BIG BRAINS
ActiveBIG BRAINS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €41k and a net result of €18k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 75% of 8968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+5
Solvency100▲+14
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 4.16 against 2.14 in 2023; short-term debt: 21.8% and cash: 52.7% of total assets), and 21.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
19 d late
2022
30 d late
2021
12 d late
2020
11 d early
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€41k▲ 16.6%
2023 · €35k
2018: €40k
2019: €33k
2020: €33k
2021: €33k
2022: €48k
2023: €35k
2018 → 2024
Total assets
€52k▼ 9.4%
2023 · €58k
2018: €83k
2019: €35k
2020: €60k
2021: €60k
2022: €58k
2023: €58k
2018 → 2024
Net result
€18k▲ 47.5%
2023 · €12k
2018: €50k
2019: €-7k
2020: €17k
2021: €19k
2022: €15k
2023: €12k
2018 → 2024
Working capital
€36k▲ 39.7%
2023 · €26k
2018: €27k
2019: €21k
2020: €20k
2021: €23k
2022: €40k
2023: €26k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€33k-€33k=€48k▲ 43.7%€35k▼ 26.9%€41k▲ 16.6%
Operating result€22k-€27k▲ 21.9%€21k▼ 21.7%€17k▼ 20.2%€28k▲ 64.8%
Net result€17k-€19k▲ 9.9%€15k▼ 22.6%€12k▼ 16.1%€18k▲ 47.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 65% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €52k
Fixed assets
€5k▼ 47.3%
Current assets
€47k▼ 2.0%
Equity and liabilities €52k
Equity
€41k▲ 16.6%
Debt
€11k▼ 49.6%
The debt ratio falls from 39.2% to 21.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▲
2023 · €22k
Cash flow
€24k▲
2023 · €17k
Solvency
78.2%▲
2023 · 60.8%
Current ratio
4.16▲
2023 · 2.14
Quick ratio
4.16▲
2023 · 2.14
Debt / equity
0.28▼
2023 · 0.64
ROE
44.1%▲
2023 · 34.9%
ROA
34.5%▲
2023 · 21.2%
Interest coverage
25.72▲
2023 · 25.12
Debt
€11k▼
2023 · €23k
Debt ≤ 1 year
€11k▼
2023 · €23k
Income taxes
€8k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€58k€52k▼
Fixed assets21/28€9k€5k▼
Tangible fixed assets22/27€9k€5k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€7k€4k▼
Current assets29/58€48k€47k▼
Amounts receivable after more than one year29€12k-
Other amounts receivable291€12k-
Amounts receivable within one year40/41€10k€18k▲
Trade receivables40€5k€15k▲
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€27k€28k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€58k€52k▼
Equity10/15€35k€41k▲
Contributions10/11€6k€6k=
Reserves13€16k€35k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€15k€33k▲
Profit (loss) carried forward14€12k-
Amounts payable17/49€23k€11k▼
Amounts payable within one year42/48€23k€11k▼
Trade debts44€523€3k▲
Suppliers440/4€523€3k▲
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€8k▲
Other amounts payable47/48€15k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€109€118▲
Gross operating margin9900€22k€33k▲
Operating profit (loss)9901€17k€28k▲
Financial income75/76B€1k€24▼
Recurring financial income75€1k€24▼
Financial charges65/66B€863€1k▲
Recurring financial charges65€863€1k▲
Profit (loss) for the period before taxes9903€17k€26k▲
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€12k€18k▲
Profit (loss) for the period to be appropriated9905€12k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€30k▲
Profit (loss) brought forward from the previous period14P€10k€12k▲
Transfer from equity791/2€15k-
Transfer to equity691/2-€18k
To other reserves6921-€18k
Profit to be distributed694/7€25k€12k▼
Return on contributions (dividend)694€25k€12k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 5.18
Current ratio from 1.87 to 5.18; short-term debt falls from €27k to €10k.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €-7k ▼114%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 7current ratio 11.74
Current ratio from 1.63 to 11.74; short-term debt falls from €43k to €2k.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geerstraat 303560 LummenGround area
935 m²
Building footprint
106 m²
Volume, LiDAR
594 m³
Parcel 71542B0900/00E000, Flanders · tallest building 12.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BIG BRAINS
since 20122.302.874.921
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71542B0900/00E000 | Flanders | 935 m² | 1 · 106 m² | 12.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,755. 2,954 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded31-05-2012
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.