Skip to content

BIJ SOFIE

Active
Private limited companyfounded 2025active for 1 yearZwijnaardsesteenweg 56, 9000 Gent, BelgiumKBO/BCE: BE 1020.551.351

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of BIJ SOFIE is 2.1% (moderate). The 2025 annual accounts show equity of €140,959 and a net result of €135,959. Its solvency ranks better than 50% of 5,709 sector peers (NACE 96, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 28-02-2025 Normal situation
Legal form
Private limited company
Registered office
Zwijnaardsesteenweg 56, 9000 Gent
Activity
Other personal services NACE 96999and 1 other
Establishment units
2.371.876.662 9000 Gent, since 28-02-2025
2.371.876.761 9990 Maldegem, since 28-02-2025
Financial year end
31 December
Peppol
Reachable since 07-07-2025

Board and ownership

Board

Financial position

56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Annual accounts 2025
Gross margin
€269,663
Turnover
≈ €310,000
estimated
Profit
€135,959
Equity
€140,959
Total assets
€519,517
Staff
2 FTE
2025 accounts filed 76 days after the deadline
Filed on 15-10-2026at the National Bank
Score breakdownraises riskLast filed accounts filed 76 days late; 1 of the last 3 accounts lateFounded in 20251 change of registered office in 24 monthslowers riskLiquidity: current ratio 1.34, cash €181,392Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 76% of micro companies in personal services (NACE 96)
Financial strength
Strong
Solvency 52
equity 27.1% of total assets
Liquidity 84
short-term debt 26.0% · cash 34.9%
Profitability 100
return on assets 26.2%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,624 companies, NACE 96, micro)
Last 24 months 03-2026: 4.1% 04-2026: 4.1%● unchanged vs 03-2026 05-2026: 4.2%▲ +0.1 percentage points vs 04-2026 06-2026: 4.7%▲ +0.5 percentage points vs 05-2026 07-2026: 4.9%▲ +0.2 percentage points vs 06-2026 08-2026: 5.3%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 5.3%● unchanged vs 08-2026highest value 10-2026: 2.1%▼ -3.2 percentage points vs 09-2026lowest value
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is tight, with a current ratio of 1.34, below the usual 1.5. Short-term debt is 26% and cash 34.9% of total assets. 72.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 50% of them on solvency, 85% on liquidity and 93% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 76 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 1.34, cash €181,392
NBB · annual accounts
raises risk · 2025 accounts filed 76 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-10-2026, 76 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
76 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Financials · financial year 2025, micro format

2025 annual accounts filed 76 days after the deadline Filed on 15 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00559306.

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
15-10-2026
Format
micro format
Reference
2026-00559306
Turnover
≈ €310,000
Estimated: probably between €280,000 and €500,000
Total assets
€519,517
Net result
€135,959
Working capital
€46,396

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €519,517
Fixed assets €338,125
Current assets €181,392
Equity and liabilities €519,517
Equity €140,959
Debt €378,558
Debt's share of the balance-sheet total is 72.9%.
Key figures and ratios
2025 value
EBITDA
€234,830
Cash flow
€184,234
Current ratio
1.34
Debt to equity
2.69
ROE
96.5%
ROA
26.2%
Interest coverage
39.02
Debt ≤ 1 year
€134,997
Debt > 1 year
€243,562
Income taxes
€44,578
Staff costs
€30,711

Companies with the same profile, two years later

Historical observation

In July 2024, 2,390 companies had the same profile as BIJ SOFIE has now. Two years later, 1.2% had gone bankrupt and 96.7% were still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.7% was still going

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of BIJ SOFIE itself is higher: 2.1% within 12 months. It rests on far more data about BIJ SOFIE than the profile alone.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,390 companies, not a prediction for BIJ SOFIE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines

Source: Annual accounts 2025 at the NBB, filed on 15-10-2026.

Balance sheet Code2025
Assets
Total assets20/58€519,517
Fixed assets21/28€338,125
Tangible fixed assets22/27€338,125
Land and buildings22€338,125
Current assets29/58€181,392
Cash at bank and in hand54/58€181,392
Equity and liabilities
Total equity and liabilities10/49€519,517
Equity10/15€140,959
Contributions10/11€5,000
Reserves13€135,959
Distributable reserves133€135,959
Amounts payable17/49€378,558
Amounts payable after more than one year17€243,562
Financial debts170/4€243,562
Amounts payable within one year42/48€134,997
Current portion of amounts payable after more than one year42€22,862
Trade debts44€31,622
Suppliers440/4€31,622
Taxes, remuneration and social security45€55,765
Taxes450/3€55,765
Other amounts payable47/48€24,747
Income statement Code2025
Remuneration, social security and pensions62€30,711
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48,275
Other operating charges640/8€4,122
Gross operating margin9900€269,663
Operating profit (loss)9901€186,555
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€6,018
Recurring financial charges65€6,018
Profit (loss) for the period before taxes9903€180,537
Income taxes67/77€44,578
Profit (loss) for the period9904€135,959
Profit (loss) for the period to be appropriated9905€135,959
Appropriation of the result
Profit (loss) to be appropriated9906€135,959
Transfer to equity691/2€135,959
To other reserves6921€135,959

