Turnover
≈ €250,000 estimated
The micro format states no turnover.
BENOIT FORTHOMME
Overview
Lifetime
1 annual account with figurespeak €64,814 (2025)
€64,814
peak €34,019 (2025)
€34,019
peak €36,519 (2025)
€36,519
€152,197
Board1 name since 2025
1 directorFORTHOMME Benoit Michel Gilbert Ghislain
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Incorporation 02-091 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€152,197 81% of the balance sheet
Financial debts 22%Suppliers 6%Taxes and wages 7%Other 65%
Of this, €118,931 falls due within a year.
Starting capital
€2,500 100 shares
2025 accounts filed 61 days after the deadline
Checked score
63
Healthy
Financially stronger than 49% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2026: 1.9%highest value
10-2026: 1.6%▼ -0.3 percentage points vs 09-2026lowest value
11-2026: 1.6%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 61 days late; 1 of the last 3 accounts late
Founded in 2025
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 0.64, cash €56,342
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 21% of them on solvency, 50% on liquidity and 77% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,390 companies had the same profile as BENOIT FORTHOMME has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BENOIT FORTHOMME itself is higher: 1.6% within 12 months. It rests on far more data about BENOIT FORTHOMME than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for BENOIT FORTHOMME. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.64, below 1. Short-term debt is 63% and cash 29.9% of total assets. 80.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 35136 sector peers (2025).
NBB · sector comparisonPosition among 35136 sector peers
Solvency
better than 21%
← weakest
strongest →
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
61 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- FORTHOMME Benoit Michel Gilbert Ghislain 100 sharesdeed of 02-09-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1026989082
Incorporation
Founding capital of €2,500, 100 shares · Appointment: FORTHOMME Benoit Michel Gilbert Ghislain (director) · Permanent representative: FORTHOMME Benoit Michel Gilbert Ghislain · published on 02-09-2025 · Gazette deed
First establishment
Rue des Tilleuls 37, Aywaille
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BENOIT FORTHOMME Aywaille | €188,716 | €64,814 | 19.4% | - |
| Van Coster Wortegem-Petegem | €210,959 | €80,472 | 25.7% | - |
| CJ ENERGIE Zaventem | €262,809 | €70,163 | 11.4% | - |
| Redant eSolutions Gavere | €133,835 | €62,336 | 30.3% | - |
| Sanibo Solutions Kruisem | €145,811 | €67,415 | 31.2% | - |
| Groep Jaspers Zonhoven | €136,320 | €69,297 | 24.0% | - |
| Lomatech Merksplas | €244,091 | €73,564 | 22.4% | - |
These companies have the same main activity as BENOIT FORTHOMME: plumbing work (NACE 43221). They are comparable in size and age: total assets between €134,000 and €263,000, founded in 2025.
Official details
Source: KBO- Status
- Active since 29-08-2025Normal situation
- Activity
- Plumbing workNACE 43221and 3 others
- Joint committee
- 124Construction · annual accounts 2025
- Establishment unit
- 2.381.445.7134920 Aywaille, since 29-08-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Annual accounts 2025
- €64,814
- €34,019
- €36,519
- €188,716
- Employeeson 31-12-2025
- 2
- Filing
- Filed on 30-09-2026
Insights on BENOIT FORTHOMME
The computed 12-month bankruptcy probability of BENOIT FORTHOMME is 1.6% (moderate). The 2025 annual accounts show equity of €36,519 and a net result of €34,019.
Its solvency ranks better than 21% of 35,136 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-09-2026, 61 days late€64,814
€44,272
€34,019
-€42,268
19.4%
0.64
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €250,000. Estimated: probably between €180,000 and €370,000.
Balance sheet
balance sheet total €188,716 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
19.4%
Higher than 21% of 35,136 companies in 2025.
0.64
Higher than 10% of 34,510 companies in 2025.
18.0%
Higher than 75% of 34,711 companies in 2025.
BENOIT FORTHOMME
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter
Staff
€4,857
Staff costs divided by the average number of full-time equivalents.
