TODEREAN
ActiveSummary
The computed 12-month bankruptcy probability of TODEREAN is 2.6% (moderate). The 2025 annual accounts show equity of €5k and a net result of €5k. Its solvency ranks better than 17% of 27786 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability66
Solvency39
Growth-
Track record67
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
29 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Turnover
€674k
EBIT margin
1.2%
Net result
€5k
Working capital
€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €38k
Fixed assets
€12k
Current assets
€26k
Equity and liabilities €38k
Equity
€5k
Debt
€32k
Debt finances 85.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€12k
Cash flow
€9k
Current ratio
0.81
Debt to equity
5.92
ROE
94.5%
ROA
13.7%
Interest coverage
116.46
Debt ≤ 1 year
€32k
Income taxes
€3k
Staff costs
€2k
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet
Code2025
Assets
Total assets20/58€38k
Fixed assets21/28€12k
Tangible fixed assets22/27€12k
Plant, machinery and equipment23€2k
Furniture and vehicles24€9k
Current assets29/58€26k
Amounts receivable within one year40/41€6k
Trade receivables40€5k
Other amounts receivable41€1k
Cash at bank and in hand54/58€20k
Equity and liabilities
Total equity and liabilities10/49€38k
Equity10/15€5k
Contributions10/11€300
Profit (loss) carried forward14€5k
Amounts payable17/49€32k
Amounts payable within one year42/48€32k
Trade debts44€28k
Suppliers440/4€28k
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Other amounts payable47/48€2k
Income statement
Code2025
Turnover70€674k
Goods, raw materials, services and sundry goods60/61€659k
Remuneration, social security and pensions62€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€401
Gross operating margin9900€14k
Operating profit (loss)9901€8k
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€107
Recurring financial charges65€107
Profit (loss) for the period before taxes9903€8k
Income taxes67/77€3k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€5k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 1498560 WevelgemGround area
231 m²
Building footprint
99 m²
Volume, LiDAR
796 m³
Parcel 34302B0639/00E004, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TODEREAN
since 20242.361.511.025
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34302B0639/00E004 | Flanders | 231 m² | 1 · 99 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DUMETAL
BE 0768.247.720
Aiseau-Presles · Eq €5,481
RM Décors
BE 0456.151.507
Orp-Jauche · Eq €5,477
RDC-AS
BE 1013.497.372
Vilvoorde · Eq €5,502
GMKARWEIWERKEN
BE 0651.545.238
Rumst · Eq €5,469
DMV VENTILATION
BE 0795.447.114
Geraardsbergen · Eq €5,456
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 2,921 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
41001General construction of residential buildings
41003General construction of other non-residential buildings
43320Joinery installation
43331Floor and wall tiling
43910Bricklaying and masonry work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.