Equity
€84,002 from €173,087 in 2019
Equity fell by 51% in 6 years.
BISOLVE
Lifetime
16 annual accounts with figures on one time axispeak €95,124 (2018)
€45,539▲ 446%
lowest -€56,683 (2020)
€27,338▲ €28,094
peak €173,087 (2019)
€84,002▲ 48.2%
€37,198▼ 19.3%
Board1 name since 2022
1 directorBiquet Nicolas
Documentsfilings and deeds
02-12-202560 days before the deadline
2025micro format
Gross margin from €8,343 to €45,539Back to profit: €27,338Equity from €56,665 to €84,002Debts from €46,075 to €37,198Cash from €27,719 to €67,481
Key points
from the 2025 annual accountsChecked score
97
Excellent
Financially stronger than 73% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025highest value
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 3.05, cash €67,481
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €84,002 (69.3% of total assets)
Size: total assets €121,201
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 65% of them on solvency, 80% on liquidity, 66% on profitability and 80% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as BISOLVE has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of BISOLVE itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for BISOLVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.05 (1.91 in 2024), above the usual 1.5. Short-term debt is 30.7% and cash 55.7% of total assets. 30.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-12-2025, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 days early
2024
72 days early
2023
42 days early
2022
12 days early
2021
63 days early
2020
68 days early
2019
59 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 54 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 2 December (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0811934639
First establishment
Rue René Jurdant 64, Wavre
Incorporation
published on 05-06-2009 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BISOLVE Wavre | €121,201 | €45,539 | 69.3% | - |
| Acturelle Ramillies | €123,064 | €45,830 | 66.7% | - |
| CHRYSALION Jodoigne | €128,199 | €43,752 | 58.1% | - |
| Back in Business Waterloo | €121,294 | €51,345 | 74.0% | - |
| JMM Finance Consulting Genappe | €132,148 | €48,331 | 43.3% | - |
| Equilibre Consult Lasne | €105,468 | €52,453 | 72.3% | - |
| Bruno DEMARBAIX Genappe | €123,996 | €48,971 | 13.5% | - |
These companies have the same main activity as BISOLVE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €105,000 and €132,000, founded between 2009 and 2011.
Official details
Source: KBO- Status
- Active since 27-05-2009Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.274.951.2921301 Wavre, since 05-04-2018
- Financial year end
- 30 June
- Peppol
- Reachable since 30-03-2026
Annual accounts to 30-06-2025
- ≈ €130,000estimated
- €121,201▲ 18.0%
- Filing
- Filed on 02-12-2025, 60 days before the end of the filing period
Insights on BISOLVE
BISOLVE files the micro format. That format states no turnover. The gross margin fell from €55,084 in 2010 to €45,539 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BISOLVE
- What is the company number of BISOLVE?
- The company number of BISOLVE is 0811.934.639. The VAT number is the same number with BE in front: BE 0811.934.639.
- Where is BISOLVE based?
- The registered office is at Rue René Jurdant 64, 1301 Wavre.Company details
- What does BISOLVE do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of BISOLVE?
- BISOLVE is a private limited company (pre-2019) (BVBA).
- When was BISOLVE founded?
- BISOLVE was founded on 27-05-2009.
- Is BISOLVE still active?
- Yes, BISOLVE is an active enterprise in the KBO register.
- What is the turnover of BISOLVE?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €45,539 and 144 comparable companies (NACE 70200). It probably lies between €79,000 and €180,000.Financials
- Is BISOLVE profitable?
- In financial year 2025, BISOLVE made a profit of €27,338.
- Where can I find the annual accounts of BISOLVE?
- BISOLVE filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BISOLVE due?
- BISOLVE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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