Skip to content

BISOLVE

Active Private limited company (pre-2019)founded 2009active for 17 yearsRue René Jurdant 64, 1301 WavreKBO/BCE: BE 0811.934.639
BISOLVE
Follow ReportCompare

Overview

Lifetime

16 annual accounts with figures on one time axis
peak €95,124 (2018)
€45,539▲ 446%
lowest -€56,683 (2020)
€27,338▲ €28,094
peak €173,087 (2019)
€84,002▲ 48.2%
€37,198▼ 19.3%
Board1 name since 2022
1 directorBiquet Nicolas
Documentsfilings and deeds
02-12-202560 days before the deadline
2025micro format
Gross margin from €8,343 to €45,539Back to profit: €27,338Equity from €56,665 to €84,002Debts from €46,075 to €37,198Cash from €27,719 to €67,481

Key points

from the 2025 annual accounts

Equity

€84,002 from €173,087 in 2019

Equity fell by 51% in 6 years.

Liquidity

3.05 was 1.91 in 2024

Short-term debts fell from €46,075 to €37,198.

Filings

16 annual accounts since 2010
deadline2010201520202025

The last five annual accounts were filed 12 to 72 days before the end of the period.

Checked score

97
Excellent
Financially stronger than 73% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025highest value 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

94+14equity 69.3% of total assets
87+25short-term debt 30.7% · cash 55.7%
97+29return on assets 22.6%

Score breakdown

lowers risk
Liquidity: current ratio 3.05, cash €67,481
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €84,002 (69.3% of total assets)
Size: total assets €121,201
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 65% of them on solvency, 80% on liquidity, 66% on profitability and 79% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as BISOLVE has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of BISOLVE itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for BISOLVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €8,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 3.05 (1.91 in 2024), above the usual 1.5. Short-term debt is 30.7% and cash 55.7% of total assets. 30.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 3.05, cash €67,481
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Equity €84,002 (69.3% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €121,201
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-12-2025, 60 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
60 days early
2024
72 days early
2023
42 days early
2022
12 days early
2021
63 days early
2020
68 days early
2019
59 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 54 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 2 December (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BN
Biquet Nicolas
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0811934639
First establishment Rue René Jurdant 64, Wavre
Incorporation published on 05-06-2009 · Gazette deed
All 27 events

Comparable companies

same main activity, similar in size and age
Company
BISOLVE Wavre €121,201 €45,539 69.3% -
Acturelle Ramillies €123,064 €45,830 66.7% -
CHRYSALION Jodoigne €128,199 €43,752 58.1% -
Back in Business Waterloo €121,294 €51,345 74.0% -
JMM Finance Consulting Genappe €132,148 €48,331 43.3% -
Equilibre Consult Lasne €105,468 €52,453 72.3% -
Bruno DEMARBAIX Genappe €123,996 €48,971 13.5% -

These companies have the same main activity as BISOLVE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €105,000 and €132,000, founded between 2009 and 2011.

Official details

Source: KBO
Status
Active since 27-05-2009Normal situation
Activity
Business and other management consultancyNACE 70200and 1 other
Establishment unit
2.274.951.2921301 Wavre, since 05-04-2018
Financial year end
30 June
Peppol
Reachable since 30-03-2026
Company details

Annual accounts to 30-06-2025

€45,539▲ 446%
≈ €130,000estimated
€27,338
€84,002▲ 48.2%
€121,201▲ 18.0%
Filing
Filed on 02-12-2025, 60 days before the end of the filing period
Financials

Insights on BISOLVE

BISOLVE files the micro format. That format states no turnover. The gross margin fell from €55,084 in 2010 to €45,539 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 02-12-2025, 60 days before the deadline
€45,539
▲ 446%
€36,933
▲ €36,956
€27,338
▲ €28,094
€76,174
▲ 81.9%
69.3%
▲ 14.2 percentage points
3.05
▲ 1.14

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €130,000. Estimated: probably between €79,000 and €180,000.

Balance sheet

balance sheet total €121,201 on 30-06-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

69.3%

Higher than 65% of 39,368 companies in 2025.

