Skip to content

HÉRITAGE

Active
Private limited companyfounded 2014active for 12 yearsHelkijnstraat(S) 19, 8554 Zwevegem, BelgiumKBO/BCE: BE 0552.673.930

From the official registers: KBO 11 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

HÉRITAGE has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €55,891 and a net result of €59,695. Equity has been stable since 2019 (±0.2% per year). Its solvency ranks better than 43% of 318 sector peers (NACE 68, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 14-05-2014 Normal situation
Activity
Buying and selling of own real estate NACE 68110and 1 other
Establishment unit
2.231.228.048 8554 Zwevegem, since 14-05-2014
Financial year end
31 March
Peppol
Reachable since 19-11-2025

Board and ownership

Board
  • OVAERE NICOLASDirector · since 28-01-2021
  • AERINVEST BVDirector

Financial position

96 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 31-03-2026
Gross margin
€90,496
▲ 28.0%
Turnover
≈ €230,000
estimated
Profit
€59,695
▲ 183%
Equity
€55,891
▲ 0.4%
Total assets
€198,106
▼ 70.0%
Filed on 15-09-2026, 46 days before the deadlineat the National Bank
Score breakdownlowers riskLiquidity: current ratio 1.39, cash €192,322Size: total assets €198,106Sector: Real estate activities (NACE 68)Founded in 2014Show the evidence

Checked score

Score 2026
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of micro companies in real estate (NACE 68)
Financial strength · tick: 2025
Strong
Solvency 53+20
equity 28.2% of total assets
Liquidity 61+58
short-term debt 71.8% · cash 97.1%
Profitability 100+55
return on assets 30.1%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025highest value 08-2025: 0.1%▼ -0.3 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: < 0.1%▼ -0.2 percentage points vs 09-2026lowest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.39 (1.1 in 2025), below the usual 1.5. Short-term debt is 71.8% and cash 97.1% of total assets. 71.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 47% of them on solvency, 73% on liquidity, 95% on profitability and 47% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 1.39, cash €192,322
NBB · annual accounts
lowers risk · Size: total assets €198,106
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 15-09-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
46 days early
2025
120 days early
2024
115 days early
2023
127 days early
2022
49 days early
2021
52 days early
2020
40 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 78 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 8 July (4 of the last 5 accounts filed within 66 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2026: €59,695 8 years View

Comparable companies

These companies have the same main activity as HÉRITAGE: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €174,000 and €264,000, founded between 2011 and 2015.

CompanyTotal assetsGross margin
HÉRITAGE Zwevegem€198,106€90,496
DCDS PROJECTS Waregem€225,995€94,141
IMMOBILIERE LOUIS Rixensart€174,722€97,040
SQRE Elsene€204,230€114,801
D-FI MANAGEMENT Walcourt€195,070€65,057
PREMIUM IMMOBILIER Merbes-le-Château€173,859€77,917
BENAT CONSULTING Ingelmunster€263,671€83,692
Full comparison

Documents

Annual accounts at the NBB

All 11 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about HÉRITAGE

What is the company number of HÉRITAGE?
The company number of HÉRITAGE is 0552.673.930. The VAT number is the same number with BE in front: BE 0552.673.930.
Where is HÉRITAGE based?
The registered office is at Helkijnstraat(S) 19, 8554 Zwevegem.Company details
What does HÉRITAGE do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of HÉRITAGE?
The legal form of HÉRITAGE is Private limited company (BV).
When was HÉRITAGE founded?
HÉRITAGE was founded on 14-05-2014.
Is HÉRITAGE still active?
Yes, HÉRITAGE is an active enterprise in the KBO register.
What is the turnover of HÉRITAGE?
The turnover in financial year 2026 is ≈ €230,000. This figure is estimated from the gross margin of €90,496 and 47 comparable companies (NACE 681). It probably lies between €120,000 and €490,000.Financials
Is HÉRITAGE profitable?
In financial year 2026, HÉRITAGE made a profit of €59,695.
Where can I find the annual accounts of HÉRITAGE?
HÉRITAGE filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
When are the next annual accounts of HÉRITAGE due?
HÉRITAGE must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.