Schiepers Solutions
ActiveSummary
Schiepers Solutions has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €476k and a net result of €57k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 89% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 15.3 against 9.67 in 2024; short-term debt: 4.3% and cash: 61.3% of total assets), and 14.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.9%
Return on assets
10.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-03-2026, 55 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
55 d early
2024
51 d early
2023
50 d early
2022
55 d early
2021
57 d early
2020
42 d early
2019
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€476k▲ 13.7%
2024 · €419k
2018: €130klowest in 8 years
2019: €141k▲ +8.6% vs 2018
2020: €195k▲ +38.6% vs 2019
2021: €253k▲ +29.5% vs 2020
2022: €323k▲ +27.8% vs 2021
2023: €379k▲ +17.2% vs 2022
2024: €419k▲ +10.5% vs 2023
2025: €476k▲ +13.7% vs 2024highest in 8 years
2018 → 2025
Total assets
€554k▲ 7.1%
2024 · €517k
2018: €381k
2019: €372k▼ -2.2% vs 2018lowest in 8 years
2020: €442k▲ +18.8% vs 2019
2021: €478k▲ +8.2% vs 2020
2022: €465k▼ -2.7% vs 2021
2023: €498k▲ +7.1% vs 2022
2024: €517k▲ +3.8% vs 2023
2025: €554k▲ +7.1% vs 2024highest in 8 years
2018 → 2025
Net result
€57k▲ 44.1%
2024 · €40k
2018: €7klowest in 8 years
2019: €11k▲ +70.3% vs 2018
2020: €54k▲ +388% vs 2019
2021: €58k▲ +5.8% vs 2020
2022: €70k▲ +22.4% vs 2021highest in 8 years
2023: €56k▼ -21.0% vs 2022
2024: €40k▼ -28.5% vs 2023
2025: €57k▲ +44.1% vs 2024
2018 → 2025
Working capital
€339k▲ 31.6%
2024 · €258k
2018: €49k
2019: €29k▼ -40.5% vs 2018lowest in 8 years
2020: €110k▲ +278% vs 2019
2021: €138k▲ +25.4% vs 2020
2022: €232k▲ +68.1% vs 2021
2023: €226k▼ -2.6% vs 2022
2024: €258k▲ +14.0% vs 2023
2025: €339k▲ +31.6% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€253k-€323k▲ 27.8%€379k▲ 17.2%€419k▲ 10.5%€476k▲ 13.7%
2021: €253klowest in 5 years
2022: €323k▲ +27.8% vs 2021
2023: €379k▲ +17.2% vs 2022
2024: €419k▲ +10.5% vs 2023
2025: €476k▲ +13.7% vs 2024highest in 5 years
Operating result€77k-€100k▲ 29.6%€74k▼ 25.7%€55k▼ 25.9%€79k▲ 44.2%
2021: €77k
2022: €100k▲ +29.6% vs 2021highest in 5 years
2023: €74k▼ -25.7% vs 2022
2024: €55k▼ -25.9% vs 2023lowest in 5 years
2025: €79k▲ +44.2% vs 2024
Net result€58k-€70k▲ 22.4%€56k▼ 21.0%€40k▼ 28.5%€57k▲ 44.1%
2021: €58k
2022: €70k▲ +22.4% vs 2021highest in 5 years
2023: €56k▼ -21.0% vs 2022
2024: €40k▼ -28.5% vs 2023lowest in 5 years
2025: €57k▲ +44.1% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 44% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €554k
Fixed assets
€191k ▼ 16.8%
Current assets
€363k ▲ 26.2%
Equity and liabilities €554k
Equity
€476k ▲ 13.7%
Debt
€78k ▼ 20.9%
Debt's share of the balance-sheet total falls from 19.0% to 14.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€118k▲
2024 · €102k
Cash flow
€96k▲
2024 · €87k
Current ratio
15.30▲
2024 · 9.67
Debt to equity
0.16▼
2024 · 0.24
ROE
12.0%▲
2024 · 9.5%
ROA
10.4%▲
2024 · 7.7%
Interest coverage
47.23▲
2024 · 36.45
Debt ≤ 1 year
€24k▼
2024 · €30k
Debt > 1 year
€54k▼
2024 · €69k
Income taxes
€19k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€517k€554k▲
Fixed assets21/28€230k€191k▼
Tangible fixed assets22/27€230k€191k▼
Land and buildings22€189k€175k▼
Furniture and vehicles24€41k€16k▼
Current assets29/58€287k€363k▲
Amounts receivable within one year40/41€15k€23k▲
Trade receivables40€15k€15k=
Other amounts receivable41€334€8k▲
Cash at bank and in hand54/58€272k€340k▲
Equity and liabilities
Total equity and liabilities10/49€517k€554k▲
Equity10/15€419k€476k▲
Contributions10/11€80k€80k=
Reserves13€339k€396k▲
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Tax-exempt reserves132€25k€25k=
Distributable reserves133€306k€363k▲
Amounts payable17/49€98k€78k▼
Amounts payable after more than one year17€69k€54k▼
Financial debts170/4€69k€54k▼
Amounts payable within one year42/48€30k€24k▼
Current portion of amounts payable after more than one year42€14k€15k▲
Trade debts44€11k€2k▼
Suppliers440/4€11k€2k▼
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€5k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€39k▼
Gross operating margin9900€102k€118k▲
Operating profit (loss)9901€55k€79k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€52k€76k▲
Income taxes67/77€12k€19k▲
Profit (loss) for the period9904€40k€57k▲
Profit (loss) for the period to be appropriated9905€40k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€57k▲
Transfer to equity691/2€40k€57k▲
To other reserves6921€40k€57k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €36k | €37k | €54k | €47k | €39k | ▼ 18.5% |
