BER CONSTRUCT
ActiveSummary
BER CONSTRUCT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,879 and a net result of €15,879. Its solvency ranks better than 51% of 9,723 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
- Equity
- €17,879
- Profit
- €15,879
Why 72raises riskFounded in 2024Size: total assets €39,821lowers riskLiquidity: current ratio 1.81, cash €21,374Equity €17,879 (44.9% of total assets)Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 48% on solvency, 70% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointment: BERCOVICI Andrei (director) ·…
Financials · financial year 2025, abbreviated format
Turnover and EBIT margin not published: the abbreviated format does not require them.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €3 |
| Gross operating margin9900 | €19,998 |
| Operating profit (loss)9901 | €19,995 |
| Financial charges65/66B | €24 |
| Recurring financial charges65 | €24 |
| Profit (loss) for the period before taxes9903 | €19,971 |
| Income taxes67/77 | €4,092 |
| Profit (loss) for the period9904 | €15,879 |
| Profit (loss) for the period to be appropriated9905 | €15,879 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €39,821 | |
| Current assets29/58 | €39,821 | |
| Amounts receivable within one year40/41 | €18,446 | |
| Trade receivables40 | €13,833 | |
| Other amounts receivable41 | €4,613 | |
| Cash at bank and in hand54/58 | €21,374 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €39,821 | |
| Equity10/15 | €17,879 | |
| Contributions10/11 | €2,000 | |
| Profit (loss) carried forward14 | €15,879 | |
| Amounts payable17/49 | €21,942 | |
| Amounts payable within one year42/48 | €21,942 | |
| Trade debts44 | €7,000 | |
| Suppliers440/4 | €7,000 | |
| Taxes, remuneration and social security45 | €14,942 | |
| Taxes450/3 | €4,092 | |
| Remuneration and social security454/9 | €10,850 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €15,879 |
| Operating cash flow (approximation) | €15,879 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-10-2025 | abbreviated format | 17-04-2026 | 2026-00084057 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
14-10
Gazette deed
IncorporationAppointment: BERCOVICI Andrei (director) · Founder · Founding capital10 facts ▸
- Founder, BERCOVICI Andrei
- Founder, FRATOVCEAN Petru
- Founder, DANELIUC Ilie
- Incorporation, “BER CONSTRUCT” (deed in Dutch)
- Founding capital, €2,000
- Capital
- Registered office clause, “1850 Grimbergen, Sint-Servaasstraat, 29 bus 1” (deed in Dutch)
- Board rule, 1
- Director appointment, BERCOVICI Andrei (director)
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en activiteiten door comparanten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 18 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1014.916.344
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23402E0402/00D015 | Flanders | 308 m² | 1 · 70 m² | 10.8 m · 3 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- BER CONSTRUCT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Voor zover dit geen wijziging veroorzaakt inzake het op de vennootschap toepasselijke taalregime, bij enkel besluit van het…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Natuurlijke of rechtspersonen al dan niet aandeelhouder, aantal duur opdracht en bij meerdere bevoegdheid” (deed in Dutch)“Bijzondere machten aan elke mandataris, geheel bevoegdheden met delegatiemogelijkheid deel” (deed in Dutch)“Vergoeding bestuurders, algemene kosten los van representatie reis verplaatsing” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, vruchtgebruiker en blote eigenaar afzonderlijk met rechten” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Wednesday of March at 19:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Beslissing algemene vergadering in vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed