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BIJ SOFIE

Active
Private limited companyfounded 2025active for 1 yearZwijnaardsesteenweg 56, 9000 Gent, BelgiumKBO/BCE: BE 1020.551.351
Summary

The computed 12-month bankruptcy probability of BIJ SOFIE is 2.1% (moderate). The 2025 annual accounts show equity of €140,959 and a net result of €135,959. Its solvency ranks better than 50% of 5,671 sector peers (NACE 96, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

2025 annual accounts filed late (76 days) Filed on 15 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00559306.

Equity
€140,959
Total assets
€519,517
Net result
€135,959
Working capital
€46,396

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €519,517
Fixed assets €338,125
Current assets €181,392
Equity and liabilities €519,517
Equity €140,959
Debt €378,558
Debt finances 72.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€234,830
Cash flow
€184,234
Current ratio
1.34
Debt to equity
2.69
ROE
96.5%
ROA
26.2%
Interest coverage
39.02
Debt ≤ 1 year
€134,997
Debt > 1 year
€243,562
Income taxes
€44,578
Staff costs
€30,711

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€519,517
Fixed assets21/28€338,125
Tangible fixed assets22/27€338,125
Land and buildings22€338,125
Current assets29/58€181,392
Cash at bank and in hand54/58€181,392
Equity and liabilities
Total equity and liabilities10/49€519,517
Equity10/15€140,959
Contributions10/11€5,000
Reserves13€135,959
Distributable reserves133€135,959
Amounts payable17/49€378,558
Amounts payable after more than one year17€243,562
Financial debts170/4€243,562
Amounts payable within one year42/48€134,997
Current portion of amounts payable after more than one year42€22,862
Trade debts44€31,622
Suppliers440/4€31,622
Taxes, remuneration and social security45€55,765
Taxes450/3€55,765
Other amounts payable47/48€24,747
Income statement Code2025
Remuneration, social security and pensions62€30,711
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48,275
Other operating charges640/8€4,122
Gross operating margin9900€269,663
Operating profit (loss)9901€186,555
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€6,018
Recurring financial charges65€6,018
Profit (loss) for the period before taxes9903€180,537
Income taxes67/77€44,578
Profit (loss) for the period9904€135,959
Profit (loss) for the period to be appropriated9905€135,959
Appropriation of the result
Profit (loss) to be appropriated9906€135,959
Transfer to equity691/2€135,959
To other reserves6921€135,959

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€30,711
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48,275
Other operating charges640/8€4,122
Gross operating margin9900€269,663
Operating profit (loss)9901€186,555
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€6,018
Recurring financial charges65€6,018
Profit (loss) for the period before taxes9903€180,537
Income taxes67/77€44,578
Profit (loss) for the period9904€135,959
Profit (loss) for the period to be appropriated9905€135,959
Line2025
Assets
Total assets20/58€519,517
Fixed assets21/28€338,125
Tangible fixed assets22/27€338,125
Land and buildings22€338,125
Current assets29/58€181,392
Cash at bank and in hand54/58€181,392
Equity and liabilities
Total equity and liabilities10/49€519,517
Equity10/15€140,959
Contributions10/11€5,000
Reserves13€135,959
Distributable reserves133€135,959
Amounts payable17/49€378,558
Amounts payable after more than one year17€243,562
Financial debts170/4€243,562
Amounts payable within one year42/48€134,997
Current portion of amounts payable after more than one year42€22,862
Trade debts44€31,622
Suppliers440/4€31,622
Taxes, remuneration and social security45€55,765
Taxes450/3€55,765
Other amounts payable47/48€24,747
Line2025
Profit (loss) for the period9904€135,959
+ Depreciation and write-downs630€48,275
Operating cash flow (approximation)€184,234

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 15-10-2026 2026-00559306

Similar companies · same sector, comparable size

Of the 6,934 active companies whose main activity is other personal services (NACE 96999), figures are known for 605. 421 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.