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BENJEE Consulting

Active
Private limited companyfounded 200619 yrs activeAvenue Reine Astrid 4, 1490 Court-Saint-Etienne, BelgiumKBO/BCE: BE 0884.736.307
Summary

BENJEE Consulting has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107,657 and a net result of €12,799. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 7114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability78▼-16
Solvency89▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 4.79 against 7.35 in 2024; short-term debt: 15% and cash: 24.8% of total assets), and 35.8% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
64.2%
Return on assets
7.6%
Age of the figures
12 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-03-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 d early
2024
5 d early
2023
26 d early
2022
45 d early
2021
2 d early
2020
3 d early
2019
42 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 5 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 3 November 2006, BENJEE Consulting was incorporated.1 Total assets went from EUR 43,211 in 2018 to EUR 167,658 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€12,799▼ 41.5%
2024 · €21,876
Working capital
€95,034▲ 88.9%
2024 · €50,296
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€36,797€14,960▼ 59.3%€25,290▲ 69.1%€28,752▲ 13.7%€25,907▼ 9.9%
Net result€32,276within the sector's middle half€8,031within the sector's middle half▼ 75.1%€17,775within the sector's middle half▲ 121%€21,876within the sector's middle half▲ 23.1%€12,799within the sector's middle half▼ 41.5%
Equity€47,688within the sector's middle half▲ 209%€55,719within the sector's middle half▲ 16.8%€73,495within the sector's middle half▲ 31.9%€94,858within the sector's middle half▲ 29.1%€107,657within the sector's middle half▲ 13.5%
Total assets€64,690within the sector's middle half▲ 46.8%€63,165within the sector's middle half▼ 2.4%€93,890within the sector's middle half▲ 48.6%€109,647within the sector's middle half▲ 16.8%€167,658within the sector's middle half▲ 52.9%
Debt€17,001▼ 40.7%€7,446▼ 56.2%€20,396▲ 174%€14,789▼ 27.5%€29,401▲ 98.8%
Working capital€35,453within the sector's middle half▲ 218%€39,974within the sector's middle half▲ 12.8%€47,352within the sector's middle half▲ 18.5%€50,296within the sector's middle half▲ 6.2%€95,034within the sector's middle half▲ 88.9%
Solvency73.7%within the sector's middle half▲ 38.7pp88.2%above the sector's middle half▲ 14.5pp78.3%above the sector's middle half▼ 9.9pp86.5%above the sector's middle half▲ 8.2pp64.2%within the sector's middle half▼ 22.3pp
Current ratio7.00above the sector's middle half▲ 4.056.37above the sector's middle half▼ 0.633.32within the sector's middle half▼ 3.057.35above the sector's middle half▲ 4.034.79above the sector's middle half▼ 2.57
Return on assets (ROA)49.9%above the sector's middle half▲ 89.8pp12.7%within the sector's middle half▼ 37.2pp18.9%within the sector's middle half▲ 6.2pp20.0%within the sector's middle half▲ 1.0pp7.6%within the sector's middle half▼ 12.3pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000€40,000Operating result 2021: €36,797€36,797Net result 2021: €32,276€32,276Operating result 2022: €14,960€14,960Net result 2022: €8,031€8,031Operating result 2023: €25,290€25,290Net result 2023: €17,775€17,775Operating result 2024: €28,752€28,752Net result 2024: €21,876€21,876Operating result 2025: €25,907€25,907Net result 2025: €12,799€12,79920212022202320242025€0€10,000€20,000€30,000Operating result 2023: €25,290€25,300Net result 2023: €17,775€17,800Operating result 2024: €28,752€28,800Net result 2024: €21,876€21,900Operating result 2025: €25,907€25,900Net result 2025: €12,799€12,800202320242025
