BENJI CONSTRUCT

Active

Private limited companyfounded 20233 yrs activeEmile Bockstaellaan 384, 1020 Brussel, BelgiumKBO/BCE: BE 0799.153.603

Summary

The computed 12-month bankruptcy probability of BENJI CONSTRUCT is 3.8% (moderate). The 2025 annual accounts show equity of €19k and a net result of €20k. Equity is growing by ~211.1% per year across the filed fiscal years. Its solvency ranks better than 61% of 7453 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

62 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+100

Solvency79▲+76

Growth78▲+46

Track record94

Bankruptcy probability, 12 months

3.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity tight (current ratio 1.06 against 0.32 in 2024; short-term debt: 45.5% and cash: 12.2% of total assets), and 45.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

54.3%

Return on assets

59.3%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

31 d late

2024

31 d late

2023

31 d late

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€19k

2024 · €-2k

2023: €4k 2024: €-2k

2023 → 2025

Total assets

€34k▲ 353%

2024 · €8k

2023: €11k 2024: €8k

2023 → 2025

Net result

€20k

2024 · €-5k

2023: €579 2024: €-5k

2023 → 2025

Working capital

€1k

2024 · €-6k

2023: €-3k 2024: €-6k

2023 → 2025

Multi-year overview

Available amounts per fiscal year

Line202320242025Trend

Equity€4k-€-2k€19k

Operating result€723-€-5k€25k

Net result€579-€-5k€20k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €25k after a loss of €5k in 2024, the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €34k

51.6%

48.4%

Fixed assets €18k ▲ 283%

Current assets €17k ▲ 464%

Equity and liabilities €34k

54.3%

45.7%

Equity €19k

Debt €16k

Debt finances 45.7% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

EBITDA

€27k▲

2024 · €-3k

Cash flow

€23k▲

2024 · €-3k

Current ratio

1.06▲

2024 · 0.32

Debt to equity

0.84▲

2024 · -5.45

ROE

109.1%

ROA

59.3%▲

2024 · -69.6%

Interest coverage

182.64▲

2024 · -46.53

Debt ≤ 1 year

€16k▲

2024 · €9k

Income taxes

€4k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines

Balance sheet Code20242025

Assets

Total assets20/58€8k€34k▲

Fixed assets21/28€5k€18k▲

Tangible fixed assets22/27€5k€18k▲

Furniture and vehicles24€5k€18k▲

Current assets29/58€3k€17k▲

Amounts receivable within one year40/41€346€12k▲

Trade receivables40-€12k

Other amounts receivable41€346-

Cash at bank and in hand54/58€2k€4k▲

Deferred charges and accrued income490/1€503€559▲

Equity and liabilities

Total equity and liabilities10/49€8k€34k▲

Equity10/15€-2k€19k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€-5k€16k▲

Amounts payable17/49€9k€16k▲

Amounts payable within one year42/48€9k€16k▲

Trade debts44€233€407▲

Suppliers440/4€233€407▲

Taxes, remuneration and social security45-€7k

Taxes450/3-€7k

Other amounts payable47/48€9k€8k▼

Accrued charges and deferred income492/3-€69

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲

Other operating charges640/8€305€850▲

Non-recurring operating charges66A-€2k

Gross operating margin9900€-3k€30k▲

Operating profit (loss)9901€-5k€25k▲

Financial charges65/66B€62€150▲

Recurring financial charges65€62€150▲

Profit (loss) for the period before taxes9903€-5k€24k▲

Income taxes67/77-€4k

Profit (loss) for the period9904€-5k€20k▲

Profit (loss) for the period to be appropriated9905€-5k€20k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-5k€16k▲

Profit (loss) brought forward from the previous period14P€579€-5k▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 3Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

31-12

Financial Back to profitnet €20k

Net result €20k after one loss-making year.

31-12

Financial Liquidity triplescurrent ratio 1.06

Current ratio from 0.32 to 1.06.

31-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 31 days late

2024

31-12

Financial Weakest financial yearnet €-5k ▼1013%

Net result drops to €-5k, the lowest in the series; recovery starts the following year.

31-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Emile Bockstaellaan 3841020 Brussel

Ground area

131 m²

Building footprint

67 m²

Volume, LiDAR

789 m³

Parcel 21816C0042/00H009, Brussels · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

BENJI CONSTRUCT

Emile Bockstaellaan 384, 1020 BrusselGeneral construction of buildings

since 20232.342.604.042

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21816C0042/00H009	Brussels	131 m²	1 · 67 m²	14.6 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Zaventem · Eq €18,685

LES MAISONS J.L.D.

BE 0432.452.328

Ferrières · Eq €18,703

CSM SOLUTION

BE 0745.345.822

Zaventem · Eq €18,678

NOVA & CO

BE 1021.098.709

Sint-Pieters-Leeuw · Eq €18,705

Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 11,368 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded03-03-2023

Fiscal year end31-12

Activities, NACEBEL 2025

41001General construction of residential buildings

43211General electrical installation work

43221Plumbing work

43230Insulation installation

43350Other building finishing work

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.