JESPERS CONSULTING
ActiveJESPERS CONSULTING has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €409k and a net result of €36k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-7
Solvency100=
Growth73=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 91.55 against 27.24 in 2024; short-term debt: 0.9% and cash: 46.9% of total assets), and 1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99%
Return on assets
8.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-05-2026, 75 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
75 d early
2024
73 d early
2023
45 d early
2022
34 d early
2021
42 d early
2020
55 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€144k▼ 14.7%
2021 · €169k
2018: €100k
2019: €173k
2020: €134k
2021: €169k
2018 → 2022
EBIT margin
24.6%▲ 3.7pp
2021 · 21.0%
2018: -15.1%
2019: 10.1%
2020: 19.0%
2021: 21.0%
2018 → 2022
Net result
€36k▼ 36.4%
2024 · €56k
2018: €-12k
2019: €11k
2020: €21k
2021: €28k
2022: €29k
2023: €18k
2024: €56k
2018 → 2025
Working capital
€354k▲ 15.1%
2024 · €308k
2018: €202k
2019: €174k
2020: €209k
2021: €249k
2022: €289k
2023: €316k
2024: €308k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€169k-€144k▼ 14.7%
Equity€270k-€299k▲ 10.7%€317k▲ 5.9%€373k▲ 17.8%€409k▲ 9.6%
Operating result€35k-€35k▲ 0.1%€23k▼ 35.2%€75k▲ 226%€45k▼ 39.6%
Net result€28k-€29k▲ 4.1%€18k▼ 39.2%€56k▲ 222%€36k▼ 36.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €413k
Fixed assets
€55k▼ 16.0%
Current assets
€358k▲ 12.1%
Equity and liabilities €413k
Equity
€409k▲ 9.6%
Debt
€4k▼ 64.5%
The debt ratio falls from 3.2% to 1.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▼
2024 · €77k
Cash flow
€55k▼
2024 · €58k
Solvency
99.0%▲
2024 · 96.8%
Current ratio
91.55▲
2024 · 27.24
Quick ratio
91.55▲
2024 · 27.24
Debt / equity
0.01▼
2024 · 0.03
ROE
8.8%▼
2024 · 15.1%
ROA
8.7%▼
2024 · 14.6%
Interest coverage
272.35▲
2024 · 266.56
Debt
€4k▼
2024 · €12k
Debt ≤ 1 year
€4k▼
2024 · €12k
Income taxes
€14k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€385k€413k▲
Fixed assets21/28€65k€55k▼
Tangible fixed assets22/27€65k€55k▼
Land and buildings22-€3k
Plant, machinery and equipment23€448€76▼
Furniture and vehicles24€65k€51k▼
Current assets29/58€320k€358k▲
Amounts receivable within one year40/41€20k€16k▼
Trade receivables40€20k€16k▼
Other amounts receivable41€0-
Current investments50/53€149k€149k=
Cash at bank and in hand54/58€152k€194k▲
Deferred charges and accrued income490/1-€154
Equity and liabilities
Total equity and liabilities10/49€385k€413k▲
Equity10/15€373k€409k▲
Contributions10/11€12k€12k=
Reserves13€284k€320k▲
Tax-exempt reserves132€31k€31k=
Distributable reserves133€253k€289k▲
Profit (loss) carried forward14€76k€76k=
Amounts payable17/49€12k€4k▼
Amounts payable within one year42/48€12k€4k▼
Trade debts44€0€749▲
Suppliers440/4€0€749▲
Taxes, remuneration and social security45€12k€3k▼
Taxes450/3€12k€3k▼
Remuneration and social security454/9€0-
Accrued charges and deferred income492/3€400€400=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€19k▲
Other operating charges640/8€440€399▼
Gross operating margin9900€77k€64k▼
Operating profit (loss)9901€75k€45k▼
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€288€235▼
Recurring financial charges65€288€235▼
Profit (loss) for the period before taxes9903€78k€50k▼
Income taxes67/77€22k€14k▼
Profit (loss) for the period9904€56k€36k▼
Profit (loss) for the period to be appropriated9905€56k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€133k€112k▼
Profit (loss) brought forward from the previous period14P€76k€76k=
Transfer to equity691/2€56k€36k▼
To other reserves6921€56k€36k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 91.55
Current ratio from 27.24 to 91.55; short-term debt falls from €12k to €4k.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €56k ▲222%
Operating result €75k, net result €56k, both a record.
16-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 51.17
Current ratio from 18.29 to 51.17; short-term debt falls from €14k to €6k.
19-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zonnedauwstraat 93110 RotselaarGround area
2,953 m²
Building footprint
194 m²
Volume, LiDAR
1,000 m³
Parcel 24094E0182/00E003, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zonnedauwstraat 9, 3110 Rotselaar
since 20012.095.373.412
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24094E0182/00E003 | Flanders | 2,953 m² | 1 · 194 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
25490075CUWXJ7U14O11
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GUY BULTEEL
BE 0841.931.789
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Legile
BE 0737.870.189
Mechelen · Eq €409k
JM CONSULT
BE 0873.073.739
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Codeminded
BE 0892.646.458
Aarschot · Eq €409k
Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 12,774 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2001
Fiscal year end31-12
Abbreviation NL
JC
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.