BEVA
ActiveSummary
BEVA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,487 and a net result of -€6,626. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 46% of 28184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability6▼-84
Solvency69▼-31
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 1.74 against 3.85 in 2024; short-term debt: 28.9% of total assets), but 56.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.6%
Return on assets
-10.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
52 d late
2024
18 d early
2023
42 d early
2022
4 d early
2021
3 d early
2020
11 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€28,487▼ 18.9%
2024 · €35,113
Total assets
€65,298▲ 53.2%
2024 · €42,614
Net result
-€6,626
2024 · €7,240
Working capital
€13,951▼ 23.6%
2024 · €18,266
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€7,205▼ 34.5%-€8,242-€8,263▼ 0.3%€7,547-€5,094
Net result€3,713within the sector's middle half▼ 62.2%-€11,092below the sector's middle half-€8,666below the sector's middle half▲ 21.9%€7,240within the sector's middle half-€6,626below the sector's middle half
Equity€47,631within the sector's middle half▲ 8.5%€36,539within the sector's middle half▼ 23.3%€27,873within the sector's middle half▼ 23.7%€35,113within the sector's middle half▲ 26.0%€28,487within the sector's middle half▼ 18.9%
Total assets€79,852within the sector's middle half▲ 76.2%€59,775below the sector's middle half▼ 25.1%€48,626below the sector's middle half▼ 18.7%€42,614below the sector's middle half▼ 12.4%€65,298within the sector's middle half▲ 53.2%
Debt€32,220▲ 2,185%€23,236▼ 27.9%€20,753▼ 10.7%€7,501▼ 63.9%€36,811▲ 391%
Working capital€26,945▼ 32.7%€17,372▼ 35.5%€11,332▼ 34.8%€18,266▲ 61.2%€13,951▼ 23.6%
Solvency59.6%within the sector's middle half▼ 37.2pp61.1%within the sector's middle half▲ 1.5pp57.3%within the sector's middle half▼ 3.8pp82.4%above the sector's middle half▲ 25.1pp43.6%within the sector's middle half▼ 38.8pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5,094 after €7,547 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65,298
Fixed assets
€32,480 ▲ 81.0%
Current assets
€32,818 ▲ 33.0%
Equity and liabilities €65,298
Equity
€28,487 ▼ 18.9%
Debt
€36,811 ▲ 391%
Debt's share of the balance-sheet total rises from 17.6% to 56.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€1,027▼
2024 · €17,167
Cash flow
-€2,559▼
2024 · €16,861
Current ratio
1.74▼
2024 · 3.85
Quick ratio
1.73▼
2024 · 3.81
Debt to equity
1.29▲
2024 · 0.21
ROE
-23.3%▼
2024 · 20.6%
ROA
-10.1%▼
2024 · 17.0%
Interest coverage
-0.67▼
2024 · 46.28
Debt ≤ 1 year
€18,867▲
2024 · €6,401
Debt > 1 year
€16,844
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,827 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.5%
went bankrupt
14%
stopped otherwise
84%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,827 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,224 | €10,322 | €10,035 | €9,621 | €4,066 | ▼ 57.7% |
| Other operating charges640/8 | - | €707 | €767 | €1,050 | €4,629 | ▲ 341% |
| Non-recurring operating charges66A | - | - | - | - | €713 | - |
| Gross operating margin9900 | €18,287 | €2,787 | €2,538 | €18,217 | €4,315 | ▼ 76.3% |
| Operating profit (loss)9901 | €7,205 | -€8,242 | -€8,263 | €7,547 | -€5,094 | ▼ 167% |
| Financial income75/76B | - | €287 | €173 | €64 | €0 | ▼ 100.0% |
| Recurring financial income75 | €402 | €287 | €173 | €64 | €0 | ▼ 100.0% |
| Financial charges65/66B | - | €782 | €576 | €371 | €1,532 | ▲ 313% |
| Recurring financial charges65 | €903 | €782 | €576 | €371 | €1,532 | ▲ 313% |
| Profit (loss) for the period before taxes9903 | €6,704 | -€8,737 | -€8,666 | €7,240 | -€6,626 | ▼ 192% |
| Income taxes67/77 | €2,991 | €2,355 | - | - | - | - |
| Profit (loss) for the period9904 | €3,713 | -€11,092 | -€8,666 | €7,240 | -€6,626 | ▼ 192% |
| Profit (loss) for the period to be appropriated9905 | €3,713 | -€11,092 | -€8,666 | €7,240 | -€6,626 | ▼ 192% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €79,852 | €59,775 | €48,626 | €42,614 | €65,298 | ▲ 53.2% |
| Fixed assets21/28 | €43,695 | €35,188 | €25,461 | €17,947 | €32,480 | ▲ 81.0% |
| Tangible fixed assets22/27 | €43,695 | €35,188 | €25,461 | €17,947 | €32,480 | ▲ 81.0% |
| Plant, machinery and equipment23 | - | €1,748 | €1,356 | €1,630 | €1,540 | ▼ 5.5% |
| Furniture and vehicles24 | - | €33,440 | €24,106 | €15,377 | €30,210 | ▲ 96.5% |
| Other tangible fixed assets26 | - | - | - | €940 | €730 | ▼ 22.3% |
| Current assets29/58 | €36,157 | €24,588 | €23,165 | €24,667 | €32,818 | ▲ 33.0% |
| Stocks and contracts in progress3 | €250 | €250 | €250 | €250 | €250 | = |
| Stocks30/36 | - | €250 | €250 | €250 | €250 | = |
| Amounts receivable within one year40/41 | €35,357 | €23,731 | €22,117 | €22,210 | €32,018 | ▲ 44.2% |
| Trade receivables40 | - | €19,611 | €20,514 | €20,793 | €32,018 | ▲ 54.0% |
| Other amounts receivable41 | - | €4,121 | €1,603 | €1,416 | - | - |
| Cash at bank and in hand54/58 | - | €56 | €248 | €1,657 | - | - |
| Deferred charges and accrued income490/1 | - | €550 | €550 | €550 | €550 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €79,852 | €59,775 | €48,626 | €42,614 | €65,298 | ▲ 53.2% |
| Equity10/15 | €47,631 | €36,539 | €27,873 | €35,113 | €28,487 | ▼ 18.9% |
| Contributions10/11 | - | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | €39,575 | €28,483 | €19,817 | €27,056 | €20,431 | ▼ 24.5% |
| Amounts payable17/49 | €32,220 | €23,236 | €20,753 | €7,501 | €36,811 | ▲ 391% |
| Amounts payable after more than one year17 | €21,909 | €14,920 | €7,820 | - | €16,844 | - |
| Financial debts170/4 | - | €14,920 | €7,820 | - | €16,844 | - |
| Amounts payable within one year42/48 | €9,211 | €7,216 | €11,833 | €6,401 | €18,867 | ▲ 195% |
| Current portion of amounts payable after more than one year42 | - | €6,989 | €7,100 | €4,227 | €4,245 | ▲ 0.4% |
| Financial debts43 | - | - | - | - | €10,051 | - |
| Credit institutions430/8 | - | - | - | - | €10,051 | - |
| Trade debts44 | €110 | €227 | €3,285 | €39 | €448 | ▲ 1,063% |
| Suppliers440/4 | - | €227 | €3,285 | €39 | €448 | ▲ 1,063% |
| Taxes, remuneration and social security45 | - | - | €1,448 | €2,136 | €1,614 | ▼ 24.4% |
| Taxes450/3 | - | - | €1,448 | €2,136 | €1,614 | ▼ 24.4% |
| Other amounts payable47/48 | - | - | - | - | €2,510 | - |
| Accrued charges and deferred income492/3 | - | €1,100 | €1,100 | €1,100 | €1,100 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,713 | -€11,092 | -€8,666 | €7,240 | -€6,626 | ▼ 192% |
| + Depreciation and write-downs630 | €10,224 | €10,322 | €10,035 | €9,621 | €4,066 | ▼ 57.7% |
| Operating cash flow (approximation) | €13,937 | -€770 | €1,368 | €16,861 | -€2,559 | ▼ 115% |
| Investment in fixed assets (approximation) | - | -€1,814 | -€308 | -€2,107 | -€18,599 | ▼ 783% |
| Change in cash | - | - | €191 | €1,410 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 52 days late
2025
13-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €7,240
Net result €7,240 after 2 loss-making years.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet -€11,092
Net result drops to -€11,092, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
30-06
Financial
Back to profitnet €9,817
Net result €9,817 after one loss-making year.
30-06
Financial
Liquidity times 29current ratio 130.13
Current ratio from 4.42 to 130.13; short-term debt falls from €8,734 to €310.
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
02-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 2 days late
2017
23-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Olen · 1 establishment unit since 1991
Ground area
850 m²
Building footprint
205 m²
Volume, LiDAR
1,162 m³
Parcel 13029D0147/00G000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nachtegaalstraat 1, 2250 Olen
since 19912.051.869.902
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13029D0147/00G000 | Flanders | 850 m² | 1 · 205 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,025 companies in sector 43320 we hold annual accounts for 9,138. 6,724 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-11-1990
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0442479059
Also
9925:BE0442479059
Registered
19-05-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.