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BERO

Active
Private limited companyfounded 2019active for 6 yearsVan Diepenbeeckstraat 7, 2018 Antwerpen, BelgiumKBO/BCE: BE 0737.508.915
Summary

The computed 12-month bankruptcy probability of BERO is 1.9% (moderate). The 2025 annual accounts show equity of €82,416 and a net result of -€2,354. Equity remains stable across the filed financial years (±0.7% per year). Its solvency ranks better than 32% of 13,426 sector peers (NACE 46, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190Wholesale of information and communication equipment NACE 46500
1 site
Size
€482,248total assets 2025
Staff
1 FTE
Equity
€82,416
Loss
-€2,354
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Structure
Accounts filed 61 days late0 of 2 deeds read
Why 53raises riskLatest accounts 61 days late; 3 of the last 3 lateLiquidity: current ratio 0.09, cash €2,859Founded in 2019lowers riskSize: total assets €482,248Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 31% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Weak
Solvency 42=
equity 17.1% of total assets
Liquidity 35=
short-term debt 34.8% · cash 0.6%
Profitability 32+17
return on assets -0.5%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,873 companies, NACE 46, micro)
Last 24 months 11-2024: 3.2% 12-2024: 3.2%● unchanged vs 11-2024 01-2025: 3.3%▲ +0.1 percentage points vs 12-2024 02-2025: 3.2%▼ -0.1 percentage points vs 01-2025 03-2025: 3.2%● unchanged vs 02-2025 04-2025: 3.2%● unchanged vs 03-2025 05-2025: 3.2%● unchanged vs 04-2025 06-2025: 3.2%● unchanged vs 05-2025 07-2025: 2.9%▼ -0.3 percentage points vs 06-2025 08-2025: 3.6%▲ +0.7 percentage points vs 07-2025 09-2025: 3.9%▲ +0.3 percentage points vs 08-2025 10-2025: 5.2%▲ +1.3 percentage points vs 09-2025 11-2025: 5.3%▲ +0.1 percentage points vs 10-2025 12-2025: 6.3%▲ +1.0 percentage point vs 11-2025highest value 01-2026: 4.5%▼ -1.8 percentage points vs 12-2025 02-2026: 4.1%▼ -0.4 percentage points vs 01-2026 03-2026: 4.2%▲ +0.1 percentage points vs 02-2026 04-2026: 4.1%▼ -0.1 percentage points vs 03-2026 05-2026: 3.9%▼ -0.2 percentage points vs 04-2026 06-2026: 3.7%▼ -0.2 percentage points vs 05-2026 07-2026: 3.5%▼ -0.2 percentage points vs 06-2026 08-2026: 4.2%▲ +0.7 percentage points vs 07-2026 09-2026: 4.5%▲ +0.3 percentage points vs 08-2026 10-2026: 1.9%▼ -2.6 percentage points vs 09-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.09, compared with 0.08 in 2024, below 1; short-term debt: 34.8% and cash: 0.6% of total assets), and 82.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 29% on solvency, 33% on liquidity, 27% on profitability and 34% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Latest accounts 61 days late; 3 of the last 3 late
NBB · filings
lowers risk · Size: total assets €482,248
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.09, cash €2,859
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
202122232425
2020 to 2025 · latest year -€2,354
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
61 days late
2024
120 days late
2023
68 days late
2022
44 days late
2021
11 days early
2020
13 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 49 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 filed years within 59 days of that day).
Companies Code · seven months
Where today falls in the filing period
15-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€2,354 View
  • Total assets 20256 financial years filed €482,248 View

By topic

Financials

Financial year
2025
Total assets
€482,248
Loss
-€2,354
Solvency
17.1%
Total assets▼ 2.6%
Net result
20202025
Go to Financials

Timeline

Events
8
Since
2021
Next accounts
by 31-07-2027
  1. 31-12-2023Back to profit
  2. 31-12-2023Equity above €100,000
  3. 13-09-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
07-11-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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