+2 people
people who joined
people who left
In 2025, 2 people joined and nobody left. Training hours in 2025: 615.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
188,716 | |
21/28 |
112,053 | |
21 |
18,333 | |
22/27 |
93,719 | |
23 |
43,751 | |
24 |
49,968 | |
29/58 |
76,663 | |
40/41 |
16,865 | |
40 |
12,416 | |
41 |
4,450 | |
54/58 |
56,342 | |
490/1 |
3,456 | |
| Balance sheet: equity and liabilities | ||
10/49 |
188,716 | |
10/15 |
36,519 | |
10/11 |
2,500 | |
13 |
34,000 | |
133 |
34,000 | |
14 |
19 | |
17/49 |
152,197 | |
17 |
33,199 | |
170/4 |
33,199 | |
42/48 |
118,931 | |
42 |
13,685 | |
44 |
9,025 | |
440/4 |
9,025 | |
45 |
10,880 | |
450/3 |
10,110 | |
454/9 |
770 | |
47/48 |
85,340 | |
492/3 |
67 | |
| Income statement | ||
9900 |
64,814 | |
62 |
9,714 | |
630 |
10,547 | |
640/8 |
281 | |
9901 |
44,272 | |
75/76B |
540 | |
75 |
540 | |
65/66B |
866 | |
65 |
866 | |
9903 |
43,946 | |
67/77 |
9,927 | |
9904 |
34,019 | |
9905 |
34,019 | |
| Appropriation of the result | ||
9906 |
34,019 | |
691/2 |
34,000 | |
6921 |
34,000 | |
| Social balance sheet | ||
9087 |
2 | |
Hours worked1013 |
616 | |
| Document | ||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 61 days after the deadline. Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00540845.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-09-2026 | 2026-00540845 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 54,819 | ||
| 44,566 | ||
| 122,600 | ||
| -42,268 | ||
| 19.4% | ||
| 0.64 | ||
| 4.17 | ||
| 93.2% | ||
| 18.0% | ||
| 63.30 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 |
|---|---|
| Employees at the balance-sheet date | 2 |
| full-time | 2 |
| in full-time equivalents | 2 |
| 2 | |
| Joined | 2 |
| Left | 0 |
| Training hours | 615 |
Source: social balance sheet in the 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €102,600 |
| Intangible fixed assets | €20,000 |
| €10,547 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on BENOIT FORTHOMME
Debt's share of the balance-sheet total is 80.6%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 02-09-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 30-09-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 02-09-2025
Mandates through the years
1 name, the dashed line is todayFORTHOMME Benoit Michel Gilbert Ghislain
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- FORTHOMME Benoit Michel Gilbert Ghislain
- Director (not named in the articles), appointed by deed of 02-09-2025, still in office
Control
This company
BENOIT FORTHOMME
Equity €36,519
Profit €34,019 in 2025
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- €365 in 2025
- Source
- deed of 02-09-2025
Articles of association
deed of 02-09-2025 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Peut déléguer des pouvoirs spéciaux à tout mandataire, chaque administrateur représente la société à l'égard des tiers et en justice, soit…”
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Les actions doivent être libérées à leur émission, En cas d’actionnaire unique-administrateur, ce dernier détermine librement, au fur et à…”“Au moins quinze jours à dater de l’ouverture de la souscription, courrier électronique, ou, pour les personnes dont elle ne dispose pas…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 02-09-2025 ↗
- FORTHOMME Benoit Michel Gilbert Ghislain 100 shares (100%) · €2,500 in cash
Network & group
No group
BENOIT FORTHOMME has no parent and no holdings in its annual accounts. FORTHOMME Benoit Michel Gilbert Ghislain is the only director. BENOIT FORTHOMME shares no director with another company.
At the same address
Rue des Tilleuls 37, 4920 Aywaille · 2 other companies| GAUTHIRIS
registered office since 23-06-2021 · founded in 2021 |
total assets €94,524 (2025) 0770.234.735 |
| Forthomme, Benoit (sole trader)
establishment since 28-07-2014 |
founded in 2014 0556.885.512 |
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 61 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1026989082
IncorporationFounding capital of €2,500, 100 shares · Appointment: FORTHOMME Benoit Michel Gilbert Ghislain (director) · Permanent representative: FORTHOMME Benoit Michel Gilbert Ghislain · published on 02-09-20258 points ▸
- FORTHOMME Benoit Michel Gilbert Ghislain holds 100 shares (100%)
- Founding capital, €2,500, 100 shares
- 100 shares
- Registered office clause, Rue des Tilleuls 37, 4920 Aywaille
- Board rule, 1
- Director appointment, FORTHOMME Benoit Michel Gilbert Ghislain (director (not named in the articles))
- Permanent representative, FORTHOMME Benoit Michel Gilbert Ghislain
- Power of attorney, FORTHOMME Benoit Michel Gilbert Ghislain
- The deed holds 3 more points.
