Turnover
≈ €250,000 estimated
The micro format states no turnover.
BENOIT FORTHOMME
Lifetime
1 annual account with figurespeak €64,814 (2025)
€64,814
peak €34,019 (2025)
€34,019
peak €36,519 (2025)
€36,519
€152,197
Board1 name since 2025
1 directorFORTHOMME Benoit Michel Gilbert Ghislain
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Incorporation 02-091 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€152,197 81% of the balance sheet
Financial debts 22%Suppliers 6%Taxes and wages 7%Other 65%
Of this, €118,931 falls due within a year.
Starting capital
€2,500 100 shares
2025 accounts filed 61 days after the deadline
Checked score
63
Healthy
Financially stronger than 49% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2026: 1.9%highest value
10-2026: 1.6%▼ -0.3 percentage points vs 09-2026lowest value
11-2026: 1.6%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 61 days late; 1 of the last 3 accounts late
Founded in 2025
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 0.64, cash €56,342
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 21% of them on solvency, 50% on liquidity and 77% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,390 companies had the same profile as BENOIT FORTHOMME has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BENOIT FORTHOMME itself is higher: 1.6% within 12 months. It rests on far more data about BENOIT FORTHOMME than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for BENOIT FORTHOMME. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.64, below 1. Short-term debt is 63% and cash 29.9% of total assets. 80.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 35136 sector peers (2025).
NBB · sector comparisonPosition among 35136 sector peers
Solvency
better than 21%
← weakest
strongest →
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
61 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- FORTHOMME Benoit Michel Gilbert Ghislain 100 sharesdeed of 02-09-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1026989082
Incorporation
Founding capital of €2,500, 100 shares · Appointment: FORTHOMME Benoit Michel Gilbert Ghislain (director) · Permanent representative: FORTHOMME Benoit Michel Gilbert Ghislain · published on 02-09-2025 · Gazette deed
First establishment
Rue des Tilleuls 37, Aywaille
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BENOIT FORTHOMME Aywaille | €188,716 | €64,814 | 19.4% | - |
| Van Coster Wortegem-Petegem | €210,959 | €80,472 | 25.7% | - |
| CJ ENERGIE Zaventem | €262,809 | €70,163 | 11.4% | - |
| Redant eSolutions Gavere | €133,835 | €62,336 | 30.3% | - |
| Sanibo Solutions Kruisem | €145,811 | €67,415 | 31.2% | - |
| Groep Jaspers Zonhoven | €136,320 | €69,297 | 24.0% | - |
| Lomatech Merksplas | €244,091 | €73,564 | 22.4% | - |
These companies have the same main activity as BENOIT FORTHOMME: plumbing work (NACE 43221). They are comparable in size and age: total assets between €134,000 and €263,000, founded in 2025.
Official details
Source: KBO- Status
- Active since 29-08-2025Normal situation
- Activity
- Plumbing workNACE 43221and 3 others
- Joint committee
- 124Construction · annual accounts 2025
- Establishment unit
- 2.381.445.7134920 Aywaille, since 29-08-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Insights on BENOIT FORTHOMME
The computed 12-month bankruptcy probability of BENOIT FORTHOMME is 1.6% (moderate). The 2025 annual accounts show equity of €36,519 and a net result of €34,019.
Its solvency ranks better than 21% of 35,136 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BENOIT FORTHOMME
- What is the company number of BENOIT FORTHOMME?
- The company number of BENOIT FORTHOMME is 1026.989.082. The VAT number is the same number with BE in front: BE 1026.989.082.
- Where is BENOIT FORTHOMME based?
- The registered office is at Rue des Tilleuls 37, 4920 Aywaille.Company details
- What does BENOIT FORTHOMME do?
- According to the KBO register, the main activity is plumbing work (NACE 43221).
- What is the legal form of BENOIT FORTHOMME?
- BENOIT FORTHOMME is a private limited company (BV).
- When was BENOIT FORTHOMME founded?
- BENOIT FORTHOMME was founded on 29-08-2025.
- Is BENOIT FORTHOMME still active?
- Yes, BENOIT FORTHOMME is an active enterprise in the KBO register.
- How many employees does BENOIT FORTHOMME have?
- BENOIT FORTHOMME had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does BENOIT FORTHOMME fall under?
- In its 2025 annual accounts, BENOIT FORTHOMME states joint committee 124 (Construction).
- What is the turnover of BENOIT FORTHOMME?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €64,814 and 105 comparable companies (NACE 432). It probably lies between €180,000 and €370,000.
- Is BENOIT FORTHOMME profitable?
- In financial year 2025, BENOIT FORTHOMME made a profit of €34,019.
- Where can I find the annual accounts of BENOIT FORTHOMME?
- BENOIT FORTHOMME filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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