BF Constructions
ActiveSummary
The computed 12-month bankruptcy probability of BF Constructions is 2.0% (moderate). For BF Constructions, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€16,766) and a net result of €12,335. Equity is shrinking by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 8997 sector peers (fiscal year 2023). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability100
Solvency0
Growth58=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-65.7%
Return on assets
48.3%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline27-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 28-08-2024, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
28 d late
2022
179 d early
2021
34 d early
2020
23 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 26 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Turnover
€44,650
EBIT margin
27.7%
Net result
€12,335
2022 · -€755
Working capital
-€21,548▲ 24.4%
2021 · -€28,490
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Turnover€44,650
Operating result-€17,856▲ 4.0%-€7,478▲ 58.1%-€2,433▲ 67.5%-€611▲ 74.9%€12,358
Net result-€17,947▲ 3.8%-€7,731below the sector's middle half▲ 56.9%€0within the sector's middle half-€755below the sector's middle half€12,335within the sector's middle half
EBIT margin27.7%
Equity-€18,351▼ 4,442%-€26,082below the sector's middle half▼ 42.1%-€28,490below the sector's middle half▼ 9.2%-€29,246below the sector's middle half▼ 2.7%-€16,766below the sector's middle half▲ 42.7%
Total assets€3,170▼ 70.1%€2,254below the sector's middle half▼ 28.9%€200below the sector's middle half▼ 91.1%€25,523below the sector's middle half
Debt€21,521▲ 95.8%€28,337▲ 31.7%€28,690▲ 1.2%€29,246▲ 1.9%€42,289▲ 44.6%
Working capital-€18,402▼ 3,944%-€26,082▼ 41.7%-€28,490▼ 9.2%-€21,548
Solvency-65.7%below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €12,358 after a loss of €611 in 2022, the highest result in the available series.
Balance-sheet composition
Assets €25,523
Fixed assets
€4,782
Current assets
€20,741
Key figures and ratios
EBITDA
€13,077
Cash flow
€13,053
Current ratio
0.49
Debt to equity
-2.52▼
2022 · -1.00
ROA
48.3%
Interest coverage
557.40
Debt ≤ 1 year
€42,289▲
2022 · €29,246
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €44,650 | - |
| Non-recurring operating income76A | - | - | - | - | €64 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €39,526 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €718 | - |
| Other operating charges640/8 | - | - | €1,376 | - | €3 | - |
| Gross operating margin9900 | -€17,021 | -€7,120 | -€1,056 | -€611 | €13,079 | ▲ 2,241% |
| Operating profit (loss)9901 | -€17,856 | -€7,478 | -€2,433 | -€611 | €12,358 | ▲ 2,123% |
| Recurring financial income75 | €1 | €18 | - | - | - | - |
| Financial charges65/66B | - | - | €86 | €145 | €23 | ▼ 83.8% |
| Recurring financial charges65 | €91 | €86 | €86 | €145 | €23 | ▼ 83.8% |
| Non-recurring financial charges66B | - | - | - | €145 | - | - |
| Profit (loss) for the period before taxes9903 | -€17,947 | -€7,546 | -€2,519 | -€755 | €12,335 | ▲ 1,733% |
| Income taxes67/77 | - | €185 | -€2,519 | - | - | - |
| Profit (loss) for the period9904 | -€17,947 | -€7,731 | €0 | -€755 | €12,335 | ▲ 1,733% |
| Profit (loss) for the period to be appropriated9905 | -€17,947 | -€7,731 | €0 | -€755 | €12,335 | ▲ 1,733% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3,170 | €2,254 | €200 | - | €25,523 | - |
| Fixed assets21/28 | €51 | - | - | - | €4,782 | - |
| Tangible fixed assets22/27 | - | - | €0 | - | €4,782 | - |
| Furniture and vehicles24 | - | - | - | - | €4,782 | - |
| Financial fixed assets28 | €51 | - | €0 | - | - | - |
| Current assets29/58 | €3,119 | €2,254 | €200 | - | €20,741 | - |
| Amounts receivable within one year40/41 | €2,052 | €2,151 | - | - | €19,036 | - |
| Trade receivables40 | - | - | - | - | €14,571 | - |
| Other amounts receivable41 | - | - | - | - | €4,465 | - |
| Cash at bank and in hand54/58 | €1,066 | €103 | €200 | - | €1,195 | - |
| Deferred charges and accrued income490/1 | - | - | - | - | €510 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3,170 | €2,254 | €200 | €0 | €25,523 | - |
| Equity10/15 | -€18,351 | -€26,082 | -€28,490 | -€29,246 | -€16,766 | ▲ 42.7% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | - | - | €6,200 | €6,200 | €6,200 | = |
| Issued capital100 | - | - | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | - | - | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€26,411 | -€34,142 | -€36,550 | -€37,306 | -€24,826 | ▲ 33.5% |
| Amounts payable17/49 | €21,521 | €28,337 | €28,690 | €29,246 | €42,289 | ▲ 44.6% |
| Amounts payable within one year42/48 | €21,521 | €28,337 | €28,690 | €29,246 | €42,289 | ▲ 44.6% |
| Trade debts44 | - | €296 | €296 | - | €13,236 | - |
| Suppliers440/4 | - | - | €296 | - | €13,236 | - |
| Taxes, remuneration and social security45 | - | - | €74 | - | - | - |
| Taxes450/3 | - | - | €74 | - | - | - |
| Other amounts payable47/48 | - | - | €28,320 | €29,246 | €29,053 | ▼ 0.7% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€17,947 | -€7,731 | €0 | -€755 | €12,335 | ▲ 1,733% |
| + Depreciation and write-downs630 | - | - | - | - | €718 | - |
| Operating cash flow (approximation) | -€17,947 | -€7,731 | €0 | -€755 | €13,053 | ▲ 1,828% |
| Change in cash | - | -€963 | €97 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Back to profitnet €12,335
Net result €12,335 after 5 loss-making years.
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
03-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
03-06
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 2 establishment units since 2001
Ground area
2,058 m²
Building footprint
684 m²
Volume, LiDAR
6,743 m³
2 parcels, Flanders, Wallonia · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
142
companies at this address
See who is registered here
2 establishment units
BF Constructions
since 20012.131.695.160
Sono D-6Bel
since 20262.393.952.476
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0408/00S005 | Flanders | 1,531 m² | 1 · 587 m² | 13.9 m · 4 fl. |
| 83002B0734/00E000 | Wallonia | 526 m² | 1 · 96 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 11,301 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-04-2001
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
77399Renting and leasing of other machinery, equipment and tangible goods
90201Performing arts by independent artists
96999Other personal services
Contact
Phone
+32499154503Marche-en-Famenne
E-mail
sono.d-6bel@outlook.comWemmel
Phone
0499154503Wemmel
E-invoicing
Reachable via Peppol
Peppol ID
0208:0474474708
Also
9925:BE0474474708
Registered
27-05-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.