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BILLE CONSTRUCT

Active Private limited companyfounded 2022active for 4 yearsRue Faëmy,Ham 21, 5190 Jemeppe-sur-SambreKBO/BCE: BE 0792.443.973

Overview

Lifetime

3 annual accounts with figures on one time axis
peak €11,775 (2024)
€9,409▼ 20.1%
lowest -€4,237 (2025)
-€4,237▼ €7,980
peak €10,424 (2024)
€6,188▼ 40.6%
€22,566▼ 61.2%
Board1 name since 2022
1 director
Documentsfilings and deeds
07-08-20267 days late
2025micro format
Gross margin from €11,775 to €9,409Loss of €4,237Registered office moved from Sombreffe to Ham-sur-Sambre 18-12Equity from €10,424 to €6,188Debts from €58,235 to €22,566Cash from €221 to €4,146

Key points

from the 2025 annual accounts

Debts

€22,566 78% of the balance sheet
Financial debts 11%Suppliers 43%Taxes and wages 46%

Of this, €19,988 falls due within a year.

Filings

3 annual accounts 3 late
AprilJune31 JulyOctober202320242025

The 2023 accounts came latest: 27 days after the end of the period.

Position in the sector

€6,188

Less equity than 82% of companies in construction of buildings. Sector median €45,752 · 10,181 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 1,207 companies had the same profile as BILLE CONSTRUCT has now. Each dot stands for 4 companies, two years later.

90.0%
were still trading
4.8%
stopped another way
4.6%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more

Another 0.7% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,207 companies, not a prediction for BILLE CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

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Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • 100 sharesdeed of 17-10-2022
Board & ownership

Recent changes

Registered office moved from Sombreffe to Ham-sur-Sambre New registered office: rue Faëmy 21 à 5190 Ham-sur-Sambre · Previous registered office: Chaussée de Chastre 106 106, 5140 Sombreffe, Belgique · General meeting of 01-10-2025 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0792443973
Incorporation Founding capital of €5,000, 100 shares · Founder: (comparant) · Appointment: (director) · published on 17-10-2022 · Gazette deed
First establishment Chaussée de Chastre 106, Sombreffe
All 9 events

Comparable companies

same main activity, similar in size and age
Company
BILLE CONSTRUCT Jemeppe-sur-Sambre €28,754 €9,409 21.5% -
Birla Uccle €29,678 €10,779 85.0% -
ILPRO Sint-Pieters-Leeuw €25,749 €8,466 45.7% -
EJ Renovation Hasselt €25,730 €8,704 32.0% -
ALTEK MAINTENANCE Kraainem €31,887 €8,357 82.2% -
OLROYT Liège €30,841 €9,092 59.4% -
A.C.V.D Services Vilvoorde €31,754 €8,739 10.4% -

These companies have the same main activity as BILLE CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €25,700 and €31,900, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 13-10-2022Normal situation
Activity
General construction of residential buildingsNACE 41001and 5 others
Establishment unit
2.338.722.0625140 Sombreffe, since 13-10-2022
Financial year end
31 December
Peppol
Reachable since 09-11-2022
Company details

Annual accounts 2025

€9,409▼ 20.1%
≈ €110,000estimated
€4,237
€6,188▼ 40.6%
€28,754▼ 58.1%
Filing
Filed on 07-08-2026
Financials

Insights on BILLE CONSTRUCT

BILLE CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €10,240 in 2023 to €9,409 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 07-08-2026, 7 days late
€9,409
▼ 20.1%
€1,899
▼ 41.3%
-€4,237
▼ €7,980
€5,498
▼ 1.5%
21.5%
▲ 6.3 percentage points
1.28
▲ 0.17

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €110,000. Estimated: probably between €57,000 and €200,000.

Balance sheet

balance sheet total €28,754 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

21.5%

Higher than 28% of 10,178 companies in 2025.

1.28

Higher than 35% of 9,888 companies in 2025.

-14.7%

Higher than 10% of 9,976 companies in 2025.

