ELBO-TECHNICS
ActiveELBO-TECHNICS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €140k and a net result of €16k. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 69% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability44▼-6
Solvency85▲+8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.86 against 2.06 in 2023; short-term debt: 21.3% and cash: 14.1% of total assets), and 39.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
22 d early
2022
32 d early
2021
38 d early
2020
36 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€140k▲ 1.5%
2023 · €138k
2018: €60k
2019: €81k
2020: €97k
2021: €120k
2022: €131k
2023: €138k
2018 → 2024
Total assets
€233k▼ 11.3%
2023 · €263k
2018: €230k
2019: €239k
2020: €222k
2021: €364k
2022: €235k
2023: €263k
2018 → 2024
Net result
€16k▼ 54.1%
2023 · €36k
2018: €28k
2019: €21k
2020: €16k
2021: €22k
2022: €11k
2023: €36k
2018 → 2024
Working capital
€93k▼ 30.5%
2023 · €133k
2018: €56k
2019: €63k
2020: €83k
2021: €108k
2022: €135k
2023: €133k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€97k-€120k▲ 23.1%€131k▲ 9.5%€138k▲ 5.5%€140k▲ 1.5%
Operating result€16k-€65k▲ 301%€29k▼ 55.1%€32k▲ 10.3%€66k▲ 105%
Net result€16k-€22k▲ 36.1%€11k▼ 49.3%€36k▲ 214%€16k▼ 54.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 105% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €233k
Fixed assets
€91k▲ 1,717%
Current assets
€142k▼ 44.9%
Equity and liabilities €233k
Equity
€140k▲ 1.5%
Debt
€93k▼ 25.5%
The debt ratio falls from 47.5% to 39.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€79k▲
2023 · €48k
Cash flow
€29k▼
2023 · €52k
Solvency
60.1%▲
2023 · 52.5%
Current ratio
2.86▲
2023 · 2.06
Quick ratio
2.57▲
2023 · 1.92
Debt / equity
0.66▼
2023 · 0.91
ROE
11.7%▼
2023 · 25.9%
ROA
7.0%▼
2023 · 13.6%
Interest coverage
1.96▲
2023 · 1.70
Debt
€93k▼
2023 · €125k
Debt ≤ 1 year
€50k▼
2023 · €125k
Debt > 1 year
€43k
Income taxes
€10k▼
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€263k€233k▼
Fixed assets21/28€5k€91k▲
Tangible fixed assets22/27€1k€87k▲
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24-€84k
Financial fixed assets28€4k€4k=
Current assets29/58€258k€142k▼
Stocks and contracts in progress3€18k€15k▼
Stocks30/36€18k€15k▼
Amounts receivable within one year40/41€241k€95k▼
Trade receivables40€188k€72k▼
Other amounts receivable41€53k€23k▼
Cash at bank and in hand54/58-€33k
Equity and liabilities
Total equity and liabilities10/49€263k€233k▼
Equity10/15€138k€140k▲
Contributions10/11€8k€8k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€129k€131k▲
Amounts payable17/49€125k€93k▼
Amounts payable after more than one year17-€43k
Financial debts170/4-€43k
Amounts payable within one year42/48€125k€50k▼
Current portion of amounts payable after more than one year42€10k€11k▲
Financial debts43€23k€13k▼
Credit institutions430/8€15k€13k▼
Other loans439€8k-
Trade debts44€26k€2k▼
Suppliers440/4€26k€2k▼
Taxes, remuneration and social security45€13k€9k▼
Taxes450/3€13k€6k▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€53k€14k▼
Income statement
Code20232024
Remuneration, social security and pensions62€5k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€13k▼
Other operating charges640/8€444€548▲
Gross operating margin9900€53k€79k▲
Operating profit (loss)9901€32k€66k▲
Financial income75/76B€49k-
Recurring financial income75€49k-
Financial charges65/66B€28k€40k▲
Recurring financial charges65€28k€40k▲
Profit (loss) for the period before taxes9903€53k€26k▼
Income taxes67/77€17k€10k▼
Profit (loss) for the period9904€36k€16k▼
Profit (loss) for the period to be appropriated9905€36k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€157k€145k▼
Profit (loss) brought forward from the previous period14P€122k€129k▲
Profit to be distributed694/7€29k€14k▼
Return on contributions (dividend)694€29k€14k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €36k ▲214%
Net result €36k, the highest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €11k ▼49.3%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €120k ▲23.1%
4 profitable years in a row build equity to €120k.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langeneikenstraat 203582 BeringenGround area
2,256 m²
Building footprint
245 m²
Volume, LiDAR
158 m³
Parcel 71029B1740/00D000, Flanders · tallest building 5.6 m. Linked by address, not a title deed.
1 establishment unit
ELBO-TECHNICS
since 20102.188.638.021
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71029B1740/00D000 | Flanders | 2,256 m² | 1 · 245 m² | 5.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
5 categoriesELBO-TECHNICS BV37936
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Of 29,810 companies in sector 41001 we hold annual accounts for 16,032. 12,738 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2010
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43310Plastering work
43320Joinery installation
43422Screed work
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.