65€42k€40k▼
Non-recurring financial charges66B€63-
Profit (loss) for the period before taxes9903€-15k€59k▲
Income taxes67/77€185€2k▲
Profit (loss) for the period9904€-15k€56k▲
Profit (loss) for the period to be appropriated9905€-15k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-97k€-41k▲
Profit (loss) brought forward from the previous period14P€-82k€-97k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €56k
Net result €56k after 3 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-34k ▼1134%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €199
Net result €199 after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos des Papeteries 161390 Grez-DoiceauGround area
676 m²
Building footprint
64 m²
Volume, LiDAR
524 m³
Parcel 25037E0511/00W002, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BIZUP
since 20072.160.841.284
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25037E0511/00W002 | Wallonia | 676 m² | 1 · 64 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900LA88GJEHKQ6R73
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,755. 2,303 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2007
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
73110Advertising agencies
74401
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.