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2025
Remuneration, social security and pensions62€30,711
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48,275
Other operating charges640/8€4,122
Gross operating margin9900€269,663
Operating profit (loss)9901€186,555
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€6,018
Recurring financial charges65€6,018
Profit (loss) for the period before taxes9903€180,537
Income taxes67/77€44,578
Profit (loss) for the period9904€135,959
Profit (loss) for the period to be appropriated9905€135,959
Line2025
Assets
Total assets20/58€519,517
Fixed assets21/28€338,125
Tangible fixed assets22/27€338,125
Land and buildings22€338,125
Current assets29/58€181,392
Cash at bank and in hand54/58€181,392
Equity and liabilities
Total equity and liabilities10/49€519,517
Equity10/15€140,959
Contributions10/11€5,000
Reserves13€135,959
Distributable reserves133€135,959
Amounts payable17/49€378,558
Amounts payable after more than one year17€243,562
Financial debts170/4€243,562
Amounts payable within one year42/48€134,997
Current portion of amounts payable after more than one year42€22,862
Trade debts44€31,622
Suppliers440/4€31,622
Taxes, remuneration and social security45€55,765
Taxes450/3€55,765
Other amounts payable47/48€24,747
Line2025
Profit (loss) for the period9904€135,959
+ Depreciation and write-downs630€48,275
Operating cash flow (approximation)€184,234

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 15-10-2026 2026-00559306 NBB

Comparable companies

These companies have the same main activity as BIJ SOFIE: other personal services (NACE 96999). They are comparable in size and age: total assets between €286,000 and €460,000, founded between 2023 and 2024.

CompanyFoundedTotal assetsEquityGross marginTurnoverNet resultFinancial year
BIJ SOFIE Gent2025€519,517€140,959€269,663-€135,9592025
Hominum Consult Deinze2024€416,717€303,969€397,809-€298,9692025
SEIGNEURIE DE L'EUROPE Tournai2024€341,198€106,325€243,859€661,432€93,9252025
GEC Donceel2023€428,781€139,807€181,188-€89,4622025
KARDINAAL Brussel2023€460,482€416,545€329,021-€197,7352025
MERCATOR SOCIETY Sint-Pieters-Woluwe2023€286,183€55,153€267,653-€47,8192024
QUINTESSENTIALLY Ukkel2023€424,786€40,112€335,808-€13,4132025

They were chosen from the 640 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2025
HEBBERECHT Sofie Margriet André
Director (not named in the articles) · since 28-02-2025 · listed in the 2025 annual accounts, filed on 15-10-2026
Current
JANSSENS Kalie
Director (not named in the articles) · since 28-02-2025 · listed in the 2025 annual accounts, filed on 15-10-2026
Current

Mandate history

2 people, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
HEBBERECHT Sofie Margriet André
  • Director (not named in the articles), appointed in the act of 04-03-2025, still in office
JANSSENS Kalie
  • Director (not named in the articles), appointed in the act of 04-03-2025, still in office
See the board, name and registered office on a given date →

The board according to the articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Bestuursorgaan, één of meer bestuurders”

Articles of association, deed of 04-03-2025 (in Dutch)

Owners and capital

Capital transactions

Shareholders according to the deeds
Capital over time
  1. 04-03-2025 Incorporation · €5,000 · 100 shares

Other provisions of the articles of association

Other provisionsThese rules from the articles cover subjects other than the board, the shares, the purpose and the meetings.
1 more provision in the deed, see the deed of 23-02-2026
Other provisionsThese rules from the articles cover subjects other than the board, the shares, the purpose and the meetings.
Liquidation distribution: “Goederen nog in natura op dezelfde wijze verdeeld, netto actief onder alle aandeelhouders naar verhouding van aantal aandelen”
deed of 04-03-2025 (in Dutch)

Group and network

Connections & network

2 current directors
Depth

The network starts from the directors of BIJ SOFIE. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

BIJ SOFIE was incorporated on 28 February 2025 as a private limited company by two natural persons, with a starting capital of €5,000.12 The registered office was moved to Gent in 2026.3 The board currently has 2 members, 2 of whom have served since 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 04-03-2025
  3. 3Belgian Official Gazette, 23-02-2026
  4. 4National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
15-10
NBB filing Annual accounts filedNBB
financial year 2025 · micro format · 76 days late
23-02
Gazette deed Registered office
Registered-office move2 points ▸
  • General meeting, 23-12-2025
  • Registered-office move, Zwijnaardsesteenweg 56 A - 9000 Gent

Open the act in the Belgian Official Gazette

2025
04-03
Gazette deed Incorporation
Appointments: JANSSENS Kalie (director) and HEBBERECHT Sofie Margriet André (director) · Founder · Founding capital8 points ▸
  • Founder, JANSSENS Kalie
  • Founder, HEBBERECHT Sofie Margriet André
  • Incorporation, 28-02-2025
  • Founding capital, €5,000
  • Registered office clause, “9990 Maldegem,Oude Gentweg 7 E” (deed in Dutch)
  • Board rule, 2, “vergadering” (deed in Dutch)
  • Director appointment, JANSSENS Kalie (director (not named in the articles))
  • Director appointment, HEBBERECHT Sofie Margriet André (director (not named in the articles))

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Register details

Identity

KBO record
Name BIJ SOFIE in Dutch
Enterprise number 1020.551.351
Legal form Private limited company
Status Active, normale toestand
Founded 28-02-2025
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 04-03-2025 (in Dutch)
Name clauseThe company operates under this name according to its articles.
BIJ SOFIE
deed of 04-03-2025 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 04-03-2025 (in Dutch)

Registered office and establishments

Registered office Zwijnaardsesteenweg 56, 9000 Gent, Belgium
Establishments 2 establishment units since 2025
E-mail kalie.janssens@telenet.beGent

Activities

NACEBEL 2025
96999 Other personal services main activity
96991 Personal service activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Aan- en verkoop van alcoholische en niet alcoholische dranken; Het leveren van diensten aan personen,escort-service…”
9 activities
  1. Aan- en verkoop van alcoholische en niet alcoholische dranken.
  2. Het leveren van diensten aan personen,escort-service,
  3. Drankgelegenheid,inrichten van vertoningen,cabaret-dancing,uitbating van private club,publiciteitsonderneming,recreatieve diensten,bureau en agentschap voor public relations,uitbaten van wellness- en massagesalon.
  4. Het aanbieden van alle mogelijke diensten,services en handelswaren met betrekking tot dating en de erotische sector,in de meest ruime zin mogelijk,daaronder inbegrepen,maar niet uitsluitend,het inrichten en organiseren van feesten en bals,datingreizen en alle andere ontmoetingsmogelijkheden,het uitoefenen van de activiteiten van een contactbemiddelingsbureau en de aan- en verkoop,e-commerce met betrekking tot alle erotische producten en artikelen.
  5. Aanwerven en tewerkstellen van werknemers,hetzij rechtstreeks,hetzij door bemiddeling van interimkantoren of gespecialiseerde rekruteringsbureaus
  6. Huren/kopen van faciliteiten,materialen,diensten en benodigdheden die geacht worden noodzakelijk te zijn voor goede realisatie van het voorwerp.
  7. Aankoop (inclusief invoer) van alcoholische dranken en de doorverkoop hiervan aan particulieren,verenigingen en bedrijven.
  8. Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen;de aan- en verkoop,huur en verhuur van roerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen.
  9. Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend patrimonium,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen.

The full purpose is in the deed

deed of 04-03-2025 (in Dutch)

Invoicing and payment

VAT number BE 1020.551.351
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1020551351
Other Peppol ID 9925:BE1020551351
Registered 07-07-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
30 June at 10:00
deed of 04-03-2025 (in Dutch)

The scores and ratios are Checked's own calculations, not a credit decision.

Environmental permits: No permit applications found in Flanders.

Sites & property

Location
registered office establishment All 2 establishment units on the map
3 companies at this address See who is registered here
2 establishment units
BIJ SOFIE
Zwijnaardsesteenweg 56, 9000 GentOther personal services
since 2025unit number 2.371.876.662
BIJ SOFIE
Oude Gentweg 7, 9990 MaldegemOther personal services
since 2025unit number 2.371.876.761

Buildings and parcels at the addresses

Ground area
753 m²
Building footprint
200 m²
Building volume
1,055 m³
2 parcels, Flanders · tallest building 10.2 m.
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
44808H0053/00D010 Flanders 591 m² 1 · 128 m² 10.2 m · 2
43010C0101/00R002 Flanders 162 m² 1 · 72 m² 4.8 m · 1