Equity
€40,291 from €109,414 in 2011
Equity fell by 63% in 14 years.
BeWo Invest
Lifetime
15 annual accounts with figures on one time axisGross marginpeak €128,639 (2022)
€116,026▲ 9.1%
Resultlowest -€21,217 (2015)
€9,372▼ 67.7%
Equitypeak €109,414 (2011)
€40,291▲ 30.3%
Debts
€493,409▲ 4.6%
Staffpeak 0.6 FTE (2019)
-not published
Board3 names since 2010
2 directorsBeckers Yves and 1 other
Owners
Documentsfilings and deeds
08-06-202653 days before the deadline
2025micro format
Result from €28,986 to €9,372Equity from €30,920 to €40,291Cash from €45,188 to €72,357
Key points
from the 2025 annual accountsChecked score
91
Excellent
Financially stronger than 50% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,628 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.5%▲ +0.1 percentage points vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.2%▼ -0.4 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Equity €40,291 (7.5% of total assets)
lowers risk
Size: total assets €533,700
Figures for financial year 2025 (filed on 09-06-2026)
Liquidity: current ratio 0.26, cash €72,357
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 28% of them on solvency, 28% on liquidity, 61% on profitability and 80% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,375 companies had the same profile as BeWo Invest has now. Each dot stands for 4 companies, two years later.
95.9%
were still trading
1.6%
stopped another way
2.2%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BeWo Invest itself is lower: 0.2% within 12 months. It rests on far more data about BeWo Invest than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,375 companies, not a prediction for BeWo Invest. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.26 (0.19 in 2024), below 1. Short-term debt is 59.6% and cash 13.6% of total assets. 92.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €40,291
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 days early
2024
6 days early
2023
12 days early
2022
3 days early
2021
72 days late
2020
30 days late
2019
69 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 14 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 accounts filed within 47 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0832349080
New director
Petra Wouters appointed, Rob Wouters resigned · Permanent representative: Wim lemants · Director discharge: Rob Wouters (director (not named in the articles)) · General meeting of 18-12-2023 · Gazette deed
Environmental permit granted
Gevel-, dak-, instandhoudings- en renovatiewerken binnen een gebouw, zonder volume- of oppervlaktewijziging, Nieuwbouw van bijgebouwen en niet overdekte lage constructie · Retie
Environmental permit refused
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Retie
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| BeWo Invest Retie | €533,700 | €116,026 | 7.5% | - |
| NIEUW-AKKER Retie | €555,902 | €110,444 | 65.2% | - |
| IMMO DIJK Sint-Katelijne-Waver | €441,509 | €120,023 | 56.9% | 0 |
| Fortom Lier | €654,408 | €127,951 | 13.0% | 1 |
| IMORA Woluwe-Saint-Pierre | €619,333 | €108,557 | 97.6% | - |
| BELEZA PURA Ghent | €529,185 | €89,943 | 35.8% | - |
| Schiepers Solutions Riemst | €553,926 | €117,560 | 85.9% | - |
These companies have the same main activity as BeWo Invest: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €442,000 and €654,000, founded between 2009 and 2013.
Official details
Source: KBO- Status
- Active since 29-12-2010Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203and 5 others
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment unit
- 2.195.245.0082470 Retie, since 27-01-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 01-10-2025
Annual accounts 2025
- Turnover
- ≈ €160,000estimated
- Total assets
- €533,700▲ 6.2%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 08-06-2026, 53 days before the end of the filing period
Insights on BeWo Invest
BeWo Invest files the micro format. That format states no turnover. The gross margin rose from €10,734 in 2011 to €116,026 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BeWo Invest
- What is the company number of BeWo Invest?
- The company number of BeWo Invest is 0832.349.080. The VAT number is the same number with BE in front: BE 0832.349.080.
- Where is BeWo Invest based?
- The registered office is at Veldenstraat 10, 2470 Retie.Company details
- What does BeWo Invest do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of BeWo Invest?
- BeWo Invest is a private limited company (BV).
- When was BeWo Invest founded?
- BeWo Invest was founded on 29-12-2010.
- Is BeWo Invest still active?
- Yes, BeWo Invest is an active enterprise in the KBO register.
- How many employees does BeWo Invest have?
- BeWo Invest had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does BeWo Invest fall under?
- In its 2025 annual accounts, BeWo Invest states joint committee 302 (Hotels and catering).
- What is the turnover of BeWo Invest?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €116,026 and 37 comparable companies (NACE 68203). It probably lies between €120,000 and €250,000.
- Is BeWo Invest profitable?
- In financial year 2025, BeWo Invest made a profit of €9,372.
- Where can I find the annual accounts of BeWo Invest?
- BeWo Invest filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BeWo Invest due?
- BeWo Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.