MONA.health

Active

Private limited companyfounded 2021active for 5 yearsRotspoelstraat 1, 3060 Bertem, BelgiumKBO/BCE: BE 0768.507.541

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of MONA.health is 2.2% (moderate). The annual accounts of MONA.health for financial year 2025 show a net loss of 129% of total assets and of 85% of the equity at the start of that year. The 2025 annual accounts show equity of €47,205 and a net result of -€275,120. Equity is shrinking by about 60% per year across the filed financial years. Its solvency ranks better than 29% of 9,811 sector peers (NACE 46, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

MONA.healthActiveChecked score 51/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 18-05-2021 Normal situation
Legal form: Private limited company
Registered office: Rotspoelstraat 1, 3060 Bertem
Activity: Agents in non-specialised wholesale trade NACE 46190
Establishment unit: 2.317.295.653 3060 Bertem, since 18-05-2021
Financial year end: 31 December
Peppol: Reachable since 11-12-2025

Company details

Who decides

Board

Danneels LievenDirector · since 03-08-2021
G.T.S. NVDirector · since 03-08-2021
Octavian BVDirector · since 03-08-2021
Stalmans IngeborgDirector · since 03-08-2021

and 2 other directors

Shareholders

Board & ownership

How it is doing

51 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.2%

Annual accounts 2025

Gross margin: -€31,797; ▲ 26.2%
Loss: €275,120; ▼ 13.3%
Equity: €47,205; ▼ 85.4%
Total assets: €213,591; ▼ 55.9%
Staff: 0.1 FTE; ▼ 90.0%

Turnover not published (abbreviated format)2025 accounts 8 days early

Filed on 23-07-2026at the National Bank

Financials

Why 51raises riskLoss of €275,120, the second in a row (financial year 2025)Founded in 2021Liquidity: current ratio 0.33, cash €11,815, halvedlowers riskFigures for financial year 2025 (filed 23-07-2026)Show the evidence

Checked score

Score 2025

51 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 16% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 47-45

equity 22.1% of total assets

Liquidity 21-36

short-term debt 67.3% · cash 5.5%

Profitability 0=

return on assets -128.8%

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)

Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.6%▼ -0.1 percentage points vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025lowest value 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.1 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 1.0%▲ +0.1 percentage points vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 2.3%▲ +1.3 percentage points vs 07-2026highest value 09-2026: 2.2%▼ -0.1 percentage points vs 08-2026 10-2026: 2.2%● unchanged vs 09-2026

Credit of up to €2,000 on 30-day terms, only on tighter conditions

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity insufficient (current ratio 0.33, compared with 0.69 in 2024, below 1; short-term debt: 67.3% and cash: 5.5% of total assets), and 77.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 33% on solvency, 20% on liquidity, 6% on profitability and 6% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Loss of €275,120, the second in a row (financial year 2025)

NBB · annual accounts

Founded in 2021

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Figures for financial year 2025 (filed 23-07-2026)

NBB · annual accounts

Liquidity: current ratio 0.33, cash €11,815, halved

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

22232425

2022 to 2025 · latest year -€275,120

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

8 days early

2024

16 days early

2023

48 days early

2022

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 18 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Risk: 4 loss-making years in a rowloss financial year 2025 -€275,120 View
Caution: Equity fell in 2025from €322,325 to €47,205 ▼ 85.4% View
Caution: Among the weakest 5% on net resultsector median €26,870 · 9,790 companies -€275,120 View
Flemish supportawarded from 2022 to 2025 €303,432 View
Positive: Always filed on timeaccounts within the deadline every year 4 years View

Documents

Key facts about MONA.health

What is the company number of MONA.health?: 0768.507.541. In Belgium the VAT number is the company number with BE in front: BE 0768.507.541.
Where is MONA.health based?: The registered office is at Rotspoelstraat 1, 3060 Bertem.Company details
What does MONA.health do?: According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of MONA.health?: Private limited company (BV).
When was MONA.health founded?: On 18-05-2021.
Is MONA.health still active?: Yes, MONA.health is an active enterprise in the KBO register.
How many employees does MONA.health have?: On average 0.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of MONA.health?: The annual accounts for financial year 2025 state no turnover: the abbreviated format does not require it.
Is MONA.health profitable?: In financial year 2025, MONA.health made a loss of €275,120.
Where can I find the annual accounts of MONA.health?: MONA.health filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of MONA.health due?: By 31-07-2027, for financial year 2026.Timeline