Investments
€18,328 6.7 × depreciation
Green is investment, beige is depreciation.
BENJI CONSTRUCT
Lifetime
3 annual accounts with figures on one time axispeak €29,723 (2025)
€29,723▲ €32,306
lowest -€5,284 (2024)
€20,396▲ €25,679
peak €18,691 (2025)
€18,691▲ €20,396
€15,722▲ 69.1%
Board1 name since 2023
1 directorMEMEDOSKA Fatime
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from -€2,583 to €29,723Back to profit: €20,396Equity from -€1,705 to €18,691Debts from €9,297 to €15,722Investments €15,832Cash from €2,108 to €4,204
Key points
from the 2025 annual accountsChecked score
52
Fair
Financially stronger than 73% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.1%
01-2025: 3.1%● unchanged vs 12-2024lowest value
02-2025: 3.1%● unchanged vs 01-2025
03-2025: 3.1%● unchanged vs 02-2025
04-2025: 3.6%▲ +0.5 percentage points vs 03-2025
05-2025: 4.1%▲ +0.5 percentage points vs 04-2025
06-2025: 4.1%● unchanged vs 05-2025
07-2025: 4.2%▲ +0.1 percentage points vs 06-2025
08-2025: 5.3%▲ +1.1 percentage points vs 07-2025
09-2025: 5.1%▼ -0.2 percentage points vs 08-2025
10-2025: 5.1%● unchanged vs 09-2025
11-2025: 5.0%▼ -0.1 percentage points vs 10-2025
12-2025: 5.0%● unchanged vs 11-2025
01-2026: 5.0%● unchanged vs 12-2025
02-2026: 5.0%● unchanged vs 01-2026
03-2026: 4.9%▼ -0.1 percentage points vs 02-2026
04-2026: 5.6%▲ +0.7 percentage points vs 03-2026
05-2026: 6.0%▲ +0.4 percentage points vs 04-2026
06-2026: 5.9%▼ -0.1 percentage points vs 05-2026
07-2026: 6.1%▲ +0.2 percentage points vs 06-2026
08-2026: 7.0%▲ +0.9 percentage points vs 07-2026highest value
09-2026: 4.3%▼ -2.7 percentage points vs 08-2026
10-2026: 3.8%▼ -0.5 percentage points vs 09-2026
11-2026: 3.1%▼ -0.7 percentage points vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
Size: total assets €34,413
Sector: Construction of residential and non-residential buildings (NACE 41)
Last filed accounts filed 31 days late; 3 of the last 3 accounts late
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 63% of them on solvency, 41% on liquidity, 91% on profitability and 99% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as BENJI CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BENJI CONSTRUCT itself is higher: 3.1% within 12 months. It rests on far more data about BENJI CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BENJI CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.06 (0.32 in 2024), below the usual 1.5. Short-term debt is 45.5% and cash 12.2% of total assets. 45.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
31 days late
2024
31 days late
2023
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 31 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- MEMEDOSKI Bexhet 50 sharesdeed of 07-03-2023
- MEMEDOSKA Fatime 50 sharesdeed of 07-03-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0799153603
Registered office moved from Vilvoorde to Brussels
New registered office: Emile Bockstaellaan 384 1020 Brussel · Previous registered office: Mechelsesteenweg 332 1800 Vilvoorde · General meeting of 12-09-2024 · Gazette deed
Incorporation
Founding capital of €3,000, 100 shares · Founders: MEMEDOSKI Bexhet and MEMEDOSKA Fatime · Appointment: MEMEDOSKA Fatime (director) · published on 07-03-2023 · Gazette deed
First establishment
Emile Bockstaellaan 384, Brussels
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BENJI CONSTRUCT Brussels | - | - | 54.3% | - |
| MA CONSTRUCT Wingene | €70,173 | 39.3% | 69.4% | - |
| MG TECH Antwerp | - | - | 24.4% | - |
| MULLER CONSTRUCTION Bertrix | - | - | 67.4% | - |
| RIFACTOR Drogenbos | - | - | 68.0% | - |
| Deco Renovation SP Zaventem | €37,513 | 68.1% | 64.4% | - |
| EMV Construct Kraainem | €62,215 | 8.3% | 11.1% | - |
These companies have the same main activity as BENJI CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €32,700 and €39,200, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 03-03-2023Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 4 others
- Establishment unit
- 2.342.604.0421020 Brussels, since 03-03-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
Insights on BENJI CONSTRUCT
BENJI CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €1,835 in 2023 to €29,723 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BENJI CONSTRUCT
- What is the company number of BENJI CONSTRUCT?
- The company number of BENJI CONSTRUCT is 0799.153.603. The VAT number is the same number with BE in front: BE 0799.153.603.
- Where is BENJI CONSTRUCT based?
- The registered office is at Emile Bockstaellaan 384, 1020 Brussels.Company details
- What does BENJI CONSTRUCT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of BENJI CONSTRUCT?
- BENJI CONSTRUCT is a private limited company (BV).
- When was BENJI CONSTRUCT founded?
- BENJI CONSTRUCT was founded on 03-03-2023.
- Is BENJI CONSTRUCT still active?
- Yes, BENJI CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of BENJI CONSTRUCT?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €29,723 and 164 comparable companies (NACE 41001). It probably lies between €110,000 and €370,000.Financials
- Is BENJI CONSTRUCT profitable?
- In financial year 2025, BENJI CONSTRUCT made a profit of €20,396.
- Where can I find the annual accounts of BENJI CONSTRUCT?
- BENJI CONSTRUCT filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BENJI CONSTRUCT due?
- BENJI CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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