BILLE CONSTRUCT Middle half of the sector 80% of the sector Micro accounts in construction of buildings (NACE 41)

Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023
Balance sheet: assets
20/58 28,75468,65943,200
21/28 3,2689,0106,610
22/27 3,2689,0106,610
23 2,2713,5143,110
24 9985,4953,500
29/58 25,48659,65036,590
40/41 21,34059,42935,274
40 6,97134,76013,369
41 14,36924,66921,905
54/58 4,146221-
490/1 -01,316
Balance sheet: equity and liabilities
10/49 28,75468,65943,200
10/15 6,18810,4246,682
10/11 5,0005,0005,000
14 1,1885,4241,682
17/49 22,56658,23536,518
17 2,5784,16711,308
170/4 2,5784,16711,308
42/48 19,98854,06825,210
42 748,8159,795
43 -0509
430/8 -0509
44 9,59627,8996,290
440/4 9,59627,8996,290
45 10,31817,3548,616
450/3 10,31817,3548,616
Income statement
9900 9,40911,77510,240
630 5,7415,5925,110
640/8 1,7685701,172
66A -2,3781,536
9901 1,8993,2342,422
75/76B 1,2531,948573
75 1,2531,948573
65/66B 7,3891,4401,314
65 7,3891,4401,314
9903 -4,2373,7431,682
67/77 0--
9904 -4,2373,7431,682
9905 -4,2373,7431,682
Appropriation of the result
9906 1,1885,4241,682
14P 5,4241,682-
Document PDFPDFPDF

The notes to these accounts have 14 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 07-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 7 days after the deadline. Filed on 7 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00392568.

Financial year Type Filed Reference Document
31-12-2025 micro format 07-08-2026 2026-00392568 PDF
31-12-2024 micro format 08-08-2025 2025-00366391 PDF
31-12-2023 micro format 27-08-2024 2024-00439334 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023
7,6418,8267,532
1,5059,3356,791
07,99211,719
3,925--
5,4985,58111,380
21.5%15.2%15.5%
1.281.101.45
3.655.595.47
-68.5%35.9%25.2%
-14.7%5.5%3.9%
1.036.135.73

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item202520242023
Tangible fixed assets-€7,992€11,719
Financial fixed assets€0--
€5,741€5,592€5,110

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Insights on BILLE CONSTRUCT

The operating result for 2025 is 41% lower than in 2024 and the lowest since 2023.

Debt's share of the balance-sheet total falls from 84.8% to 78.5%. Equity and debt are lower.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
appointed by deed of 17-10-2022 term without a fixed end
listed in the 2025 annual accounts, filed on 07-08-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 17-10-2022

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director (not named in the articles)
Board
Mandates as a list
    • Director (not named in the articles), appointed by deed of 17-10-2022, still in office

See the board, name and registered office on a given date →

Control

Founder
This company
BILLE CONSTRUCT
Equity €6,188
Loss €4,237 in 2025

Capital

Contribution
€5,000
Shares
100
Contribution per share
€50
Equity per share
€61.88 in 2025
Source
deed of 17-10-2022

Articles of association

deed of 17-10-2022 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
1 director
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Moitié cédant,moitié acquéreur(s) proportionnellement aux actions acquises, mêmes formalités si non actionnaires de plein droit”
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 17-10-2022 ↗
  • 100 shares (100%) · €5,000 in cash

Network & group

No group

BILLE CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. BILLE CONSTRUCT shares no director with another company.

Timeline

Timeline

9 events since 2022

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 7 days late
2025
Weakest financial year net -€4,237 The net result drops to -€4,237, the lowest from 2023 to 2025.
Registered office moved from Sombreffe to Ham-sur-SambreNew registered office: rue Faëmy 21 à 5190 Ham-sur-Sambre · Previous registered office: Chaussée de Chastre 106 106, 5140 Sombreffe, Belgique · General meeting of 01-10-20252 points ▸
  • General meeting, 01-10-2025
  • Registered-office move, rue Faëmy 21 à 5190 Ham-sur-Sambre

Open the deed in the Belgian Official Gazette

Annual accounts 2024 filed PDFmicro format · 8 days late
2024
Highest result from 2023 to 2025 net €3,743 ▲123% The operating result of €3,234 and the net result of €3,743 are both a record.
Annual accounts 2023 filed PDFmicro format · 27 days late
2022
Registered in the Peppol Directory Reachable for e-invoices through 0208:0792443973
IncorporationFounding capital of €5,000, 100 shares · Founder: (comparant) · Appointment: (director) · published on 17-10-20224 points ▸
  • Founder, (comparant)
  • Founding capital, €5,000, 100 shares
  • 100 shares
  • Director appointment, (director (not named in the articles))
  • The deed holds 3 more points.