3.05

Higher than 64% of 38,051 companies in 2025.

22.6%

Higher than 62% of 38,523 companies in 2025.

BISOLVE Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016201520142013201220112010
Balance sheet: assets
20/58 121,201102,740107,546137,667127,678129,807200,926198,426140,794118,268140,263141,621117,65497,72769,17950,203
21/28 7,82814,79521,76234,61447,46618,84534,42744,36840,49942,46157,69872,08536,2719,2319,78014,343
22/27 7,80314,77021,73734,58947,44118,82034,40244,34340,47442,43657,67372,06036,2469,2069,75511,818
22 3,4604,0874,71311,22517,73617,65523,54029,42535,31041,19547,07952,964----
24 4,34310,68317,02423,36429,7051,16510,86314,9185,1641,24210,59419,09611,2469,2069,75511,818
27 ------------25,000---
28 2525252525252525252525252525252,525
29/58 113,37387,94585,784103,05380,213110,962166,499154,058100,29575,80782,56569,53681,38488,49659,39935,860
40/41 24,52043,86651,85058,91069,71573,31065,00029,67339,07944,95453,49544,28446,87966,01112,71211,105
40 17,52030,20019,94842,6089,71513,310-9,80119,31221,37023,59522,13222,77337,27811,20810,808
41 7,00013,66731,90216,30260,00060,00065,00019,87219,76823,58429,90022,15224,10728,7331,504297
50/53 21,00016,00016,000-------------
54/58 67,48127,71917,93443,29110,49836,861100,687123,42960,40830,48928,70124,77932,65522,48546,68824,755
490/1 372360-852-7918129568083643694731,849---
Balance sheet: equity and liabilities
10/49 121,201102,740107,546137,667127,678129,807200,926198,426140,794118,268140,263141,621117,65497,72769,17950,203
10/15 84,00256,665107,546116,76980,840116,404173,087159,632108,119104,356109,752106,34396,67870,09051,55244,372
10/11 12,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,400
100 -----18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
101 -----6,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,200
13 71,60254,244104,369104,36968,44068,44068,44054,9851,8601,8601,8601,8601,8601,8601,8601,860
130/1 1,8601,8601,8601,8601,860-----------
130 -----1,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,860
1311 1,8601,8601,8601,8601,860-----------
133 69,74252,384102,509102,50966,58066,58066,58053,125--------
14 --9,979-9,222--35,56492,24792,24793,85990,09695,49292,08382,41855,83037,29230,112
17/49 37,19846,075-20,89846,83813,40327,83938,79432,67613,91330,51235,27820,97627,63617,6275,831
17 ------2,2455,588--------
170/4 ------2,2455,588--------
42/48 37,19846,075-20,89846,83813,40325,59433,15532,62413,78529,88434,65120,35027,01316,5085,831
42 -----2,2453,3433,314--------
44 3,494651-14,0879603,1713,1455,7795,2403,0001,2111,1444,54010,7171,953585
440/4 3,494651-14,0879603,1713,1455,7795,2403,0001,2111,1444,54010,7171,953585
45 18,07510,098-6,8113,0084,19212,08718,36311,906-3,6276,46511,26714,67614,5562,500
450/3 18,07510,098-6,8113,0084,19210,22318,36311,906-3,6276,46511,26714,67614,5562,500
454/9 ------1,864---------
47/48 15,63035,326--42,8703,7957,0195,69815,47810,78525,04727,0424,5431,620-2,746
492/3 -------51511276276276266231,119-
Income statement
9900 45,5398,3434,56754,36715,859-42,25367,08895,12416,96410,18924,76148,86044,90333,39417,67755,084
62 -----2,14118,2451,324--------
630 6,9676,96712,85212,8528,4377,51210,70910,7858,02713,39615,41331,8555,7634,3453,4984,212
