BENJICO
ActiveSummary
BENJICO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.60M and a net result of €346k. Equity is growing by ~24.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▲+32
Solvency65▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 3.71 against 4.09 in 2024; short-term debt: 4.5% and cash: 14.9% of total assets), but 60% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40%
Return on assets
8.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
14 d early
2023
61 d early
2022
31 d early
2021
45 d early
2020
31 d early
2019
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€1.60M▲ 10.0%
2024 · €1.46M
Total assets
€4.00M▲ 2.0%
2024 · €3.92M
Net result
€346k▲ 252%
2024 · €98k
Working capital
€484k▲ 17.1%
2024 · €413k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€30k▼ 55.1%€40k▲ 35.5%€121k▲ 198%€111k▼ 7.6%€300k▲ 169%
Net result€596k▲ 75.9%€789k▲ 32.3%€307k▼ 61.1%€98k▼ 68.1%€346k▲ 252%
Equity€732k▲ 160%€1.32M▲ 80.4%€1.36M▲ 2.7%€1.46M▲ 7.2%€1.60M▲ 10.0%
Total assets€4.36M▲ 2.4%€4.27M▼ 2.0%€4.19M▼ 1.9%€3.92M▼ 6.5%€4.00M▲ 2.0%
Debt€3.63M▼ 8.8%€2.95M▼ 18.7%€2.83M▼ 3.9%€2.47M▼ 13.0%€2.40M▼ 2.8%
Working capital€-544k▲ 38.4%€-93k▲ 82.9%€404k€413k▲ 2.4%€484k▲ 17.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 169% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.00M
Fixed assets
€3.34M ▼ 1.1%
Current assets
€663k ▲ 21.1%
Equity and liabilities €4.00M
Equity
€1.60M ▲ 10.0%
Debt
€2.40M ▼ 2.8%
Debt's share of the balance-sheet total falls from 62.9% to 60.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€318k▲
2024 · €124k
Cash flow
€364k▲
2024 · €111k
Current ratio
3.71▼
2024 · 4.09
Debt to equity
1.50▼
2024 · 1.69
ROE
21.6%▲
2024 · 6.7%
ROA
8.6%▲
2024 · 2.5%
Interest coverage
8.12▲
2024 · 3.15
Debt ≤ 1 year
€179k▲
2024 · €134k
Debt > 1 year
€2.22M▼
2024 · €2.32M
Income taxes
€98k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €862 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €5k | €9k | €13k | €18k | ▲ 40.6% |
| Other operating charges640/8 | €2k | €2k | €2k | €1k | €2k | ▲ 73.0% |
| Non-recurring operating charges66A | €28 | - | - | - | €710 | - |
| Gross operating margin9900 | €36k | €48k | €131k | €126k | €321k | ▲ 155% |
| Operating profit (loss)9901 | €30k | €40k | €121k | €111k | €300k | ▲ 169% |
| Financial income75/76B | €640k | €840k | €800k | €51k | €183k | ▲ 257% |
| Recurring financial income75 | €640k | €840k | €800k | €51k | €183k | ▲ 257% |
| Financial charges65/66B | €34k | €33k | €593k | €39k | €39k | ▼ 0.9% |
| Recurring financial charges65 | €34k | €33k | €31k | €39k | €39k | ▼ 0.9% |
| Non-recurring financial charges66B | - | - | €562k | €0 | - | - |
| Profit (loss) for the period before taxes9903 | €636k | €848k | €327k | €123k | €443k | ▲ 260% |
| Income taxes67/77 | €40k | €59k | €20k | €25k | €98k | ▲ 290% |
| Profit (loss) for the period9904 | €596k | €789k | €307k | €98k | €346k | ▲ 252% |
| Profit (loss) for the period to be appropriated9905 | €596k | €789k | €307k | €98k | €346k | ▲ 252% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.36M | €4.27M | €4.19M | €3.92M | €4.00M | ▲ 2.0% |
| Fixed assets21/28 | €3.91M | €3.95M | €3.39M | €3.37M | €3.34M | ▼ 1.1% |
| Intangible fixed assets21 | - | - | - | - | €39k | - |
| Tangible fixed assets22/27 | €4k | €44k | €47k | €34k | €26k | ▼ 21.7% |
| Plant, machinery and equipment23 | - | - | - | - | €4k | - |
| Furniture and vehicles24 | €4k | €44k | €47k | €34k | €23k | ▼ 32.2% |
| Financial fixed assets28 | €3.90M | €3.90M | €3.34M | €3.34M | €3.27M | ▼ 2.1% |
| Current assets29/58 | €454k | €326k | €805k | €547k | €663k | ▲ 21.1% |