Open the deed in the Belgian Official Gazette

First establishment Chaussée de Chastre 106, Sombreffe

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 13 October 2022, BILLE CONSTRUCT was incorporated as a private limited company by one natural person, with a starting capital of €5,000.12 In 2025 the registered office moved to Ham-sur-Sambre.3 is director of the company, appointed by deed of 17-10-2022.2 Total assets went from €43,200 in 2023 to €28,754 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 17-10-2022
  3. 3Belgian Official Gazette, 18-12-2025
  4. 4National Bank, annual accounts 2023 and 2025

Company details

Identity

Enterprise number
0792.443.973
VAT number
BE 0792.443.973
Peppol ID
0208:0792443973
Legal form
Private limited company
Status
Active, normal situation
Founded
13-10-2022
Financial year
ends on 31 December
Peppol
Reachable since 09-11-2022Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
BILLE CONSTRUCT in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 17-10-2022 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Chaussée de Chastre 106, 5140 Sombreffe”
deed of 17-10-2022 (in French)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
41201 General construction of buildings main activity
43110 Demolition
43994 Specialised construction activities
43999 Specialised construction activities
81100 Combined facilities support activities
81300 Landscape service activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“L’entreprise générale de construction et notamment le gros œuvre,la maçonnerie et le béton,les travaux de…”
5 activities
  1. L’entreprise générale de construction et notamment le gros œuvre,la maçonnerie et le béton,les travaux de démolition,plafonnage,cimentage,pose de chape,tailleur de pierre,marbrier,carrelage,toiture et étanchéité,sanitaire et plomberie,installation chauffage au gaz,de chauffage central,zinguerie et couvertures métalliques et non métalliques,travaux de vitrage,menuiserie charpenterie,peinture,pose revêtements murs et sols,électricité générale ainsi que tous placements de système d’alarme,de climatisation et de domotique,électrotechnique,lavage de vitres,horticulture,élagage d’arbres,aménagement de parcs et de jardin,construction de pavillons démontables et baraquements non métalliques,placement de clôture,ramonage de cheminées,installation d’échafaudage,de rejointoiement et nettoyage de façades,travaux d’égout,travaux de pose de câbles et de canalisations diverses,fabrication et d’installation de cheminées ornementales,nettoyage et désinfection de maisons et de locaux,meubles,ameublement et objets divers,fabrication et garnissage de meubles non métallique,installation de ventilation et d’aération,de chauffage à air chaud,de conditionnement d’air et de tuyauteries industrielles,travaux de drainage,placement de cuisines équipées,construction,réfection et entretien des routes
  2. Nettoyage intérieur de bâtiments de tous types,y compris les bureaux,les ateliers,les usines,les locaux d’institutions et les autres locaux à usage commercial ou professionnel ainsi que les maisons unifamiliales et les immeubles à appartements,le nettoyage des vitres,le repassage ainsi que toutes activités dans le cadre des titres services au domicile et hors domicile de l’utilisateur des titres services
  3. La société pourrait mettre à disposition au(x) aministrateur(s) un bien immobilier
  4. Matériels de construction,de bricolage,matériel électrique et électronique,sanitaire et de plomberie,machines industrielles
  5. Tous les articles d’horticulture tels que fleurs,plantes,articles de jardinage,aménagement et entretien de jardins et de pépinières
deed of 17-10-2022 (in French)

Registered office and establishments

1 establishment
Establishment Start date Unit number
Rue Faëmy,Ham 21 registered office 5190 Jemeppe-sur-Sambre
Chaussée de Chastre 106 5140 Sombreffe 4100101 General construction of residential buildings 13-10-2022 2.338.722.062
1 former office
  • Chaussée de Chastre 106 106, 5140 Sombreffe until 01-10-2025 · deed of 18-12-2025

Buildings and parcels at the addresses

Ground area
1,428 m²
Buildings
177 m²
Volume, LiDAR
926 m³
Tallest building
7.4 m
Buildings to scale, each on its own parcel
90 m², 6.9 m 87 m², 7.4 m 90 m², 6.9 m 87 m², 7.4 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
92061A0526/00N000873 m² 1 · 87 m² 7.4 m · 2
92114F0618/00L000555 m² 1 · 90 m² 6.9 m · 2

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0792.443.973