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BEVA

Active
Private limited companyfounded 199035 years activeNachtegaalstraat 1, 2250 Olen, BelgiumKBO/BCE: BE 0442.479.059
Summary

The computed 12-month bankruptcy probability of BEVA is 2.6% (moderate). The 2025 annual accounts show equity of €28,487 and a net result of -€6,626. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 46% of 33,994 sector peers (NACE 43, fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.

Financials · fiscal year 2025, micro schema

Equity
€28,487▼ 18.9%
2024 · €35,113
Total assets
€65,298▲ 53.2%
2024 · €42,614
Net result
-€6,626
2024 · €7,240
Working capital
€13,951▼ 23.6%
2024 · €18,266
Trend over the years

2021 to 2025, 5 fiscal years 2019 to 2025, 7 fiscal years

The operating result turns negative in 2025: a loss of €5,094 after €7,547 in 2024.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result-€5,094 2025 Net result-€6,626 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2019202020212022202320242025
Operating result-€6,461-€10,994€7,205▼ 34.5%-€8,242-€8,263▼ 0.3%€7,547-€5,094
Net result-€6,657-€9,817within the sector's middle half€3,713within the sector's middle half▼ 62.2%-€11,092below the sector's middle half-€8,666below the sector's middle half▲ 21.9%€7,240within the sector's middle half-€6,626below the sector's middle half
Equity€34,102-€43,919within the sector's middle half▲ 28.8%€47,631within the sector's middle half▲ 8.5%€36,539within the sector's middle half▼ 23.3%€27,873within the sector's middle half▼ 23.7%€35,113within the sector's middle half▲ 26.0%€28,487within the sector's middle half▼ 18.9%
Total assets€43,936-€45,329below the sector's middle half▲ 3.2%€79,852within the sector's middle half▲ 76.2%€59,775below the sector's middle half▼ 25.1%€48,626below the sector's middle half▼ 18.7%€42,614below the sector's middle half▼ 12.4%€65,298within the sector's middle half▲ 53.2%
Debt€9,834-€1,410▼ 85.7%€32,220▲ 2,185%€23,236▼ 27.9%€20,753▼ 10.7%€7,501▼ 63.9%€36,811▲ 391%
Working capital€29,889-€40,032within the sector's middle half▲ 33.9%€26,945within the sector's middle half▼ 32.7%€17,372within the sector's middle half▼ 35.5%€11,332within the sector's middle half▼ 34.8%€18,266within the sector's middle half▲ 61.2%€13,951within the sector's middle half▼ 23.6%
Solvency77.6%-96.9%above the sector's middle half▲ 19.3pp59.6%within the sector's middle half▼ 37.2pp61.1%within the sector's middle half▲ 1.5pp57.3%within the sector's middle half▼ 3.8pp82.4%above the sector's middle half▲ 25.1pp43.6%within the sector's middle half▼ 38.8pp
Current ratio4.42-3.93above the sector's middle half3.41above the sector's middle half▼ 0.521.96within the sector's middle half▼ 1.453.85above the sector's middle half▲ 1.901.74within the sector's middle half▼ 2.11
Return on assets (ROA)-15.2%-21.7%above the sector's middle half▲ 36.8pp4.6%within the sector's middle half▼ 17.0pp-18.6%below the sector's middle half▼ 23.2pp-17.8%below the sector's middle half▲ 0.7pp17.0%within the sector's middle half▲ 34.8pp-10.1%below the sector's middle half▼ 27.1pp
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65,298
Fixed assets €32,480 ▲ 81.0%
Current assets €32,818 ▲ 33.0%
Equity and liabilities €65,298
Equity €28,487 ▼ 18.9%
Debt €36,811 ▲ 391%
Debt's share of the balance-sheet total rises from 17.6% to 56.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€1,027▼
2024 · €17,167
Cash flow
-€2,559▼
2024 · €16,861
Quick ratio
1.73▼
2024 · 3.81
Debt to equity
1.29▲
2024 · 0.21
ROE
-23.3%▼
2024 · 20.6%
Interest coverage
-0.67▼
2024 · 46.28
Debt ≤ 1 year
€18,867▲
2024 · €6,401
Debt > 1 year
€16,844
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,835 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.7% went bankrupt
13% stopped otherwise
84% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,835 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€42,614€65,298▲
Fixed assets21/28€17,947€32,480▲
Tangible fixed assets22/27€17,947€32,480▲
Plant, machinery and equipment23€1,630€1,540▼
Furniture and vehicles24€15,377€30,210▲
Other tangible fixed assets26€940€730▼
Current assets29/58€24,667€32,818▲
Stocks and contracts in progress3€250€250=
Stocks30/36€250€250=
Amounts receivable within one year40/41€22,210€32,018▲
Trade receivables40€20,793€32,018▲
Other amounts receivable41€1,416-
Cash at bank and in hand54/58€1,657-
Deferred charges and accrued income490/1€550€550=
Equity and liabilities
Total equity and liabilities10/49€42,614€65,298▲
Equity10/15€35,113€28,487▼
Contributions10/11€6,197€6,197=
Reserves13€1,859€1,859=
Non-distributable reserves130/1€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859=
Profit (loss) carried forward14€27,056€20,431▼
Amounts payable17/49€7,501€36,811▲
Amounts payable after more than one year17-€16,844
