BISKIT
ActiveSummary
BISKIT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €205,115 and a net result of -€3,871. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 49% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability67▼-2
Solvency87▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 1.77 against 0.66 in 2023; short-term debt: 15.1% and cash: 12.2% of total assets), and 38.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
61.7%
Return on assets
-1.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
8 d early
2023
30 d late
2022
42 d early
2021
3 d late
2020
24 d early
2019
45 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€205,115▼ 1.9%
2023 · €208,986
Total assets
€332,324▼ 10.5%
2023 · €371,296
Net result
-€3,871
2023 · €536
Working capital
€38,968
2023 · -€38,828
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€13,182▲ 67.2%€29,898▲ 127%€12,691▼ 57.6%-€447-€4,428▼ 891%
Net result€16,579▲ 176%€23,147▲ 39.6%€7,857▼ 66.1%€536▼ 93.2%-€3,871
Equity€184,205▲ 9.9%€200,594▲ 8.9%€208,451▲ 3.9%€208,986▲ 0.3%€205,115▼ 1.9%
Total assets€365,729▼ 10.3%€288,987▼ 21.0%€309,625▲ 7.1%€371,296▲ 19.9%€332,324▼ 10.5%
Debt€161,524▼ 29.9%€68,393▼ 57.7%€81,174▲ 18.7%€142,310▲ 75.3%€107,209▼ 24.7%
Working capital€33,205▼ 31.2%€49,594▲ 49.4%€57,451▲ 15.8%-€38,828€38,968
Staff (FTE)1▼ 44.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4,428 in 2024 against €447 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €332,324
Fixed assets
€243,050 ▼ 18.3%
Current assets
€89,274 ▲ 20.8%
Equity and liabilities €332,324
Equity
€205,115 ▼ 1.9%
Provisions
€20,000 =
Debt
€107,209 ▼ 24.7%
Debt's share of the balance-sheet total falls from 38.3% to 32.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€49,905▲
2023 · €26,720
Cash flow
€50,462▲
2023 · €27,702
Current ratio
1.77▲
2023 · 0.66
Debt to equity
0.52▼
2023 · 0.68
ROE
-1.9%▼
2023 · 0.3%
ROA
-1.2%▼
2023 · 0.1%
Interest coverage
84.46▲
2023 · 23.80
Debt ≤ 1 year
€50,306▼
2023 · €112,741
Debt > 1 year
€56,903▲
2023 · €29,569
Income taxes
€980▼
2023 · €1,281
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €10,710 | - | €1,290 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €27,167 | €54,333 | ▲ 100.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €3,352 | €3,352 | = |
| Other operating charges640/8 | - | €5,404 | €16,501 | €215 | €1,226 | ▲ 470% |
| Gross operating margin9900 | €43,825 | €46,011 | €29,192 | €31,577 | €54,484 | ▲ 72.5% |
| Operating profit (loss)9901 | €13,182 | €29,898 | €12,691 | -€447 | -€4,428 | ▼ 891% |
| Financial income75/76B | - | €5,003 | €50 | €3,391 | €2,128 | ▼ 37.3% |
| Recurring financial income75 | €8,400 | €5,000 | €50 | €1,628 | €2,128 | ▲ 30.7% |
| Non-recurring financial income76B | - | €3 | - | €1,764 | - | - |
| Financial charges65/66B | - | €286 | €345 | €1,128 | €591 | ▼ 47.6% |
| Recurring financial charges65 | €1,420 | €286 | €345 | €1,122 | €591 | ▼ 47.4% |
| Non-recurring financial charges66B | - | €1 | - | €5 | €0 | ▼ 99.6% |
| Profit (loss) for the period before taxes9903 | €20,075 | €34,614 | €12,396 | €1,817 | -€2,891 | ▼ 259% |
| Income taxes67/77 | €3,495 | €11,467 | €4,539 | €1,281 | €980 | ▼ 23.5% |
| Profit (loss) for the period9904 | €16,579 | €23,147 | €7,857 | €536 | -€3,871 | ▼ 823% |
| Profit (loss) for the period to be appropriated9905 | €16,579 | €23,147 | €7,857 | €536 | -€3,871 | ▼ 823% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €365,729 | €288,987 | €309,625 | €371,296 | €332,324 | ▼ 10.5% |
| Fixed assets21/28 | €171,000 | €171,000 | €171,000 | €297,383 | €243,050 | ▼ 18.3% |
| Intangible fixed assets21 | - | - | - | €135,833 | €81,500 | ▼ 40.0% |
| Financial fixed assets28 | €171,000 | €171,000 | €171,000 | €161,550 | €161,550 | = |
