A.C.V.D Services
ActiveA.C.V.D Services has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €2k. Equity is growing by ~69.3% per year across the filed fiscal years. Its solvency ranks better than 18% of 7321 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency18▲+7
Growth78=
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 1.0 against 0.96 in 2024), and 89.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7321 sector peers (2025).
NBB · sector comparisonPosition among 7321 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
21 d late
2024
63 d late
2023
104 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▲ 116%
2024 · €2k
2023: €1k
2024: €2k
2023 → 2025
Total assets
€32k▼ 68.1%
2024 · €99k
2023: €77k
2024: €99k
2023 → 2025
Net result
€2k▲ 415%
2024 · €343
2023: €180
2024: €343
2023 → 2025
Working capital
€-3▲ 99.9%
2024 · €-4k
2023: €-1k
2024: €-4k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€1k-€2k▲ 29.1%€3k▲ 116%
Operating result€3k-€2k▼ 31.2%€4k▲ 106%
Net result€180-€343▲ 90.9%€2k▲ 415%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 106% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€3k▼ 38.5%
Current assets
€28k▼ 69.8%
Equity and liabilities €32k
Equity
€3k▲ 116%
Debt
€28k▼ 70.9%
The debt ratio falls from 98.5% to 89.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€7k▲
2024 · €4k
Cash flow
€4k▲
2024 · €2k
Solvency
10.4%▲
2024 · 1.5%
Current ratio
1.00▲
2024 · 0.96
Quick ratio
1.00▲
2024 · 0.96
Debt / equity
8.65▼
2024 · 64.31
ROE
53.7%▲
2024 · 22.5%
ROA
5.6%▲
2024 · 0.3%
Interest coverage
3.92▲
2024 · 2.47
Debt
€28k▼
2024 · €98k
Debt ≤ 1 year
€28k▼
2024 · €98k
Income taxes
€676▲
2024 · €86
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€32k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€5k€2k▼
Furniture and vehicles24€858€454▼
Financial fixed assets28-€390
Current assets29/58€94k€28k▼
Amounts receivable within one year40/41€93k€24k▼
Trade receivables40€93k€22k▼
Other amounts receivable41€421€2k▲
Cash at bank and in hand54/58€136€5k▲
Deferred charges and accrued income490/1€904-
Equity and liabilities
Total equity and liabilities10/49€99k€32k▼
Equity10/15€2k€3k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€523€2k▲
Amounts payable17/49€98k€28k▼
Amounts payable within one year42/48€98k€28k▼
Trade debts44€87k€20k▼
Suppliers440/4€87k€20k▼
Taxes, remuneration and social security45€8k€762▼
Taxes450/3€3k€762▼
Remuneration and social security454/9€5k-
Other amounts payable47/48€4k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€8k€9k▲
Operating profit (loss)9901€2k€4k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€429€2k▲
Income taxes67/77€86€676▲
Profit (loss) for the period9904€343€2k▲
Profit (loss) for the period to be appropriated9905€343€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€523€2k▲
Profit (loss) brought forward from the previous period14P€180€523▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Highest result since 2023net €2k ▲415%
Operating result €4k, net result €2k, both a record.
02-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 63 days late
2024
12-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 104 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guldenschaapstraat 61800 VilvoordeGround area
6,198 m²
Building footprint
268 m²
Volume, LiDAR
3,156 m³
2 parcels, Brussels, Flanders · tallest building 28.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
A.C.V.D Services
since 20222.331.537.827
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305B0209/00A023 | Brussels | 6,105 m² | 1 · 186 m² | 28.2 m · 4 fl. |
| 23642D0866/00X000 | Flanders | 93 m² | 1 · 82 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FORCE CONSTRUCT
BE 1023.776.701
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AOX BUILD
BE 1014.518.149
Dilbeek · Eq €3k
ENTREPRISE DE CONSTRUCTION HENNUY ALBIN
BE 0473.025.745
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Cojones
BE 1004.015.326
Rumst · Eq €3k
Of 29,551 companies in sector 41001 we hold annual accounts for 15,877. 4,829 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formGeneral partnership
Founded15-03-2022
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43310Plastering work
43320Joinery installation
43341Painting of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.