BEWO-CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of BEWO-CONSTRUCT is 4.7% (elevated). The 2025 annual accounts show equity of €150,407 and a net result of €130,407. Its solvency ranks better than 36% of 2,773 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- 7 FTE
- Equity
- €150,407
- Profit
- €130,407
- Board
- 4 members
Why 39raises riskFounded in 20231 change of registered office in 24 monthsSize: 7 FTE, total assets €560,862Sector: Construction of residential and non-residential buildings (NACE 41)Show the evidence
Checked score
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 34% on solvency, 45% on liquidity and 81% on profitability.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Registered officeRegistered-office move · Power of…
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointments: VANSPEYBROECK Rony Sylvain Louisa…
Financials · financial year 2025, abbreviated format
Turnover and EBIT margin not published: the abbreviated format does not require them.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.3% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €0.8m |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.1m |
| Other operating charges640/8 | €0.003m |
| Non-recurring operating charges66A | €0.001m |
| Gross operating margin9900 | €1.1m |
| Operating profit (loss)9901 | €0.2m |
| Financial income75/76B | €0.001m |
| Recurring financial income75 | €0.001m |
| Financial charges65/66B | €0.03m |
| Recurring financial charges65 | €0.03m |
| Profit (loss) for the period before taxes9903 | €0.2m |
| Income taxes67/77 | €0.04m |
| Profit (loss) for the period9904 | €0.1m |
| Profit (loss) for the period to be appropriated9905 | €0.1m |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €560,862 | |
| Formation expenses20 | €1,502 | |
| Fixed assets21/28 | €350,941 | |
| Intangible fixed assets21 | €15,915 | |
| Tangible fixed assets22/27 | €331,370 | |
| Plant, machinery and equipment23 | €230,935 | |
| Furniture and vehicles24 | €100,435 | |
| Financial fixed assets28 | €3,656 | |
| Current assets29/58 | €208,419 | |
| Stocks and contracts in progress3 | €9,000 | |
| Stocks30/36 | €9,000 | |
| Amounts receivable within one year40/41 | €98,775 | |
| Trade receivables40 | €90,752 | |
| Other amounts receivable41 | €8,023 | |
| Cash at bank and in hand54/58 | €86,324 | |
| Deferred charges and accrued income490/1 | €14,319 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €560,862 | |
| Equity10/15 | €150,407 | |
| Contributions10/11 | €20,000 | |
| Reserves13 | €130,407 | |
| Distributable reserves133 | €130,407 | |
| Amounts payable17/49 | €410,455 | |
| Amounts payable after more than one year17 | €124,989 | |
| Financial debts170/4 | €124,989 | |
| Amounts payable within one year42/48 | €260,519 | |
| Current portion of amounts payable after more than one year42 | €38,291 | |
| Trade debts44 | €153,188 | |
| Suppliers440/4 | €153,188 | |
| Taxes, remuneration and social security45 | €53,165 | |
| Taxes450/3 | €38,230 | |
| Remuneration and social security454/9 | €14,935 | |
| Other amounts payable47/48 | €15,876 | |
| Accrued charges and deferred income492/3 | €24,947 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €130,407 |
| + Depreciation and write-downs630 | €106,686 |
| Operating cash flow (approximation) | €237,093 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | abbreviated format | 08-12-2025 | 2025-00577819 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2024 to 2025 · 2 entries · €546 awarded · €546 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €309 | €309 |
| 2024 | 1 | €237 | €237 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| LOOTENS Lutgart Agnes Maria |
|
| VANSPEYBROECK Rony Sylvain Louisa |
|
| VANSPEYBROECK Sam |
|
| VANSPEYBROECK Tim Marco Andreas |
|
Owners and capital
Capital and shareholders
- VANSPEYBROECK Rony Sylvain Louisa founder
- LOOTENS Lutgart Agnes Maria founder
- VANSPEYBROECK Sam 20 shares (20%) · €4,000
- VANSPEYBROECK Tim Marco Andreas founder
- VANSPEYBROECK Rony 30 shares (30%) · €6,000
- LOOTENS Lutgart 30 shares (30%) · €6,000
- VANSPEYBROECK Tim 20 shares (20%) · €4,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 11-09-2023 Incorporation · €20,000 · 100 shares
Group and network
Connections & network
4 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
03-06
Gazette deed
Registered officeRegistered-office move · Power of attorney2 facts ▸
- Registered-office move, Léon Bekaertlaan 16, 9880 Aalter
- Power of attorney, BV Zakenkantoor Geert Verbeke
11-09
Gazette deed
IncorporationAppointments: VANSPEYBROECK Rony Sylvain Louisa, LOOTENS Lutgart Agnes Maria and 2 others · Founder · Founding capital16 facts ▸
- Incorporation, 05-09-2023
- Founder, VANSPEYBROECK Rony Sylvain Louisa (comparant)
- Founder, LOOTENS Lutgart Agnes Maria (comparant)
- Founder, VANSPEYBROECK Sam (comparant)
- Founder, VANSPEYBROECK Tim Marco Andreas (comparant)
- Founding capital, €20,000
- Other provision, “Slot- en overgangsbepalingen, overeenkomstig wet” (deed in Dutch)
- Registered office clause, “9881 Aalter (Bellem), Vijverstraat 23” (deed in Dutch)
- Other provision, “info@bewo-projects.be, Website en e-mailadres” (deed in Dutch)
- Board rule, 4
- Director appointment, VANSPEYBROECK Rony Sylvain Louisa (director)
- Director appointment, LOOTENS Lutgart Agnes Maria (director)
- +4 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0805.562.630
Recognitions · licences · registrations
Recognised contractor
2 categories- D General building contractsclass 4, up to €1,080,000
- D1 All shell construction and roofing-in of buildingsclass 4, up to €1,080,000
Dual-learning approval
4 live approvalsEnvironmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44001B0575/00Y000 | Flanders | 739 m² | 1 · 108 m² | 7.9 m · 2 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- BEWO-CONSTRUCT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, bij enkel besluit van het bestuursorgaan,administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren…” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Natuurlijke personen of rechtspersonen al dan niet aandeelhouder, één of meer bestuurders” (deed in Dutch)“Vaste of evenredige vergoeding, algemene kosten los van representatie- reis- en verplaatsingskosten” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “100, 1/100ste” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of December at 20:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed