MONA.health
ActiveFrom the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of MONA.health is 2.2% (moderate). The annual accounts of MONA.health for financial year 2025 show a net loss of 129% of total assets and of 85% of the equity at the start of that year. The 2025 annual accounts show equity of €47,205 and a net result of -€275,120. Equity has been shrinking by about 60% per year since 2022. Its solvency ranks better than 29% of 9,829 sector peers (NACE 46, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 18-05-2021 Normal situation
- Legal form
- Private limited company
- Registered office
- Rotspoelstraat 1, 3060 Bertem
- Activity
- Agents in non-specialised wholesale trade NACE 46190
- Establishment unit
- 2.317.295.653 3060 Bertem, since 18-05-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 11-12-2025
Board and ownership
Board
- Danneels LievenDirector · since 03-08-2021
- G.T.S. NVDirector · since 03-08-2021
- Octavian BVDirector · since 03-08-2021
- Stalmans IngeborgDirector · since 03-08-2021
Shareholders
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.2%
Annual accounts 2025
- Gross margin
- -€31,797
- ▲ 26.2%
- Loss
- €275,120
- ▼ 13.3%
- Equity
- €47,205
- ▼ 85.4%
- Total assets
- €213,591
- ▼ 55.9%
- Staff
- 0.1 FTE
- ▼ 90.0%
Turnover not published (abbreviated format)2025 accounts filed 8 days before the deadline
Filed on 23-07-2026at the National Bank
Score breakdownraises riskLoss of €275,120, the second in a row (financial year 2025)Founded in 2021Liquidity: current ratio 0.33, cash €11,815, halvedlowers riskFigures for financial year 2025 (filed on 23-07-2026)Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 16% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency
47-45
equity 22.1% of total assets
Liquidity
21-36
short-term debt 67.3% · cash 5.5%
Profitability
0=
return on assets -128.8%
Bankruptcy probability within 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.7%
12-2024: 0.7%● unchanged vs 11-2024
01-2025: 0.6%▼ -0.1 percentage points vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025lowest value
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.7%▲ +0.1 percentage points vs 06-2025
08-2025: 0.8%▲ +0.1 percentage points vs 07-2025
09-2025: 0.8%● unchanged vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.9%▲ +0.1 percentage points vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 1.0%▲ +0.1 percentage points vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 2.3%▲ +1.3 percentage points vs 07-2026highest value
09-2026: 2.2%▼ -0.1 percentage points vs 08-2026
10-2026: 2.2%● unchanged vs 09-2026
Credit of up to €2,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.33 (0.69 in 2024), below 1. Short-term debt is 67.3% and cash 5.5% of total assets. 77.9% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 33% of them on solvency, 20% on liquidity, 6% on profitability and 6% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year -€275,120
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
8 days early
2024
16 days early
2023
48 days early
2022
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 18 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Risk: 4 loss-making years in a rowloss in financial year 2025 -€275,120 View
- Caution: Equity fell in 2025from €322,325 to €47,205 ▼ 85.4% View
- Caution: Lower net result than 95% of companies in wholesale tradesector median €26,864 · 9,808 companies -€275,120 View
- Flemish supportawarded from 2022 to 2025 €303,432 View
- Positive: Always filed on timeaccounts within the deadline every year 4 years View
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 23-07-2026
- Annual accounts 2024filed on 15-07-2025
- Annual accounts 2023filed on 13-06-2024
- Annual accounts 2022filed on 31-07-2023
Acts in the Belgian Official Gazette
- Resignations & appointmentsact of 29-01-2024
- Resignations & appointmentsact of 06-10-2023
- Resignations & appointmentsact of 06-10-2023
- Resignations & appointmentsact of 17-08-2022
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about MONA.health
- What is the company number of MONA.health?
- The company number of MONA.health is 0768.507.541. The VAT number is the same number with BE in front: BE 0768.507.541.
- Where is MONA.health based?
- The registered office is at Rotspoelstraat 1, 3060 Bertem.Company details
- What does MONA.health do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of MONA.health?
- The legal form of MONA.health is Private limited company (BV).
- When was MONA.health founded?
- MONA.health was founded on 18-05-2021.
- Is MONA.health still active?
- Yes, MONA.health is an active enterprise in the KBO register.
- How many employees does MONA.health have?
- MONA.health had an average of 0.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of MONA.health?
- The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.
- Is MONA.health profitable?
- In financial year 2025, MONA.health made a loss of €275,120.
- Where can I find the annual accounts of MONA.health?
- MONA.health filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of MONA.health due?
- MONA.health must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Companies linked to MONA.health
Shareholders
- Clean Vision Invest31.24%
- GHENT TRANSPORT AND STORAGE18.07%
Comparable companies
These companies have the same main activity as MONA.health: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €181,000 and €468,000, founded between 2013 and 2022.
| Company | Total assets | Gross margin |
|---|---|---|
| MONA.health Bertem | €213,591 | -€31,797 |
| IT'S TIME Estaimpuis | €386,376 | -€3,435 |
| Ag Ambition Sint-Niklaas | €467,692 | -€28,120 |
| MSP COMPANY Elsene | €238,020 | -€85,640 |
| TWEEPERENBOOM Herent | €396,367 | -€69,730 |
| EUROPEAN DISTRIBUTION SOLUTIONS Lubbeek | €180,910 | €2,489 |
| Shark Seating Beersel | €262,545 | -€10,437 |
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