Financials
- Financial year
- 2025
- Total assets
- €39,821
- Profit
- €15,879
- Solvency
- 44.9%
BER CONSTRUCT
ActiveSummary
BER CONSTRUCT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,879 and a net result of €15,879. Its solvency ranks better than 51% of 9,614 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Other specialised construction activities
NACE 43990
1 site
Size
€39,821total assets 2025
- Equity
- €17,879
- Profit
- €15,879
Turnover not published (abbreviated format)
Structure
Accounts 44 days early0 of 1 deed read
Why 72raises riskFounded in 2024Size: total assets €39,821lowers riskLiquidity: current ratio 1.81, cash €21,374Equity €17,879 (44.9% of total assets)Show the evidence
Checked score
Score 2025
72
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 70% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency
70
equity 44.9% of total assets
Liquidity
72
short-term debt 55.1% · cash 53.7%
Profitability
100
return on assets 39.9%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 1.9%
12-2025: 1.9%● unchanged vs 11-2025
01-2026: 2.0%▲ +0.1 percentage points vs 12-2025
02-2026: 2.4%▲ +0.4 percentage points vs 01-2026
03-2026: 2.4%● unchanged vs 02-2026
04-2026: 2.7%▲ +0.3 percentage points vs 03-2026
05-2026: 3.0%▲ +0.3 percentage points vs 04-2026
06-2026: 3.0%● unchanged vs 05-2026
07-2026: 2.9%▼ -0.1 percentage points vs 06-2026
08-2026: 3.0%▲ +0.1 percentage points vs 07-2026
09-2026: 3.2%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 0.6%▼ -2.6 percentage points vs 09-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.81, above the usual 1.5; short-term debt: 55.1% and cash: 53.7% of total assets), but 55.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 48% on solvency, 70% on liquidity and 93% on profitability.
The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 17-04-2026, 44 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
44 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other specialised construction activitiesNACE 43990
- Founded
- 10-10-2024
- Year ends
- 31-10
- Peppol
- Reachable for e-invoices
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