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BEVA

Active
Private limited companyfounded 199035 years activeNachtegaalstraat 1, 2250 Olen, BelgiumKBO/BCE: BE 0442.479.059
Summary

The computed 12-month bankruptcy probability of BEVA is 2.6% (moderate). The 2025 annual accounts show equity of €28,487 and a net result of -€6,626. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 46% of 33,994 sector peers (NACE 43, fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€65,298total assets 2025
Equity
€28,487
Loss
-€6,626
Turnover not published (abridged schema)
Financial health
51 Fair Checked score 2025
Bankruptcy probability, 12 months
2.6%
Structure
Accounts filed 52 days late0 of 2 deeds read
Why 51- Sector Specialised construction activities (NACE 43)- Loss of €6,626 (FY 2025)- Latest accounts 52 days late; 1 of the last 3 late- Liquidity: current ratio 1.74Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 37% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Average
Solvency 69-31
equity 43.6% of total assets
Liquidity 76+24
short-term debt 28.9%
Profitability 6-84
return on assets -10.1%
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,513 companies)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.3%▲ +0.3 percentage points vs 12-2024 02-2025: 1.6%▲ +0.3 percentage points vs 01-2025 03-2025: 1.7%▲ +0.1 percentage points vs 02-2025 04-2025: 2.3%▲ +0.6 percentage points vs 03-2025 05-2025: 2.4%▲ +0.1 percentage points vs 04-2025 06-2025: 3.0%▲ +0.6 percentage points vs 05-2025 07-2025: 5.1%▲ +2.1 percentage points vs 06-2025highest value 08-2025: 0.4%▼ -4.7 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.3%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.3%● unchanged vs 02-2026lowest value 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.4 percentage points vs 07-2026 09-2026: 1.0%▲ +0.2 percentage points vs 08-2026 10-2026: 2.6%▲ +1.6 percentage points vs 09-2026
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 1.74 against 3.85 in 2024; short-term debt: 28.9% of total assets), but 56.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 47% on solvency, 75% on liquidity, 10% on profitability and 18% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
+raises risk○neutral
raises risk · Sector Specialised construction activities (NACE 43)
KBO
raises risk · Loss of €6,626 (FY 2025)
NBB · annual accounts
raises risk · Latest accounts 52 days late; 1 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 1.74
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
52 days late
2024
18 days early
2023
42 days early
2022
4 days early
2021
3 days early
2020
11 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €7,240

Financials · fiscal year 2025, micro schema

Equity
€28,487▼ 18.9%
2024 · €35,113
Total assets
€65,298▲ 53.2%
2024 · €42,614
Net result
-€6,626
2024 · €7,240
Working capital
€13,951▼ 23.6%
2024 · €18,266
Trend over the years

2021 to 2025, 5 fiscal years 2019 to 2025, 7 fiscal years

The operating result turns negative in 2025: a loss of €5,094 after €7,547 in 2024.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result-€5,094 2025 Net result-€6,626 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2019202020212022202320242025
Operating result-€6,461-€10,994€7,205▼ 34.5%-€8,242-€8,263▼ 0.3%€7,547-€5,094
Net result-€6,657-€9,817within the sector's middle half€3,713within the sector's middle half▼ 62.2%-€11,092below the sector's middle half-€8,666below the sector's middle half▲ 21.9%€7,240within the sector's middle half-€6,626below the sector's middle half
Equity€34,102-€43,919within the sector's middle half▲ 28.8%€47,631within the sector's middle half▲ 8.5%€36,539within the sector's middle half▼ 23.3%€27,873within the sector's middle half▼ 23.7%€35,113within the sector's middle half▲ 26.0%€28,487within the sector's middle half▼ 18.9%
Total assets€43,936-€45,329below the sector's middle half▲ 3.2%€79,852within the sector's middle half▲ 76.2%€59,775below the sector's middle half▼ 25.1%€48,626below the sector's middle half▼ 18.7%€42,614below the sector's middle half▼ 12.4%€65,298within the sector's middle half▲ 53.2%
Debt€9,834-€1,410▼ 85.7%€32,220▲ 2,185%€23,236▼ 27.9%€20,753▼ 10.7%€7,501▼ 63.9%€36,811▲ 391%
Working capital€29,889-€40,032within the sector's middle half▲ 33.9%€26,945within the sector's middle half▼ 32.7%€17,372within the sector's middle half▼ 35.5%€11,332within the sector's middle half▼ 34.8%€18,266within the sector's middle half▲ 61.2%€13,951within the sector's middle half▼ 23.6%
Solvency77.6%-96.9%above the sector's middle half▲ 19.3pp59.6%within the sector's middle half▼ 37.2pp61.1%within the sector's middle half▲ 1.5pp57.3%within the sector's middle half▼ 3.8pp82.4%above the sector's middle half▲ 25.1pp43.6%within the sector's middle half▼ 38.8pp
Current ratio4.42-3.93above the sector's middle half3.41above the sector's middle half▼ 0.521.96within the sector's middle half▼ 1.453.85above the sector's middle half▲ 1.901.74within the sector's middle half▼ 2.11
Return on assets (ROA)-15.2%-21.7%above the sector's middle half▲ 36.8pp4.6%within the sector's middle half▼ 17.0pp-18.6%below the sector's middle half▼ 23.2pp-17.8%below the sector's middle half▲ 0.7pp17.0%within the sector's middle half▲ 34.8pp-10.1%below the sector's middle half▼ 27.1pp
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65,298
Fixed assets €32,480 ▲ 81.0%
Current assets €32,818 ▲ 33.0%
Equity and liabilities €65,298
Equity €28,487 ▼ 18.9%
Debt €36,811 ▲ 391%
Debt's share of the balance-sheet total rises from 17.6% to 56.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€1,027▼
2024 · €17,167
Cash flow
-€2,559▼
2024 · €16,861
Quick ratio
1.73▼
2024 · 3.81
Debt to equity
1.29▲
2024 · 0.21
ROE
-23.3%▼
2024 · 20.6%
Interest coverage
-0.67▼
2024 · 46.28
Debt ≤ 1 year
€18,867▲
2024 · €6,401
Debt > 1 year
€16,844
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,835 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.7% went bankrupt
13% stopped otherwise
84% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,835 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€42,614€65,298▲
Fixed assets21/28€17,947€32,480▲
Tangible fixed assets22/27€17,947€32,480▲
Plant, machinery and equipment23€1,630€1,540▼
Furniture and vehicles24€15,377€30,210▲
Other tangible fixed assets26€940€730▼
Current assets29/58€24,667€32,818▲
Stocks and contracts in progress3€250€250=
Stocks30/36€250€250=
Amounts receivable within one year40/41€22,210€32,018▲
Trade receivables40€20,793€32,018▲
Other amounts receivable41€1,416-
Cash at bank and in hand54/58€1,657-
Deferred charges and accrued income490/1€550€550=
Equity and liabilities
Total equity and liabilities10/49€42,614€65,298▲
Equity10/15€35,113€28,487▼
Contributions10/11€6,197€6,197=
Reserves13€1,859€1,859=
Non-distributable reserves130/1€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859=
Profit (loss) carried forward14€27,056€20,431▼
Amounts payable17/49€7,501€36,811▲
Amounts payable after more than one year17-€16,844
Financial debts170/4-€16,844
Amounts payable within one year42/48€6,401€18,867▲
Current portion of amounts payable after more than one year42€4,227€4,245▲
Financial debts43-€10,051
Credit institutions430/8-€10,051
Trade debts44€39€448▲
Suppliers440/4€39€448▲
Taxes, remuneration and social security45€2,136€1,614▼
Taxes450/3€2,136€1,614▼
Other amounts payable47/48-€2,510
Accrued charges and deferred income492/3€1,100€1,100=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,621€4,066▼
Other operating charges640/8€1,050€4,629▲
Non-recurring operating charges66A-€713
Gross operating margin9900€18,217€4,315▼
Operating profit (loss)9901€7,547-€5,094▼
Financial income75/76B€64€0▼
Recurring financial income75€64€0▼
Financial charges65/66B€371€1,532▲
Recurring financial charges65€371€1,532▲
Profit (loss) for the period before taxes9903€7,240-€6,626▼
Profit (loss) for the period9904€7,240-€6,626▼
Profit (loss) for the period to be appropriated9905€7,240-€6,626▼
Appropriation of the result
Profit (loss) to be appropriated9906€27,056€20,431▼
Profit (loss) brought forward from the previous period14P€19,817€27,056▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,815€1,746€10,224€10,322€10,035€9,621€4,066▼ 57.7%
Other operating charges640/8---€707€767€1,050€4,629▲ 341%
Non-recurring operating charges66A------€713-