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167,658
Fixed assets €47,525 ▼ 7.6%
Current assets €120,133 ▲ 106%
Equity and liabilities €167,658
Equity €107,657 ▲ 13.5%
Provisions €30,600
Debt €29,401 ▲ 98.8%
Debt's share of the balance-sheet total rises from 13.5% to 17.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€41,173▲
2024 · €37,646
Cash flow
€28,065▼
2024 · €30,770
Debt to equity
0.27▲
2024 · 0.16
ROE
11.9%▼
2024 · 23.1%
Interest coverage
58.12▲
2024 · 44.31
Debt ≤ 1 year
€25,099▲
2024 · €7,917
Debt > 1 year
€4,301▼
2024 · €6,872
Income taxes
€14,519▲
2024 · €7,785
Staff costs
€1,772▲
2024 · €384
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.9% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet Code20242025
Assets
Total assets20/58€109,647€167,658▲
Fixed assets21/28€51,434€47,525▼
Tangible fixed assets22/27€50,634€46,725▼
Land and buildings22€16,565€15,901▼
Plant, machinery and equipment23€6,389€5,641▼
Furniture and vehicles24€27,679€25,183▼
Leasing and similar rights25-€0
Financial fixed assets28€800€800=
Current assets29/58€58,213€120,133▲
Amounts receivable within one year40/41€34,907€74,563▲
Trade receivables40-€28,691
Other amounts receivable41€34,907€45,872▲
Cash at bank and in hand54/58€20,107€41,545▲
Deferred charges and accrued income490/1€3,199€4,025▲
Equity and liabilities
Total equity and liabilities10/49€109,647€167,658▲
Equity10/15€94,858€107,657▲
Contributions10/11€6,867€6,867=
Reserves13€30,205€43,005▲
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€28,345€41,145▲
Profit (loss) carried forward14€57,786€57,786=
Provisions and deferred taxes16-€30,600
Provisions for liabilities and charges160/5-€30,600
Other liabilities and charges164/5-€30,600
Amounts payable17/49€14,789€29,401▲
Amounts payable after more than one year17€6,872€4,301▼
Financial debts170/4€6,872€4,301▼
Amounts payable within one year42/48€7,917€25,099▲
Current portion of amounts payable after more than one year42€2,463€2,571▲
Financial debts43€17-
Credit institutions430/8€17-
Trade debts44€1,644€17,982▲
Suppliers440/4€1,644€17,982▲
Taxes, remuneration and social security45€3,792€4,546▲
Taxes450/3€3,792€2,546▼
Remuneration and social security454/9-€2,000
Income statement Code20242025
Remuneration, social security and pensions62€384€1,772▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,894€15,266▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€30,600
Other operating charges640/8€3,600-
Gross operating margin9900€41,631€73,545▲
Operating profit (loss)9901€28,752€25,907▼
Financial income75/76B€1,758€2,120▲
Recurring financial income75€1,758€2,120▲
Financial charges65/66B€850€708▼
Recurring financial charges65€850€708▼
Profit (loss) for the period before taxes9903€29,661€27,318▼
Income taxes67/77€7,785€14,519▲
Profit (loss) for the period9904€21,876€12,799▼
Profit (loss) for the period to be appropriated9905€21,876€12,799▼
Appropriation of the result
Profit (loss) to be appropriated9906€57,786€70,585▲
Profit (loss) brought forward from the previous period14P€35,910€57,786▲
Transfer to equity691/2-€12,799
To other reserves6921-€12,799