| Gross operating margin9900 | €113k | €137k | €128k | €102k | €118k | ▲ 15.1% |
| Operating profit (loss)9901 | €77k | €100k | €74k | €55k | €79k | ▲ 44.2% |
| Financial income75/76B | - | - | €40 | - | - | - |
| Recurring financial income75 | - | - | €40 | - | - | - |
| Financial charges65/66B | - | €3k | €3k | €3k | €2k | ▼ 11.2% |
| Recurring financial charges65 | €4k | €3k | €3k | €3k | €2k | ▼ 11.2% |
| Profit (loss) for the period before taxes9903 | €73k | €96k | €71k | €52k | €76k | ▲ 47.1% |
| Income taxes67/77 | €16k | €26k | €15k | €12k | €19k | ▲ 57.1% |
| Profit (loss) for the period9904 | €58k | €70k | €56k | €40k | €57k | ▲ 44.1% |
| Profit (loss) for the period to be appropriated9905 | €58k | €70k | €56k | €40k | €57k | ▲ 44.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €478k | €465k | €498k | €517k | €554k | ▲ 7.1% |
| Fixed assets21/28 | €225k | €188k | €236k | €230k | €191k | ▼ 16.8% |
| Tangible fixed assets22/27 | €225k | €188k | €236k | €230k | €191k | ▼ 16.8% |
| Land and buildings22 | - | €160k | €203k | €189k | €175k | ▼ 7.4% |
| Furniture and vehicles24 | - | €28k | €32k | €41k | €16k | ▼ 60.8% |
| Current assets29/58 | €253k | €278k | €263k | €287k | €363k | ▲ 26.2% |
| Amounts receivable within one year40/41 | €25k | €14k | €38k | €15k | €23k | ▲ 50.1% |
| Trade receivables40 | - | €14k | €30k | €15k | €15k | = |
| Other amounts receivable41 | - | €179 | €8k | €334 | €8k | ▲ 2,317% |
| Cash at bank and in hand54/58 | €228k | €264k | €224k | €272k | €340k | ▲ 24.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €478k | €465k | €498k | €517k | €554k | ▲ 7.1% |
| Equity10/15 | €253k | €323k | €379k | €419k | €476k | ▲ 13.7% |
| Contributions10/11 | - | €80k | €80k | €80k | €80k | = |
| Reserves13 | €173k | €243k | €299k | €339k | €396k | ▲ 16.9% |
| Non-distributable reserves130/1 | - | €8k | €8k | €8k | €8k | = |
| Reserves not available under the articles1311 | - | €8k | €8k | €8k | €8k | = |
| Tax-exempt reserves132 | - | €25k | €25k | €25k | €25k | = |
| Distributable reserves133 | - | €211k | €266k | €306k | €363k | ▲ 18.7% |
| Amounts payable17/49 | €225k | €142k | €120k | €98k | €78k | ▼ 20.9% |
| Amounts payable after more than one year17 | €110k | €97k | €83k | €69k | €54k | ▼ 21.2% |
| Financial debts170/4 | - | €97k | €83k | €69k | €54k | ▼ 21.2% |
| Amounts payable within one year42/48 | €115k | €45k | €37k | €30k | €24k | ▼ 20.3% |
| Current portion of amounts payable after more than one year42 | - | €13k | €14k | €14k | €15k | ▲ 2.7% |
| Trade debts44 | €451 | €966 | €8k | €11k | €2k | ▼ 80.9% |
| Suppliers440/4 | - | €966 | €8k | €11k | €2k | ▼ 80.9% |
| Taxes, remuneration and social security45 | - | €31k | €15k | €5k | €7k | ▲ 49.8% |
| Taxes450/3 | - | €31k | €15k | €5k | €7k | ▲ 49.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €58k | €70k | €56k | €40k | €57k | ▲ 44.1% |
| + Depreciation and write-downs630 | €36k | €37k | €54k | €47k | €39k | ▼ 18.5% |
| Operating cash flow (approximation) | €94k | €108k | €110k | €87k | €96k | ▲ 10.1% |
| Investment in fixed assets (approximation) | - | €0 | €-102k | €-41k | €0 | ▲ 100% |
| Change in cash | - | €36k | €-39k | €48k | €68k | ▲ 42.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €70k ▲22.4%
Operating result €100k, net result €70k, both a record.
30-09
Financial
Liquidity triplescurrent ratio 6.11
Current ratio from 2.20 to 6.11; short-term debt falls from €115k to €45k.
04-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €200kEq €253k ▲29.5%
4 profitable years in a row build equity to €253k.
19-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €150kEq €195k ▲38.6%
3 profitable years in a row build equity to €195k.
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Riemst · 1 establishment unit since 2020
Ground area
6,452 m²
Building footprint
677 m²
Volume, LiDAR
805 m³
2 parcels, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Boostveld 11, 3770 Riemst
since 20202.341.011.559
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73066A0086/00N000 | Flanders | 3,924 m² | 1 · 500 m² | 3.5 m |
| 73027A0456/00B000 | Flanders | 2,528 m² | 1 · 177 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,020 companies in sector 68203 we hold annual accounts for 5,986. 4,421 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded27-11-2013
Fiscal year end30-09
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
52100Warehousing and storage
52210Service activities incidental to land transportation
68310Real estate agency activities
Scores and ratios are computed by Checked and are not a credit decision.