Acturelle
ActiveActurelle has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €21k. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 61% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+12
Solvency92▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.46 against 4.08 in 2024; short-term debt: 21.5% and cash: 69.8% of total assets), and 33.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.7%
Return on assets
17.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-04-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
365 d late
2023
730 d late
2022
16 d late
2021
3 d late
2020
1 d early
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€82k▲ 24.0%
2024 · €66k
2018: €24k
2019: €25k
2020: €30k
2021: €35k
2022: €32k
2023: €58k
2024: €66k
2018 → 2025
Total assets
€123k▲ 18.2%
2024 · €104k
2018: €50k
2019: €81k
2020: €53k
2021: €59k
2022: €34k
2023: €110k
2024: €104k
2018 → 2025
Net result
€21k▲ 152%
2024 · €9k
2018: €2k
2019: €667
2020: €6k
2021: €5k
2022: €-3k
2023: €26k
2024: €9k
2018 → 2025
Working capital
€65k▲ 49.1%
2024 · €44k
2018: €-4k
2019: €-87
2020: €12k
2021: €21k
2022: €26k
2023: €29k
2024: €44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€32k▼ 9.2%€58k▲ 81.5%€66k▲ 14.8%€82k▲ 24.0%
Operating result€7k-€-3k€18k€14k▼ 20.6%€31k▲ 119%
Net result€5k-€-3k€26k€9k▼ 67.1%€21k▲ 152%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 119% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€31k▼ 32.1%
Current assets
€92k▲ 58.2%
Equity and liabilities €123k
Equity
€82k▲ 24.0%
Debt
€41k▲ 8.2%
The debt ratio falls from 36.4% to 33.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€46k▲
2024 · €29k
Cash flow
€36k▲
2024 · €24k
Solvency
66.7%▲
2024 · 63.6%
Current ratio
3.46▼
2024 · 4.08
Quick ratio
3.46▼
2024 · 4.08
Debt / equity
0.50▼
2024 · 0.57
ROE
26.1%▲
2024 · 12.9%
ROA
17.4%▲
2024 · 8.2%
Interest coverage
32.90▲
2024 · 16.78
Debt
€41k▲
2024 · €38k
Debt ≤ 1 year
€26k▲
2024 · €14k
Debt > 1 year
€15k▼
2024 · €24k
Income taxes
€9k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€104k€123k▲
Fixed assets21/28€46k€31k▼
Tangible fixed assets22/27€46k€31k▼
Plant, machinery and equipment23€1k-
Furniture and vehicles24€45k€31k▼
Other tangible fixed assets26-€623
Current assets29/58€58k€92k▲
Amounts receivable within one year40/41€9k€6k▼
Trade receivables40€3k€2k▼
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€49k€86k▲
Deferred charges and accrued income490/1€109-
Equity and liabilities
Total equity and liabilities10/49€104k€123k▲
Equity10/15€66k€82k▲
Contributions10/11€6k€6k=
Reserves13€51k€67k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€50k€67k▲
Profit (loss) carried forward14€9k€9k=
Amounts payable17/49€38k€41k▲
Amounts payable after more than one year17€24k€15k▼
Financial debts170/4€24k€15k▼
Amounts payable within one year42/48€14k€26k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€711€2k▲
Suppliers440/4€711€2k▲
Taxes, remuneration and social security45€5k€10k▲
Taxes450/3€5k€10k▲
Other amounts payable47/48-€6k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€57-
Gross operating margin9900€29k€46k▲
Operating profit (loss)9901€14k€31k▲
Financial income75/76B€425€642▲
Recurring financial income75€0€642▲
Non-recurring financial income76B€425-
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€13k€30k▲
Income taxes67/77€4k€9k▲
Profit (loss) for the period9904€9k€21k▲
Profit (loss) for the period to be appropriated9905€9k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€30k▲
Profit (loss) brought forward from the previous period14P€9k€9k▲
Transfer from equity791/2-€6k
Transfer to equity691/2€9k€21k▲
To other reserves6921€9k€21k▲
Profit to be distributed694/7-€6k
Return on contributions (dividend)694-€6k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 365 days late
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 730 days late
11-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2023
30-09
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
30-09
Financial
Weakest financial yearnet €-3k ▼171%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity times 6current ratio 12.29
Current ratio from 1.92 to 12.29; short-term debt falls from €23k to €2k.
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ramillies · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Gestiaux 31367 RamilliesGround area
1,913 m²
Building footprint
141 m²
Volume, LiDAR
1,098 m³
Parcel 25067B0551/00B000, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ACTURELLE
since 20092.182.560.079
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25067B0551/00B000 | Wallonia | 1,913 m² | 1 · 141 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FADDTORY
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4 WINS
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,185 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2009
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.