BENAT CONSULTING
ActiveBENAT CONSULTING has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €34k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 39% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+39
Solvency42▲+14
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.81 in 2024; short-term debt: 33.1% and cash: 15.8% of total assets), and 83% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17%
Return on assets
12.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
39 d late
2024
28 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
81 d late
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▲ 307%
2024 · €11k
2018: €21k
2019: €9k
2020: €-7k
2021: €-17k
2022: €-6k
2023: €-20k
2024: €11k
2018 → 2025
Total assets
€264k▼ 34.3%
2024 · €401k
2018: €757k
2019: €742k
2020: €706k
2021: €659k
2022: €749k
2023: €777k
2024: €401k
2018 → 2025
Net result
€34k▲ 8.0%
2024 · €31k
2018: €11k
2019: €-13k
2020: €-16k
2021: €-9k
2022: €11k
2023: €-14k
2024: €31k
2018 → 2025
Working capital
€-13k▲ 71.0%
2024 · €-44k
2018: €238k
2019: €198k
2020: €173k
2021: €151k
2022: €143k
2023: €59k
2024: €-44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-17k-€-6k▲ 64.5%€-20k▼ 242%€11k€45k▲ 307%
Operating result€9k-€25k▲ 164%€19k▼ 24.8%€80k▲ 330%€54k▼ 33.2%
Net result€-9k-€11k€-14k€31k€34k▲ 8.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €264k
Fixed assets
€189k▼ 10.7%
Current assets
€74k▼ 60.7%
Equity and liabilities €264k
Equity
€45k▲ 307%
Debt
€219k▼ 43.9%
The debt ratio falls from 97.3% to 83.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▼
2024 · €103k
Cash flow
€57k▲
2024 · €54k
Solvency
17.0%▲
2024 · 2.7%
Current ratio
0.85▲
2024 · 0.81
Quick ratio
0.85▲
2024 · 0.81
Debt / equity
4.88▼
2024 · 35.41
ROE
75.4%▼
2024 · 284.4%
ROA
12.8%▲
2024 · 7.8%
Interest coverage
9.65▲
2024 · 2.09
Debt
€219k▼
2024 · €390k
Debt ≤ 1 year
€87k▼
2024 · €234k
Debt > 1 year
€132k▼
2024 · €147k
Income taxes
€12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€401k€264k▼
Fixed assets21/28€212k€189k▼
Intangible fixed assets21€950€582▼
Tangible fixed assets22/27€211k€189k▼
Land and buildings22€207k€186k▼
Plant, machinery and equipment23€2k€662▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€189k€74k▼
Amounts receivable within one year40/41€35k€32k▼
Other amounts receivable41€35k€32k▼
Cash at bank and in hand54/58€154k€42k▼
Deferred charges and accrued income490/1€1k€279▼
Equity and liabilities
Total equity and liabilities10/49€401k€264k▼
Equity10/15€11k€45k▲
Contributions10/11€19k€19k=
Reserves13€915€24k▲
Non-distributable reserves130/1€915€915=
Reserves not available under the articles1311€915€915=
Distributable reserves133-€23k
Profit (loss) carried forward14€-8k€2k▲
Amounts payable17/49€390k€219k▼
Amounts payable after more than one year17€147k€132k▼
Financial debts170/4€137k€118k▼
Other amounts payable178/9€11k€13k▲
Amounts payable within one year42/48€234k€87k▼
Current portion of amounts payable after more than one year42€18k€18k▲
Financial debts43€210k-
Other loans439€210k-
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€422€20k▲
Taxes450/3€422€20k▲
Other amounts payable47/48€3k€47k▲
Accrued charges and deferred income492/3€9k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€23k▲
Other operating charges640/8€7k€7k▲
Gross operating margin9900€110k€84k▼
Operating profit (loss)9901€80k€54k▼
Financial income75/76B€13€63▲
Recurring financial income75€13€63▲
Financial charges65/66B€49k€8k▼
Recurring financial charges65€49k€8k▼
Profit (loss) for the period before taxes9903€31k€46k▲
Income taxes67/77-€12k
Profit (loss) for the period9904€31k€34k▲
Profit (loss) for the period to be appropriated9905€31k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€25k▲
Profit (loss) brought forward from the previous period14P€-40k€-8k▲
Transfer to equity691/2-€23k
To other reserves6921-€23k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
2025
31-12
Financial
Highest result since 2018net €34k ▲8%
Net result €34k, the highest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
20-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 81 days late
2020
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ingelmunster · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kweekstraat 728770 IngelmunsterGround area
1,286 m²
Building footprint
190 m²
Volume, LiDAR
138 m³
Parcel 36007C0311/00F000, Flanders · tallest building 4.9 m. Linked by address, not a title deed.
1 establishment unit
Benat Consulting
since 20112.204.911.057
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36007C0311/00F000 | Flanders | 1,286 m² | 1 · 189 m² | 4.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,500 EUR awarded · 1,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,500 EUR | 1,500 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,322 companies in sector 68110 we hold annual accounts for 5,382. 3,203 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-10-2011
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
68310Real estate agency activities
68311Real estate activities
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.