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Groep Jaspers

Active
Private limited companyfounded 20251 yr activeIndustrieweg-Zuid 1326, 3520 Zonhoven, BelgiumKBO/BCE: BE 1020.894.712
Summary

Groep Jaspers has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,715 and a net result of €29,715. Its solvency ranks better than 25% of 1033 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes
Profitability96
Solvency49
Growth-
Track record67
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.38; short-term debt: 71.1% and cash: 17% of total assets), and 76% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Civil engineering (NACE 42)
about 27% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
24%
Return on assets
21.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
27 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 March 2025, Groep Jaspers was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€32,715
Total assets
€136,320
Net result
€29,715
Working capital
-€60,443

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €136,320
Fixed assets €99,882
Current assets €36,438
Equity and liabilities €136,320
Equity €32,715
Debt €103,605
Debt finances 76.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€59,550
Cash flow
€50,113
Current ratio
0.38
Debt to equity
3.17
ROE
90.8%
ROA
21.8%
Interest coverage
82.34
Debt ≤ 1 year
€96,881
Debt > 1 year
€6,724
Income taxes
€9,196

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 45 lines
Balance sheet Code2025
Assets
Total assets20/58€136,320
Fixed assets21/28€99,882
Intangible fixed assets21€1,387
Tangible fixed assets22/27€93,860
Plant, machinery and equipment23€8,914
Furniture and vehicles24€84,946
Financial fixed assets28€4,635
Current assets29/58€36,438
Amounts receivable within one year40/41€11,746
Trade receivables40€11,650
Other amounts receivable41€96
Cash at bank and in hand54/58€23,183
Deferred charges and accrued income490/1€1,509
Equity and liabilities
Total equity and liabilities10/49€136,320
Equity10/15€32,715
Contributions10/11€3,000
Reserves13€29,715
Distributable reserves133€29,715
Amounts payable17/49€103,605
Amounts payable after more than one year17€6,724
Financial debts170/4€6,724
Amounts payable within one year42/48€96,881
Current portion of amounts payable after more than one year42€6,421
Trade debts44€7,561
Suppliers440/4€7,561
Taxes, remuneration and social security45€12,940
Taxes450/3€11,407
Remuneration and social security454/9€1,533
Other amounts payable47/48€69,960
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,398
Other operating charges640/8€9,662
Non-recurring operating charges66A€85
Gross operating margin9900€69,297
Operating profit (loss)9901€39,152
Financial income75/76B€482
Recurring financial income75€482
Financial charges65/66B€723
Recurring financial charges65€723
Profit (loss) for the period before taxes9903€38,911
Income taxes67/77€9,196
Profit (loss) for the period9904€29,715
Profit (loss) for the period to be appropriated9905€29,715
Appropriation of the result
Profit (loss) to be appropriated9906€29,715
Transfer to equity691/2€29,715
To other reserves6921€29,715

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,398
Other operating charges640/8€9,662
Non-recurring operating charges66A€85
Gross operating margin9900€69,297
Operating profit (loss)9901€39,152
Financial income75/76B€482
Recurring financial income75€482
Financial charges65/66B€723
Recurring financial charges65€723
Profit (loss) for the period before taxes9903€38,911
Income taxes67/77€9,196
Profit (loss) for the period9904€29,715
Profit (loss) for the period to be appropriated9905€29,715
Line2025
Assets
Total assets20/58€136,320
Fixed assets21/28€99,882
Intangible fixed assets21€1,387
Tangible fixed assets22/27€93,860
Plant, machinery and equipment23€8,914
Furniture and vehicles24€84,946
Financial fixed assets28€4,635
Current assets29/58€36,438
Amounts receivable within one year40/41€11,746
Trade receivables40€11,650
Other amounts receivable41€96
Cash at bank and in hand54/58€23,183
Deferred charges and accrued income490/1€1,509
Equity and liabilities
Total equity and liabilities10/49€136,320
Equity10/15€32,715
Contributions10/11€3,000
Reserves13€29,715
Distributable reserves133€29,715
Amounts payable17/49€103,605
Amounts payable after more than one year17€6,724
Financial debts170/4€6,724
Amounts payable within one year42/48€96,881
Current portion of amounts payable after more than one year42€6,421
Trade debts44€7,561
Suppliers440/4€7,561
Taxes, remuneration and social security45€12,940
Taxes450/3€11,407
Remuneration and social security454/9€1,533
Other amounts payable47/48€69,960
Line2025
Profit (loss) for the period9904€29,715
+ Depreciation and write-downs630€20,398
Operating cash flow (approximation)€50,113

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
2,320 m²
Building footprint
740 m²
Volume, LiDAR
3,643 m³
Parcel 71442C0724/00P000, Flanders · tallest building 5.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Groep Jaspers
Industrieweg-Zuid 1326, 3520 ZonhovenCivil engineering
since 20252.370.998.813
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71442C0724/00P000 Flanders 2,320 m² 1 · 739 m² 5.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 154 companies in this sector we hold annual accounts for 64. 25 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded11-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
42911Civil engineering
43221Plumbing work
42219Civil engineering
43120Site preparation
46190Agents in non-specialised wholesale trade
47120Other non-specialised retail sale
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1020894712
Also 9925:BE1020894712
Registered 10-04-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.