| Current assets29/58 | €194,729 | €117,987 | €138,625 | €73,913 | €89,274 | ▲ 20.8% |
| Amounts receivable after more than one year29 | - | - | - | €6,704 | €3,352 | ▼ 50.0% |
| Other amounts receivable291 | - | - | - | €6,704 | €3,352 | ▼ 50.0% |
| Amounts receivable within one year40/41 | €112,397 | €103,440 | €52,250 | €48,155 | €45,267 | ▼ 6.0% |
| Trade receivables40 | - | €97,583 | €52,250 | €48,115 | €38,570 | ▼ 19.8% |
| Other amounts receivable41 | - | €5,857 | - | €40 | €6,697 | ▲ 16,552% |
| Cash at bank and in hand54/58 | €82,332 | €14,547 | €86,375 | €19,054 | €40,655 | ▲ 113% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €365,729 | €288,987 | €309,625 | €371,296 | €332,324 | ▼ 10.5% |
| Equity10/15 | €184,205 | €200,594 | €208,451 | €208,986 | €205,115 | ▼ 1.9% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €167,860 | €181,994 | €189,851 | €190,386 | €190,386 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €180,134 | €187,991 | €188,526 | €188,526 | = |
| Profit (loss) carried forward14 | -€2,255 | - | - | - | -€3,871 | - |
| Provisions and deferred taxes16 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Provisions for liabilities and charges160/5 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Other liabilities and charges164/5 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Amounts payable17/49 | €161,524 | €68,393 | €81,174 | €142,310 | €107,209 | ▼ 24.7% |
| Amounts payable after more than one year17 | - | - | - | €29,569 | €56,903 | ▲ 92.4% |
| Financial debts170/4 | - | - | - | €29,569 | €56,903 | ▲ 92.4% |
| Amounts payable within one year42/48 | €161,524 | €68,393 | €81,174 | €112,741 | €50,306 | ▼ 55.4% |
| Trade debts44 | €139,079 | €53,540 | €48,438 | €73,864 | €50,306 | ▼ 31.9% |
| Suppliers440/4 | - | €53,540 | €48,438 | €73,864 | €50,306 | ▼ 31.9% |
| Taxes, remuneration and social security45 | - | €8,422 | €5,269 | €6,390 | - | - |
| Taxes450/3 | - | €8,422 | €5,269 | €6,390 | - | - |
| Other amounts payable47/48 | - | €6,431 | €27,467 | €32,486 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,579 | €23,147 | €7,857 | €536 | -€3,871 | ▼ 823% |
| + Depreciation and write-downs630 | - | - | - | €27,167 | €54,333 | ▲ 100.0% |
| Operating cash flow (approximation) | €16,579 | €23,147 | €7,857 | €27,702 | €50,462 | ▲ 82.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€153,550 | €0 | ▲ 100% |
| Change in cash | - | -€67,785 | €71,828 | -€67,321 | €21,601 | ▲ 132% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 1.77
Current ratio from 0.66 to 1.77; short-term debt falls from €112,741 to €50,306.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
31-12
Financial
Highest result since 2018net €23,147 ▲39.6%
Operating result €29,898, net result €23,147, both a record.
31-12
Financial
Equity above €200,000Eq €200,594 ▲8.9%
3 profitable years in a row build equity to €200,594.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €5,997
Net result €5,997 after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2001
Ground area
543 m²
Building footprint
357 m²
Volume, LiDAR
5,519 m³
Parcel 25744E1598/00A000, Wallonia · tallest building 18.7 m, ±5 floors. Linked by address, not a title deed.
18
companies at this address
See who is registered here
1 establishment unit
BISKIT
since 20012.098.534.424
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25744E1598/00A000 | Wallonia | 543 m² | 1 · 357 m² | 18.7 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 14,620 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-06-2001
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Contact
Website
www.mindoo.be
E-mail
dg@picsoo.eu
Scores and ratios are computed by Checked and are not a credit decision.