| Amounts receivable within one year40/41 | €13k | €74k | €8k | €109k | €42k | ▼ 61.7% |
| Trade receivables40 | €13k | €24k | - | €51k | €27k | ▼ 47.4% |
| Other amounts receivable41 | - | €50k | €8k | €58k | €15k | ▼ 74.2% |
| Current investments50/53 | - | - | - | - | €20k | - |
| Cash at bank and in hand54/58 | €441k | €252k | €798k | €418k | €597k | ▲ 42.8% |
| Deferred charges and accrued income490/1 | - | - | - | €20k | €4k | ▼ 78.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.36M | €4.27M | €4.19M | €3.92M | €4.00M | ▲ 2.0% |
| Equity10/15 | €732k | €1.32M | €1.36M | €1.46M | €1.60M | ▲ 10.0% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €614k | €1.20M | €1.20M | €1.29M | €1.44M | ▲ 11.3% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €0 | - | - |
| Distributable reserves133 | €612k | €1.19M | €1.19M | €1.29M | €1.44M | ▲ 11.3% |
| Profit (loss) carried forward14 | €99k | €107k | €142k | €142k | €142k | = |
| Amounts payable17/49 | €3.63M | €2.95M | €2.83M | €2.47M | €2.40M | ▼ 2.8% |
| Amounts payable after more than one year17 | €2.62M | €2.52M | €2.42M | €2.32M | €2.22M | ▼ 4.3% |
| Financial debts170/4 | €2.62M | €2.52M | €2.42M | €2.32M | €2.22M | ▼ 4.3% |
| Amounts payable within one year42/48 | €998k | €419k | €402k | €134k | €179k | ▲ 33.7% |
| Current portion of amounts payable after more than one year42 | €98k | €99k | €99k | €100k | €101k | ▲ 0.8% |
| Trade debts44 | €2k | €655 | €530 | €4k | €19k | ▲ 387% |
| Suppliers440/4 | €2k | €655 | €530 | €4k | €19k | ▲ 387% |
| Taxes, remuneration and social security45 | €48k | €107k | €75k | €25k | €54k | ▲ 117% |
| Taxes450/3 | €48k | €107k | €75k | €25k | €49k | ▲ 100% |
| Remuneration and social security454/9 | - | - | - | - | €4k | - |
| Other amounts payable47/48 | €850k | €213k | €227k | €5k | €5k | = |
| Accrued charges and deferred income492/3 | €12k | €12k | €13k | €12k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €596k | €789k | €307k | €98k | €346k | ▲ 252% |
| + Depreciation and write-downs630 | €3k | €5k | €9k | €13k | €18k | ▲ 40.6% |
| Operating cash flow (approximation) | €600k | €794k | €316k | €111k | €364k | ▲ 228% |
| Investment in fixed assets (approximation) | - | €-45k | €551k | €0 | €20k | - |
| Change in cash | - | €-189k | €546k | €-380k | €179k | ▲ 147% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 4.09
Current ratio from 2.00 to 4.09; short-term debt falls from €402k to €134k.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity triplescurrent ratio 2.00
Current ratio from 0.78 to 2.00; short-term debt falls from €419k to €402k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €789k ▲32.3%
Net result €789k, the highest in the series.
31-12
Financial
Equity above €1MEq €1.32M ▲80.4%
5 profitable years in a row build equity to €1.32M.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500kEq €732k ▲160%
4 profitable years in a row build equity to €732k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200kEq €281k ▲565%
3 profitable years in a row build equity to €281k.
Show earlier events
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 3 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Ground area
228 m²
Building footprint
99 m²
Volume, LiDAR
838 m³
Parcel 11313B1076/00K002, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BENJICO
since 20122.207.698.026
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11313B1076/00K002 | Flanders | 228 m² | 1 · 99 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,896. 2,293 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-02-2012
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.