NERO CONSULTING
ActiveNERO CONSULTING has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €182k and a net result of €44k. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 79% of 19344 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +2 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+6
Solvency100▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 3.43 against 2.67 in 2023), and 28.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
4 d early
2022
2 d early
2021
1 d early
2020
on the day
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€182k▲ 10.0%
2023 · €165k
2018: €155k
2019: €154k
2020: €190k
2021: €198k
2022: €229k
2023: €165k
2018 → 2024
Total assets
€254k▼ 4.5%
2023 · €266k
2018: €243k
2019: €257k
2020: €293k
2021: €305k
2022: €333k
2023: €266k
2018 → 2024
Net result
€44k▲ 43.0%
2023 · €31k
2018: €31k
2019: €-1k
2020: €36k
2021: €8k
2022: €31k
2023: €31k
2018 → 2024
Working capital
€163k▲ 9.1%
2023 · €150k
2018: €130k
2019: €154k
2020: €183k
2021: €190k
2022: €219k
2023: €150k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€190k-€198k▲ 4.2%€229k▲ 15.5%€165k▼ 27.9%€182k▲ 10.0%
Operating result€52k-€13k▼ 74.6%€45k▲ 242%€61k▲ 35.1%€68k▲ 12.0%
Net result€36k-€8k▼ 78.0%€31k▲ 285%€31k▲ 1.0%€44k▲ 43.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 12% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €254k
Fixed assets
€24k▼ 11.7%
Current assets
€230k▼ 3.7%
Equity and liabilities €254k
Equity
€182k▲ 10.0%
Debt
€73k▼ 28.1%
The debt ratio falls from 37.9% to 28.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€73k▲
2023 · €67k
Cash flow
€50k▲
2023 · €37k
Solvency
71.5%▲
2023 · 62.1%
Current ratio
3.43▲
2023 · 2.67
Quick ratio
3.43▲
2023 · 2.67
Debt / equity
0.40▼
2023 · 0.61
ROE
24.5%▲
2023 · 18.8%
ROA
17.5%▲
2023 · 11.7%
Interest coverage
42.83▲
2023 · 22.11
Debt
€73k▼
2023 · €101k
Debt ≤ 1 year
€67k▼
2023 · €89k
Income taxes
€23k▼
2023 · €28k
Staff costs
€19k▲
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€266k€254k▼
Fixed assets21/28€27k€24k▼
Tangible fixed assets22/27€27k€24k▼
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€8k€6k▼
Other tangible fixed assets26€18k€16k▼
Financial fixed assets28€58€58=
Current assets29/58€239k€230k▼
Amounts receivable within one year40/41€59k€56k▼
Trade receivables40€59k€56k▼
Other amounts receivable41€19€136▲
Current investments50/53€137k€135k▼
Cash at bank and in hand54/58€43k€38k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€266k€254k▼
Equity10/15€165k€182k▲
Contributions10/11€6k€6k=
Reserves13€159k€175k▲
Distributable reserves133€159k€175k▲
Profit (loss) carried forward14€36€38▲
Amounts payable17/49€101k€73k▼
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€89k€67k▼
Current portion of amounts payable after more than one year42€9k€5k▼
Financial debts43€13k€18k▲
Credit institutions430/8€13k€18k▲
Trade debts44€13k€6k▼
Suppliers440/4€13k€6k▼
Taxes, remuneration and social security45€38k€27k▼
Taxes450/3€35k€25k▼
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€17k€11k▼
Accrued charges and deferred income492/3€7k€6k▼
Income statement
Code20232024
Remuneration, social security and pensions62€18k€19k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€5k€428▼
Non-recurring operating charges66A€600-
Gross operating margin9900€91k€93k▲
Operating profit (loss)9901€61k€68k▲
Financial income75/76B€869€708▼
Recurring financial income75€869€708▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€59k€67k▲
Income taxes67/77€28k€23k▼
Profit (loss) for the period9904€31k€44k▲
Profit (loss) for the period to be appropriated9905€31k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€45k▲
Profit (loss) brought forward from the previous period14P€150€36▼
Transfer from equity791/2-€28k
Transfer to equity691/2€31k€44k▲
To other reserves6921€31k€44k▲
Profit to be distributed694/7-€28k
Return on contributions (dividend)694-€28k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €44k ▲43%
Operating result €68k, net result €44k, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €229k ▲15.5%
3 profitable years in a row build equity to €229k.
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €-1k ▼105%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haagbeukengaarde 81150 Sint-Pieters-WoluweGround area
169 m²
Building footprint
75 m²
Volume, LiDAR
606 m³
Parcel 21682C0114/00D004, Brussels · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Haagbeukengaarde 8, 1150 Sint-Pieters-Woluwe
since 20112.202.266.521
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0114/00D004 | Brussels | 169 m² | 1 · 75 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,288 companies in sector 68110 we hold annual accounts for 5,354. 3,844 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2011
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
70220Business consulting
82990Other business support services
91011Libraries, archives, museums and other cultural activities
91110Libraries, archives, museums and other cultural activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.