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€132-----
Remuneration, social security and pensions62€348--€384€1,772▲ 361%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,622€12,400€3,529€8,894€15,266▲ 71.6%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€9,966-€8,626---
Provisions for liabilities and charges: additions (uses and reversals)635/8----€30,600-
Other operating charges640/8-€348€628€3,600--
Gross operating margin9900€49,732€27,707€38,073€41,631€73,545▲ 76.7%
Operating profit (loss)9901€36,797€14,960€25,290€28,752€25,907▼ 9.9%
Financial income75/76B€1,327€875€967€1,758€2,120▲ 20.6%
Recurring financial income75€1,327€875€967€1,758€2,120▲ 20.6%
Financial charges65/66B€152€1,615€146€850€708▼ 16.6%
Recurring financial charges65€152€1,615€146€850€708▼ 16.6%
Profit (loss) for the period before taxes9903€37,973€14,219€26,111€29,661€27,318▼ 7.9%
Income taxes67/77€5,696€6,188€8,336€7,785€14,519▲ 86.5%
Profit (loss) for the period9904€32,276€8,031€17,775€21,876€12,799▼ 41.5%
Profit (loss) for the period to be appropriated9905€32,276€8,031€17,775€21,876€12,799▼ 41.5%
Line20212022202320242025Change
Assets
Total assets20/58€64,690€63,165€93,890€109,647€167,658▲ 52.9%
Fixed assets21/28€23,331€15,746€26,143€51,434€47,525▼ 7.6%
Tangible fixed assets22/27€22,531€14,946€25,343€50,634€46,725▼ 7.7%
Land and buildings22-€2,412€13,499€16,565€15,901▼ 4.0%
Plant, machinery and equipment23--€7,138€6,389€5,641▼ 11.7%
Furniture and vehicles24€22,531€12,534€4,706€27,679€25,183▼ 9.0%
Leasing and similar rights25----€0-
Financial fixed assets28€800€800€800€800€800=
Current assets29/58€41,358€47,419€67,748€58,213€120,133▲ 106%
Amounts receivable within one year40/41€37,205€35,926€51,678€34,907€74,563▲ 114%
Trade receivables40€20,621€12,651€27,805-€28,691-
Other amounts receivable41€16,584€23,275€23,872€34,907€45,872▲ 31.4%
Cash at bank and in hand54/58€3,285€9,344€15,526€20,107€41,545▲ 107%
Deferred charges and accrued income490/1€868€2,149€544€3,199€4,025▲ 25.8%
Equity and liabilities
Total equity and liabilities10/49€64,690€63,165€93,890€109,647€167,658▲ 52.9%
Equity10/15€47,688€55,719€73,495€94,858€107,657▲ 13.5%
Contributions10/11€6,867€6,867€6,867€6,867€6,867=
Reserves13€6,005€13,005€30,775€30,205€43,005▲ 42.4%
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Distributable reserves133€4,145€11,145€28,915€28,345€41,145▲ 45.2%
Profit (loss) carried forward14€34,816€35,847€35,853€57,786€57,786=
Provisions and deferred taxes16----€30,600-
Provisions for liabilities and charges160/5----€30,600-
Other liabilities and charges164/5----€30,600-
Amounts payable17/49€17,001€7,446€20,396€14,789€29,401▲ 98.8%
Amounts payable after more than one year17€1,096--€6,872€4,301▼ 37.4%
Financial debts170/4€1,096--€6,872€4,301▼ 37.4%
Amounts payable within one year42/48€5,906€7,446€20,396€7,917€25,099▲ 217%
Current portion of amounts payable after more than one year42---€2,463€2,571▲ 4.4%
Financial debts43---€17--
Credit institutions430/8---€17--
Trade debts44-€2,478€10,711€1,644€17,982▲ 994%
Suppliers440/4-€2,478€10,711€1,644€17,982▲ 994%
Taxes, remuneration and social security45€5,906€4,968€9,685€3,792€4,546▲ 19.9%
Taxes450/3€4,056€2,968€7,802€3,792€2,546▼ 32.9%
Remuneration and social security454/9€1,850€2,000€1,883-€2,000-
Accrued charges and deferred income492/3€10,000-----
Line20212022202320242025Change
Profit (loss) for the period9904€32,276€8,031€17,775€21,876€12,799▼ 41.5%
+ Depreciation and write-downs630€2,622€12,400€3,529€8,894€15,266▲ 71.6%
Operating cash flow (approximation)€34,898€20,432€21,305€30,770€28,065▼ 8.8%
Investment in fixed assets (approximation)--€4,815-€13,926-€34,185-€11,357▲ 66.8%
Change in cash-€6,059€6,182€4,581€21,438▲ 368%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
19-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Equity above €100,000Eq €107,657 ▲13.5%
5 profitable years in a row build equity to €107,657.
25-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Liquidity doublescurrent ratio 7.35
Current ratio from 3.32 to 7.35; short-term debt falls from €20,396 to €7,917.
04-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
16-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Back to profitnet €32,276
Net result €32,276 after one loss-making year.
30-09
Financial Liquidity doublescurrent ratio 7.00
Current ratio from 2.95 to 7.00.
27-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Weakest financial yearnet -€17,572
Net result drops to -€17,572, the lowest in the series; recovery starts the following year.
19-03
NBB filing Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
15-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
25-03
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
2,490 m²
Building footprint
196 m²
Volume, LiDAR
1,420 m³
2 parcels, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
BENJEE CONSULTING
Rue de la Papeterie 9, 1490 Court-Saint-EtienneNACE 7414101
since 20062.159.607.505
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25023A0618/00M000 Wallonia 1,579 m² 1 · 119 m² 9.6 m · 3 fl.
25023H0011/00D003 Wallonia 911 m² 1 · 77 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

984500BB87F8VAAB0237
live in the LEI register

Similar companies · same sector, comparable size

Of 13,405 companies in sector 73300 we hold annual accounts for 6,904. 5,581 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-11-2006
Fiscal year end30-09
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
73200Market research and public opinion polling
82990Other business support services
78100Employment placement agencies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0884736307
Also 9925:BE0884736307
Registered 23-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.