IMMO DIJK

Active

Private limited companyfounded 201016 yrs activeDijk 70, 2861 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 0823.812.486

IMMO DIJK has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €212k and a net result of €35k. Its solvency ranks better than 64% of 9715 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2024

76 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability79▼-1

Solvency73▲+12

Growth52

Track record100

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €16k at 30 days acceptable

Liquidity short (current ratio 0.75 against 0.35 in 2023; short-term debt: 9.8% and cash: 5.2% of total assets), and 52.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

37 d early

2023

37 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity

€212k▲ 20.0%

2023 · €177k

2023: €177k

2023 → 2024

Total assets

€446k▼ 9.0%

2023 · €490k

2023: €490k

2023 → 2024

Net result

€35k▼ 20.4%

2023 · €44k

2023: €44k

2023 → 2024

Working capital

€-11k▲ 78.6%

2023 · €-52k

2023: €-52k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€177k-€212k▲ 20.0%

Operating result€73k-€65k▼ 11.2%

Net result€44k-€35k▼ 20.4%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 11% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €446k

92.7%

Fixed assets €414k▼ 10.5%

Current assets €32k▲ 17.5%

Equity and liabilities €446k

47.5%

52.5%

Equity €212k▲ 20.0%

Debt €234k▼ 25.3%

The debt ratio falls from 63.9% to 52.5%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€113k▲

2023 · €113k

Cash flow

€84k▼

2023 · €85k

Solvency

47.5%▲

2023 · 36.1%

Current ratio

0.75▲

2023 · 0.35

Quick ratio

0.75▲

2023 · 0.35

Debt / equity

1.10▼

2023 · 1.77

ROE

16.7%▼

2023 · 25.1%

ROA

7.9%▼

2023 · 9.1%

Interest coverage

8.62▼

2023 · 9.96

Debt

€234k▼

2023 · €313k

Debt ≤ 1 year

€44k▼

2023 · €79k

Debt > 1 year

€191k▼

2023 · €234k

Income taxes

€16k▼

2023 · €17k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€490k€446k▼

Fixed assets21/28€463k€414k▼

Tangible fixed assets22/27€463k€414k▼

Land and buildings22€448k€404k▼

Furniture and vehicles24€11k€7k▼

Other tangible fixed assets26€4k€3k▼

Current assets29/58€28k€32k▲

Amounts receivable within one year40/41€7k€9k▲

Other amounts receivable41€7k€9k▲

Cash at bank and in hand54/58€21k€23k▲

Equity and liabilities

Total equity and liabilities10/49€490k€446k▼

Equity10/15€177k€212k▲

Contributions10/11€10k€10k=

Reserves13€167k€202k▲

Distributable reserves133€167k€202k▲

Amounts payable17/49€313k€234k▼

Amounts payable after more than one year17€234k€191k▼

Financial debts170/4€234k€191k▼

Amounts payable within one year42/48€79k€44k▼

Current portion of amounts payable after more than one year42€57k€44k▼

Trade debts44€15k€0▼

Suppliers440/4€15k€0▼

Taxes, remuneration and social security45€3k€0▼

Taxes450/3€3k€0▼

Other amounts payable47/48€4k€0▼

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€49k▲

Other operating charges640/8€4k€5k▲

Gross operating margin9900€117k€118k▲

Operating profit (loss)9901€73k€65k▼

Financial charges65/66B€11k€13k▲

Recurring financial charges65€11k€13k▲

Profit (loss) for the period before taxes9903€61k€51k▼

Income taxes67/77€17k€16k▼

Profit (loss) for the period9904€44k€35k▼

Profit (loss) for the period to be appropriated9905€44k€35k▼

Appropriation of the result

Profit (loss) to be appropriated9906€44k€35k▼

Transfer to equity691/2€44k€35k▼

To other reserves6921€44k€35k▼

Social balance

Average headcount (FTE)9087-0.0

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

2025

24-06

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

31-12

Financial Equity above €200kEq €212k ▲20%

2 profitable years in a row build equity to €212k.

24-06

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2010

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dijk 702861 Sint-Katelijne-Waver

Ground area

2,751 m²

Building footprint

271 m²

Volume, LiDAR

1,768 m³

Parcel 12027A0097/00V005, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Dijk 70, 2861 Sint-Katelijne-Waver

Renting and operating of own or leased residential real estate, excluding social housing

since 20102.186.561.627

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12027A0097/00V005	Flanders	2,751 m²	1 · 271 m²	10.0 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

SOCIETE IMMOBILIERE DE WALLONIE

Saint-Ghislain · Eq €212k

Of 12,018 companies in sector 68203 we hold annual accounts for 5,984. 4,285 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded26-02-2010

Fiscal year end31-12

Activities, NACEBEL

68203Renting and operating of own or leased non-residential real estate, excluding land

68201Renting and operating of own or leased residential real estate, excluding social housing

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.