Ag Ambition
ActiveThe computed 12-month bankruptcy probability of Ag Ambition is 1.9% (moderate). The 2025 annual accounts show negative equity (€-39k) and a net result of €-75k. Equity is shrinking by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 10% of 7932 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
23
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-12
Solvency17▼-17
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.23 against 1.72 in 2024; short-term debt: 77.7% and cash: 2.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-8.4%
Return on assets
-16%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-39k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
29 d early
2024
48 d early
2023
76 d early
2022
55 d early
2021
45 d early
2020
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-39k
2024 · €35k
2020: €26k
2021: €55k
2022: €51k
2023: €55k
2024: €35k
2020 → 2025
Total assets
€468k▲ 17.2%
2024 · €399k
2020: €49k
2021: €86k
2022: €545k
2023: €1.57M
2024: €399k
2020 → 2025
Net result
€-75k▼ 275%
2024 · €-20k
2020: €1k
2021: €29k
2022: €21k
2023: €4k
2024: €-20k
2020 → 2025
Working capital
€83k▼ 47.4%
2024 · €158k
2020: €19k
2021: €49k
2022: €28k
2023: €171k
2024: €158k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€51k▼ 8.2%€55k▲ 8.6%€35k▼ 36.1%€-39k
Operating result€37k-€37k▲ 1.0%€32k▼ 14.7%€-14k€-46k▼ 220%
Net result€29k-€21k▼ 28.6%€4k▼ 79.1%€-20k€-75k▼ 275%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €46k in 2025 against €14k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €468k
Fixed assets
€21k▼ 0.1%
Current assets
€446k▲ 18.2%
Key figures and ratios
EBITDA
€-46k▼
2024 · €-14k
Cash flow
€-75k▼
2024 · €-20k
Solvency
-8.4%▼
2024 · 8.9%
Current ratio
1.23▼
2024 · 1.72
Quick ratio
1.21▼
2024 · 1.69
Debt / equity
-9.22▼
2024 · 6.23
ROA
-16.0%▼
2024 · -5.0%
Interest coverage
-1.51▲
2024 · -2.58
Debt
€363k▲
2024 · €220k
Debt ≤ 1 year
€363k▲
2024 · €220k
Income taxes
€12▼
2024 · €49
Staff costs
€13k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€399k€468k▲
Fixed assets21/28€21k€21k▼
Tangible fixed assets22/27€16€0▼
Furniture and vehicles24€16€0▼
Financial fixed assets28€21k€21k=
Current assets29/58€378k€446k▲
Stocks and contracts in progress3€6k€6k=
Stocks30/36€6k€6k=
Amounts receivable within one year40/41€366k€427k▲
Trade receivables40€311k€426k▲
Other amounts receivable41€54k€780▼
Cash at bank and in hand54/58€5k€13k▲
Deferred charges and accrued income490/1€852€867▲
Equity and liabilities
Total equity and liabilities10/49€399k€468k▲
Equity10/15€35k€-39k▼
Contributions10/11€25k€25k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€331€-74k▼
Provisions and deferred taxes16€144k€144k=
Provisions for liabilities and charges160/5€144k€144k=
Environmental obligations163€144k-
Other liabilities and charges164/5-€144k
Amounts payable17/49€220k€363k▲
Amounts payable within one year42/48€220k€363k▲
Current portion of amounts payable after more than one year42€2k€0▼
Financial debts43€9€0▼
Credit institutions430/8€9€0▼
Trade debts44€172k€210k▲
Suppliers440/4€172k€210k▲
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€547€61▼
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€42k€152k▲
Accrued charges and deferred income492/3€88€89▲
Income statement
Code20242025
Non-recurring operating income76A€151k€0▼
Remuneration, social security and pensions62€16k€13k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€420€16▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€4k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€1k€-28k▼
Operating profit (loss)9901€-14k€-46k▼
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€5k€31k▲
Recurring financial charges65€5k€31k▲
Profit (loss) for the period before taxes9903€-20k€-75k▼
Income taxes67/77€49€12▼
Profit (loss) for the period9904€-20k€-75k▼
Profit (loss) for the period to be appropriated9905€-20k€-75k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-74k▼
Profit (loss) brought forward from the previous period14P€5k€331▼
Transfer from equity791/2€16k€0▼
Social balance
Average headcount (FTE)90870.30.3=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-75k
Net result drops to €-75k, the lowest in the series.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €29k ▲2676%
Net result €29k, the highest in the series.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriepark-West 759100 Sint-NiklaasGround area
581 m²
Parcel 46445D1776/00R000, Flanders. Linked by address, not a title deed.
1 establishment unit
Ag Ambition
since 20192.296.917.636
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1776/00R000 | Flanders | 581 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TECNOLUB
BE 0743.757.990
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MJ INTERNATIONAL
BE 0648.661.962
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GPME SPRL
BE 0895.489.647
Fontaine-l'Evêque · Eq €33k
EFVEN
BE 0749.496.729
Opwijk · Eq €39k
Octa+ Grez
BE 0507.741.946
Grez-Doiceau · Eq €39k
Of 538 companies in sector 46120 we hold annual accounts for 303. 159 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2019
Fiscal year end31-12
Activities, NACEBEL
46120Wholesale trade
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.