631/4 ------10,652---2,000---1,500-
640/8 1,6391,3981,2791,7053,6344,3491,6411,7581,9682,6211,6241,4381,2821,0181,0741,359
9901 36,933-23-9,56439,8103,788-56,25625,84181,2566,969-5,8285,72415,56737,85828,03111,60649,513
75/76B 1-815-0069183532539833790870396158
75 1-815-0069183532539833790870396158
65/66B 21247435417223339462323612614416412914629321148
65 21247435417223339462323612614416412914629321148
9903 36,723-496-9,10439,6373,555-56,65025,28681,2037,375-5,4336,39316,22938,58228,13411,41049,473
67/77 9,3852601183,709118338,83128,0782,000-371,3724,95210,3827,9764,23017,501
9904 27,338-757-9,22235,9283,437-56,68316,45553,1255,375-5,3965,02111,27628,20020,1587,18031,972
9905 27,338-757-9,22235,9283,437-56,68316,45553,1255,375-5,3965,02111,27628,20020,1587,18031,972
Appropriation of the result
9906 17,359-9,979-9,22235,92839,00135,564108,702146,98495,47190,09697,10493,69584,03057,45037,29231,972
14P -9,979-9,222--------------
791/2 -50,125--------------
691/2 17,359--35,928--16,45553,125-------1,860
6920 ---------------1,860
6921 17,359--35,928--16,45553,125--------
694/7 -50,125--39,001--1,6121,612-1,6121,6121,6121,620--
694 -50,125--39,001--1,6121,612-1,6121,6121,6121,620--
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 02-12-2025.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-06-2025 micro format 02-12-2025 2025-00578068 PDF
30-06-2024 micro format 20-11-2024 2024-00605276 PDF
30-06-2023 micro format 20-12-2023 2023-00534294 PDF
30-06-2022 micro format 19-01-2023 2023-00005236 PDF
30-06-2021 micro format 29-11-2021 2021-78500549 PDF
30-06-2020 micro format 24-11-2020 2020-71800148 PDF
30-06-2019 micro format 03-12-2019 2019-75400455 PDF
30-06-2018 micro format 22-11-2018 2018-72700583 PDF
30-06-2017 micro format 24-11-2017 2017-70300294 PDF
30-06-2016 full format 16-12-2016 2016-70400188 PDF
30-06-2015 full format 27-11-2015 2015-67900530 PDF
30-06-2014 full format 25-11-2014 2014-67600549 PDF
30-06-2013 full format 27-11-2013 2013-67400035 PDF
30-06-2012 full format 20-12-2012 2012-67700128 PDF
30-06-2011 full format 13-12-2011 2011-63300559 PDF
30-06-2010 full format 07-12-2010 2010-62200534 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016201520142013201220112010
43,9006,9443,28852,66112,225-48,74336,54992,04114,9967,56821,13747,42243,62132,37615,10453,724
34,3056,2103,63048,78011,875-49,17027,16463,91013,4028,00120,43443,13133,96224,50310,67836,183
000037,967-8,07076814,6546,0649771,02667,66937,5743,7961,43518,555
39,7629,785-25,35732,793-26,364-63,826-22,74263,02129,9191,7893,922-7,87610,170-24,20321,933-
76,17441,870-82,15533,37597,559140,905120,90367,67162,02252,68034,88561,03461,48342,89130,029
69.3%55.2%100.0%84.8%63.3%89.7%86.1%80.4%76.8%88.2%78.2%75.1%82.2%71.7%74.5%88.4%
3.051.91-4.931.718.286.514.653.075.502.762.014.003.283.606.15
0.440.81-0.180.580.120.160.240.300.130.280.330.220.390.340.13
32.5%-1.3%-8.6%30.8%4.3%-48.7%9.5%33.3%5.0%-5.2%4.6%10.6%29.2%28.8%13.9%72.1%
22.6%-0.7%-8.6%26.1%2.7%-43.7%8.2%26.8%3.8%-4.6%3.6%8.0%24.0%20.6%10.4%63.7%
over 10014.679.28over 100------------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Insights on BISOLVE

