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BER CONSTRUCT

Active
Private limited companyfounded 2024active for 2 yearsSint-Servaasstraat 29, 1850 Grimbergen, BelgiumKBO/BCE: BE 1014.916.344
Summary

BER CONSTRUCT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,879 and a net result of €15,879. Its solvency ranks better than 51% of 9,614 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Financials · financial year 2025, abbreviated format

Equity
€17,879
Total assets
€39,821
Net result
€15,879
Working capital
€17,879

Turnover and EBIT margin not published: the abbreviated format does not require them.

Balance-sheet composition
Equity and liabilities €39,821
Equity €17,879
Debt €21,942
Debt finances 55.1% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.81
Debt to equity
1.23
ROE
88.8%
ROA
39.9%
Debt ≤ 1 year
€21,942
Income taxes
€4,092

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 27 lines
Balance sheet Code2025
Assets
Total assets20/58€39,821
Current assets29/58€39,821
Amounts receivable within one year40/41€18,446
Trade receivables40€13,833
Other amounts receivable41€4,613
Cash at bank and in hand54/58€21,374
Equity and liabilities
Total equity and liabilities10/49€39,821
Equity10/15€17,879
Contributions10/11€2,000
Profit (loss) carried forward14€15,879
Amounts payable17/49€21,942
Amounts payable within one year42/48€21,942
Trade debts44€7,000
Suppliers440/4€7,000
Taxes, remuneration and social security45€14,942
Taxes450/3€4,092
Remuneration and social security454/9€10,850
Income statement Code2025
Other operating charges640/8€3
Gross operating margin9900€19,998
Operating profit (loss)9901€19,995
Financial charges65/66B€24
Recurring financial charges65€24
Profit (loss) for the period before taxes9903€19,971
Income taxes67/77€4,092
Profit (loss) for the period9904€15,879
Profit (loss) for the period to be appropriated9905€15,879
Appropriation of the result
Profit (loss) to be appropriated9906€15,879

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€3
Gross operating margin9900€19,998
Operating profit (loss)9901€19,995
Financial charges65/66B€24
Recurring financial charges65€24
Profit (loss) for the period before taxes9903€19,971
Income taxes67/77€4,092
Profit (loss) for the period9904€15,879
Profit (loss) for the period to be appropriated9905€15,879
Line2025
Assets
Total assets20/58€39,821
Current assets29/58€39,821
Amounts receivable within one year40/41€18,446
Trade receivables40€13,833
Other amounts receivable41€4,613
Cash at bank and in hand54/58€21,374
Equity and liabilities
Total equity and liabilities10/49€39,821
Equity10/15€17,879
Contributions10/11€2,000
Profit (loss) carried forward14€15,879
Amounts payable17/49€21,942
Amounts payable within one year42/48€21,942
Trade debts44€7,000
Suppliers440/4€7,000
Taxes, remuneration and social security45€14,942
Taxes450/3€4,092
Remuneration and social security454/9€10,850
Line2025
Profit (loss) for the period9904€15,879
Operating cash flow (approximation)€15,879

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-10-2025 abbreviated format 17-04-2026 2026-00084057

Similar companies · same sector, comparable size

Of the 15,147 active companies whose main activity is other specialised construction activities (NACE 43990), figures are known for 7,360. 4,995 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.