Financial debts170/4-€16,844
Amounts payable within one year42/48€6,401€18,867▲
Current portion of amounts payable after more than one year42€4,227€4,245▲
Financial debts43-€10,051
Credit institutions430/8-€10,051
Trade debts44€39€448▲
Suppliers440/4€39€448▲
Taxes, remuneration and social security45€2,136€1,614▼
Taxes450/3€2,136€1,614▼
Other amounts payable47/48-€2,510
Accrued charges and deferred income492/3€1,100€1,100=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,621€4,066▼
Other operating charges640/8€1,050€4,629▲
Non-recurring operating charges66A-€713
Gross operating margin9900€18,217€4,315▼
Operating profit (loss)9901€7,547-€5,094▼
Financial income75/76B€64€0▼
Recurring financial income75€64€0▼
Financial charges65/66B€371€1,532▲
Recurring financial charges65€371€1,532▲
Profit (loss) for the period before taxes9903€7,240-€6,626▼
Profit (loss) for the period9904€7,240-€6,626▼
Profit (loss) for the period to be appropriated9905€7,240-€6,626▼
Appropriation of the result
Profit (loss) to be appropriated9906€27,056€20,431▼
Profit (loss) brought forward from the previous period14P€19,817€27,056▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,815€1,746€10,224€10,322€10,035€9,621€4,066▼ 57.7%
Other operating charges640/8---€707€767€1,050€4,629▲ 341%
Non-recurring operating charges66A------€713-
Gross operating margin9900€5,136€13,283€18,287€2,787€2,538€18,217€4,315▼ 76.3%
Operating profit (loss)9901-€6,461€10,994€7,205-€8,242-€8,263€7,547-€5,094▼ 167%
Financial income75/76B---€287€173€64€0▼ 100.0%
Recurring financial income75€614€649€402€287€173€64€0▼ 100.0%
Financial charges65/66B---€782€576€371€1,532▲ 313%
Recurring financial charges65€810€208€903€782€576€371€1,532▲ 313%
Profit (loss) for the period before taxes9903-€6,657€11,435€6,704-€8,737-€8,666€7,240-€6,626▼ 192%
Income taxes67/77-€1,618€2,991€2,355----
Profit (loss) for the period9904-€6,657€9,817€3,713-€11,092-€8,666€7,240-€6,626▼ 192%
Profit (loss) for the period to be appropriated9905-€6,657€9,817€3,713-€11,092-€8,666€7,240-€6,626▼ 192%
Line2019202020212022202320242025Change
Assets
Total assets20/58€43,936€45,329€79,852€59,775€48,626€42,614€65,298▲ 53.2%
Fixed assets21/28€5,313€4,987€43,695€35,188€25,461€17,947€32,480▲ 81.0%
Tangible fixed assets22/27€5,313€4,987€43,695€35,188€25,461€17,947€32,480▲ 81.0%
Plant, machinery and equipment23---€1,748€1,356€1,630€1,540▼ 5.5%
Furniture and vehicles24---€33,440€24,106€15,377€30,210▲ 96.5%
Other tangible fixed assets26-----€940€730▼ 22.3%
Current assets29/58€38,623€40,342€36,157€24,588€23,165€24,667€32,818▲ 33.0%
Stocks and contracts in progress3€250€250€250€250€250€250€250=
Stocks30/36---€250€250€250€250=
Amounts receivable within one year40/41€31,956€30,517€35,357€23,731€22,117€22,210€32,018▲ 44.2%
Trade receivables40---€19,611€20,514€20,793€32,018▲ 54.0%
Other amounts receivable41---€4,121€1,603€1,416--
Cash at bank and in hand54/58€5,867€9,024-€56€248€1,657--
Deferred charges and accrued income490/1---€550€550€550€550=
Equity and liabilities
Total equity and liabilities10/49€43,936€45,329€79,852€59,775€48,626€42,614€65,298▲ 53.2%
Equity10/15€34,102€43,919€47,631€36,539€27,873€35,113€28,487▼ 18.9%
Contributions10/11€6,197€6,197-€6,197€6,197€6,197€6,197=
Reserves13€1,859€1,859€1,859€1,859€1,859€1,859€1,859=
Non-distributable reserves130/1---€1,859€1,859€1,859€1,859=
Reserves not available under the articles1311---€1,859€1,859€1,859€1,859=
Profit (loss) carried forward14€26,045€35,862€39,575€28,483€19,817€27,056€20,431▼ 24.5%
Amounts payable17/49€9,834€1,410€32,220€23,236€20,753€7,501€36,811▲ 391%
Amounts payable after more than one year17--€21,909€14,920€7,820-€16,844-
Financial debts170/4---€14,920€7,820-€16,844-
Amounts payable within one year42/48€8,734€310€9,211€7,216€11,833€6,401€18,867▲ 195%
Current portion of amounts payable after more than one year42---€6,989€7,100€4,227€4,245▲ 0.4%
Financial debts43------€10,051-
Credit institutions430/8------€10,051-
Trade debts44-€310€110€227€3,285€39€448▲ 1,063%
Suppliers440/4---€227€3,285€39€448▲ 1,063%
Taxes, remuneration and social security45----€1,448€2,136€1,614▼ 24.4%
Taxes450/3----€1,448€2,136€1,614▼ 24.4%
Other amounts payable47/48------€2,510-
Accrued charges and deferred income492/3---€1,100€1,100€1,100€1,100=
Line2019202020212022202320242025Change
Profit (loss) for the period9904-€6,657€9,817€3,713-€11,092-€8,666€7,240-€6,626▼ 192%
+ Depreciation and write-downs630€10,815€1,746€10,224€10,322€10,035€9,621€4,066▼ 57.7%
Operating cash flow (approximation)€4,158€11,563€13,937-€770€1,368€16,861-€2,559▼ 115%
Investment in fixed assets (approximation)--€1,420-€48,932-€1,814-€308-€2,107-€18,599▼ 783%
Change in cash-€3,158--€191€1,410--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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