The operating result for 2025 is a profit of €36,933, after a loss of €23 in 2024. It is the highest result since 2022.

Debt's share of the balance-sheet total falls from 44.8% to 30.7%. Equity is higher and debt is lower.

Board & ownership

Board

1 director
Biquet Nicolas
Director
listed in the 2025 annual accounts, filed on 02-12-2025

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Biquet Nicolas
Director
Boardmandate already running before its first mention
Mandates as a list
  • Biquet Nicolas
    • Director, since before 30-06-2022

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€12,400
Source
2025 annual accounts

Network & group

No group

BISOLVE has no parent and no holdings in its annual accounts. Biquet Nicolas is the only director. BISOLVE shares no director with another company.

At the same address

Rue René Jurdant 64, 1301 Wavre · 1 other company
Temps d'M - Autopromotion
registered office since 24-04-2023
 founded in 2023
1010.521.848

Timeline

Timeline

27 events since 2009

Deadline for the 2026 accounts: 31-01-2027

2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0811934639
2025
Annual accounts 2025 filed PDFmicro format · 60 days before the deadline
Back to profit net €27,338 The net result is €27,338, after 2 loss-making years.
2024
Annual accounts 2024 filed PDFmicro format · 72 days before the deadline
2023
Annual accounts 2023 filed PDFmicro format · 42 days before the deadline
Annual accounts 2022 filed PDFmicro format · 12 days before the deadline
2022
Liquidity more than doubled current ratio 4.93 The current ratio rises from 1.71 to 4.93. Short-term debt falls from €46,838 to €20,898.
2021
Annual accounts 2021 filed PDFmicro format · 63 days before the deadline
Back to profit net €3,437 The net result is €3,437, after one loss-making year.
2020
Annual accounts 2020 filed PDFmicro format · 68 days before the deadline
Weakest financial year net -€56,683 The net result drops to -€56,683, the lowest from 2010 to 2025. It recovers the following year.
2019
Annual accounts 2019 filed PDFmicro format · 59 days before the deadline
2018
Annual accounts 2018 filed PDFmicro format · 70 days before the deadline
Highest result from 2010 to 2025 net €53,125 ▲888% The operating result of €81,256 and the net result of €53,125 are both a record.
Equity above €150,000 equity €159,632 ▲47.6% After 2 profitable years in a row, equity reaches €159,632.
First establishment Rue René Jurdant 64, Wavre
2017
Annual accounts 2017 filed PDFmicro format · 68 days before the deadline
Back to profit net €5,375 The net result is €5,375, after one loss-making year.
2016
Annual accounts 2016 filed PDFfull format · 46 days before the deadline
2015
Annual accounts 2015 filed PDFfull format · 65 days before the deadline
2014
Annual accounts 2014 filed PDFfull format · 67 days before the deadline
Equity above €100,000 equity €106,343 ▲10% With a profit in every financial year since 2010, equity grows to €106,343.
2013
Annual accounts 2013 filed PDFfull format · 65 days before the deadline
2012
Annual accounts 2012 filed PDFfull format · 42 days before the deadline
2011
Annual accounts 2011 filed PDFfull format · 49 days before the deadline
2010
Annual accounts 2010 filed PDFfull format · 55 days before the deadline
2009
Incorporation PDFpublished on 05-06-2009

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 27 May 2009, BISOLVE was incorporated.1 Total assets went from €200,926 in 2019 to €121,201 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0811.934.639
VAT number
BE 0811.934.639
Peppol ID
0208:0811934639
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
27-05-2009
Financial year
ends on 30 June
Peppol
Reachable since 30-03-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
BISOLVE in French
Entity type
Legal entity

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
62200 Computer consultancy and computer facilities management
Codes under NACEBEL 2008
70220 Business consulting main activity
62020 IT consultancy

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue René Jurdant 64 registered office 1301 Wavre 05-04-2018 2.274.951.292

Buildings and parcels at the address

Ground area
660 m²
Buildings
57 m²
Volume, LiDAR
398 m³
Tallest building
8.9 m
Buildings to scale, each on its own parcel
57 m², 8.9 m 57 m², 8.9 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
25006C0299/00G000660 m² 1 · 57 m² 8.9 m · 2

We would like to set cookies. That happens only with your consent. What we measure