Gross operating margin9900€5,136€13,283€18,287€2,787€2,538€18,217€4,315▼ 76.3%
Operating profit (loss)9901-€6,461€10,994€7,205-€8,242-€8,263€7,547-€5,094▼ 167%
Financial income75/76B---€287€173€64€0▼ 100.0%
Recurring financial income75€614€649€402€287€173€64€0▼ 100.0%
Financial charges65/66B---€782€576€371€1,532▲ 313%
Recurring financial charges65€810€208€903€782€576€371€1,532▲ 313%
Profit (loss) for the period before taxes9903-€6,657€11,435€6,704-€8,737-€8,666€7,240-€6,626▼ 192%
Income taxes67/77-€1,618€2,991€2,355----
Profit (loss) for the period9904-€6,657€9,817€3,713-€11,092-€8,666€7,240-€6,626▼ 192%
Profit (loss) for the period to be appropriated9905-€6,657€9,817€3,713-€11,092-€8,666€7,240-€6,626▼ 192%
Line2019202020212022202320242025Change
Assets
Total assets20/58€43,936€45,329€79,852€59,775€48,626€42,614€65,298▲ 53.2%
Fixed assets21/28€5,313€4,987€43,695€35,188€25,461€17,947€32,480▲ 81.0%
Tangible fixed assets22/27€5,313€4,987€43,695€35,188€25,461€17,947€32,480▲ 81.0%
Plant, machinery and equipment23---€1,748€1,356€1,630€1,540▼ 5.5%
Furniture and vehicles24---€33,440€24,106€15,377€30,210▲ 96.5%
Other tangible fixed assets26-----€940€730▼ 22.3%
Current assets29/58€38,623€40,342€36,157€24,588€23,165€24,667€32,818▲ 33.0%
Stocks and contracts in progress3€250€250€250€250€250€250€250=
Stocks30/36---€250€250€250€250=
Amounts receivable within one year40/41€31,956€30,517€35,357€23,731€22,117€22,210€32,018▲ 44.2%
Trade receivables40---€19,611€20,514€20,793€32,018▲ 54.0%
Other amounts receivable41---€4,121€1,603€1,416--
Cash at bank and in hand54/58€5,867€9,024-€56€248€1,657--
Deferred charges and accrued income490/1---€550€550€550€550=
Equity and liabilities
Total equity and liabilities10/49€43,936€45,329€79,852€59,775€48,626€42,614€65,298▲ 53.2%
Equity10/15€34,102€43,919€47,631€36,539€27,873€35,113€28,487▼ 18.9%
Contributions10/11€6,197€6,197-€6,197€6,197€6,197€6,197=
Reserves13€1,859€1,859€1,859€1,859€1,859€1,859€1,859=
Non-distributable reserves130/1---€1,859€1,859€1,859€1,859=
Reserves not available under the articles1311---€1,859€1,859€1,859€1,859=
Profit (loss) carried forward14€26,045€35,862€39,575€28,483€19,817€27,056€20,431▼ 24.5%
Amounts payable17/49€9,834€1,410€32,220€23,236€20,753€7,501€36,811▲ 391%
Amounts payable after more than one year17--€21,909€14,920€7,820-€16,844-
Financial debts170/4---€14,920€7,820-€16,844-
Amounts payable within one year42/48€8,734€310€9,211€7,216€11,833€6,401€18,867▲ 195%
Current portion of amounts payable after more than one year42---€6,989€7,100€4,227€4,245▲ 0.4%
Financial debts43------€10,051-
Credit institutions430/8------€10,051-
Trade debts44-€310€110€227€3,285€39€448▲ 1,063%
Suppliers440/4---€227€3,285€39€448▲ 1,063%
Taxes, remuneration and social security45----€1,448€2,136€1,614▼ 24.4%
Taxes450/3----€1,448€2,136€1,614▼ 24.4%
Other amounts payable47/48------€2,510-
Accrued charges and deferred income492/3---€1,100€1,100€1,100€1,100=
Line2019202020212022202320242025Change
Profit (loss) for the period9904-€6,657€9,817€3,713-€11,092-€8,666€7,240-€6,626▼ 192%
+ Depreciation and write-downs630€10,815€1,746€10,224€10,322€10,035€9,621€4,066▼ 57.7%
Operating cash flow (approximation)€4,158€11,563€13,937-€770€1,368€16,861-€2,559▼ 115%
Investment in fixed assets (approximation)--€1,420-€48,932-€1,814-€308-€2,107-€18,599▼ 783%
Change in cash-€3,158--€191€1,410--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Similar companies · same sector, comparable size

Of 20,030 companies in this sector we hold annual accounts for 9,281. 6,843 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Directors

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 20 November 1990, BEVA was incorporated.1 Total assets went from €43,936 in 2019 to €65,298 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 52 days late
2025
13-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €7,240
Net result €7,240 after 2 loss-making years.
2023
20-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
27-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Weakest financial yearnet -€11,092
Net result drops to -€11,092, the lowest in the series; recovery starts the following year.
28-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
11-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
30-06
Financial Back to profitnet €9,817
Net result €9,817 after one loss-making year.
30-06
Financial Liquidity times 29current ratio 130.13
Current ratio from 4.42 to 130.13; short-term debt falls from €8,734 to €310.
28-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
27-02
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
02-02
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 2 days late
2017
23-02
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded20-11-1990
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID 0208:0442479059
Also 9925:BE0442479059
Registered 19-05-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 7 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Olen · 1 establishment unit since 1991
seat establishment The establishment unit on the map
Ground area
850 m²
Building footprint
205 m²
Volume, LiDAR
1,162 m³
Parcel 13029D0147/00G000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nachtegaalstraat 1, 2250 Olen
NACE 4534002
since 1991unit no. 2.051.869.902
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13029D0147/00G000 Flanders 850 m² 1 · 205 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.