First establishment Rue des Tilleuls 37, Aywaille
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1026.989.082
- VAT number
- BE 1026.989.082
- Peppol ID
- 0208:1026989082
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 29-08-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 18:00deed of 02-09-2025 (in French)
- Peppol
- Reachable since 18-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BENOIT FORTHOMME in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 02-09-2025 (in French)
Activities
NACEBEL 2025VAT activities
43221
Plumbing work main activity
42219
Civil engineering
Social security (RSZ) activities
43222
Installation of electric heating, air conditioning, cooling and ventilation main activity
Joint committees annual accounts 2025
JC 124
Construction
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L’étude, la conception, l’installation, la maintenance, la réparation, la mise en conformité et la rénovation de toutes installations…”deed of 02-09-2025 (in French)
23 activities
- L’étude, la conception, l’installation, la maintenance, la réparation, la mise en conformité et la rénovation de toutes installations techniques de bâtiments, notamment en matière de chauffage, ventilation, climatisation, plomberie, sanitaire et électricité, y compris les énergies renouvelables, la domotique et les systèmes de gestion énergétique.
- Les systèmes de chauffage alimentés par l’électricité (pompes à chaleur, capteur solaires)
- Les chaudières et tours de refroidissement
- Conduits de chauffage, de climatisation, de refroidissement et de ventilation alimentés par l’électricité
- Les équipements de plomberie et appareils sanitaires
- Les conduits de distribution de vapeur
- Les systèmes de pulvérisation d’eau (dont les systèmes d’extincteurs et d’arrosage de pelouse)
- Les systèmes de distribution de gaz médicaux dans les hôpitaux
- L’inspection par caméra des conduites d’air, d’eau, de gaz et d’autres liquides
- La construction, l’installation, l’entretien, la rénovation et la maintenance de piscines, spas, saunas, hammams et installations connexes, ainsi que la fourniture et la commercialisation des équipements, accessoires et produits y relatifs.
- L’exécution, la gestion et la coordination de tous travaux de construction, transformation, rénovation et parachèvement, y compris la maçonnerie, la couverture, l’isolation, le carrelage, la menuiserie, la peinture et les aménagements intérieurs et extérieurs.
- L’achat, la vente, l’importation, l’exportation, la distribution, la location et la représentation de tous matériaux, produits, machines et équipements liés aux activités précitées.
- Le conseil, la formation, l’assistance technique, l’audit et la prestation de services dans les domaines précités, en ce compris des missions d’expertise judiciaire et d’expertise amiable.
- La société peut accomplir toutes opérations industrielles, commerciales, financières, mobilières ou immobilières qui se rapportent directement ou indirectement à l’objet ci-dessus ou qui sont de nature à en faciliter la réalisation ou le développement.
- La société peut également prendre des participations dans toute entreprise ou société ayant un objet similaire ou connexe.
- Elle peut prendre part, par voie d'association, d'apport, de fusion, d'intervention financière ou autrement, à toutes sociétés, associations ou entreprises dont l'objet est susceptible de favoriser le développement de l’activité de la société ou de constituer pour la société une source de débouchés.
- La société peut acquérir tous biens mobiliers et immobiliers ainsi que les mettre en location, même si ces opérations ne se rapportent pas directement ou indirectement à l'objet de la société.
- La société peut accorder des cautionnements et garanties au profit d'entreprises et de particuliers.
- Installations techniques des bâtiments
- Piscines et équipements de bien-être
- Construction et rénovation
- Commerce et services associés
- Dispositions générales
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue des Tilleuls 37 registered office 4920 Aywaille | 29-08-2025 | 2.381.445.713 |
Buildings and parcels at the address
- Ground area
- 1,608 m²
- Buildings
- 104 m²
- Volume, LiDAR
- 787 m³
- Tallest building
- 8.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 61026B0618/00W003 | 1,608 m² | 1 · 104 m² | 8.7 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1026.989.082