Equity
-€231,754
Debts exceed assets in financial year 2025.
BEN 18
Lifetime
10 annual accounts with figures on one time axispeak €401,442 (2016)
€203,527▼ 6.7%
lowest -€240,119 (2017)
€85,562▲ 34.3%
peak -€24,998 (2016)
-€231,754▲ €85,562
€380,045▼ 18.7%
Board8 names since 2020
1 directorC.B.T.
Owners2 names in the annual accounts
Documentsfilings and deeds
28-08-202628 days late
2025abbreviated format
Result from €63,704 to €85,562Equity from -€317,316 to -€231,754Debts from €467,728 to €380,045Cash from €75,486 to €142,787
Key points
from the 2025 annual accountsProfit
5 years
5 profitable years in a row. Profit 2025: €85,562.
Turnover
≈ €430,000 estimated
The accounts state no turnover.
Debts
€380,045 256% of the balance sheet
After one year 100%Within one year 0%
Of this, €1,135 falls due within a year.
Filings
10 annual accounts 7 late
The 2018 accounts came latest: 61 days after the end of the period.
Position in the sector
-156.3%
Lower solvency than 95% of companies in real estate. Sector median 30.7% · 11,299 companies.
Checked score
57
Fair
Financially stronger than 69% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.3%▼ -0.2 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%▼ -0.2 percentage points vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€231,754
lowers risk
Liquidity: current ratio 130.32, cash €142,787
Size: total assets €148,292
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 98% on liquidity, 95% on profitability and 79% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,632 companies had the same profile as BEN 18 has now. Each dot stands for 10 companies, two years later.
91.9%
were still trading
4.8%
stopped another way
2.9%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BEN 18 itself is lower: 0.2% within 12 months. It rests on far more data about BEN 18 than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,632 companies, not a prediction for BEN 18. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Short-term debt is 0.8% and cash 96.3% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 11299 sector peers (2025).
NBB · sector comparisonPosition among 11299 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
28 days late
2024
14 days late
2023
28 days late
2022
17 days late
2021
45 days early
2020
11 days late
2019
25 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
CB
C.B.T.
Director, since 11-06-2020
- Comptoir Belge de Télécommunications 100%score 97equity €5.3m (2025) · annual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0648689775
Changes of role: Prud'homme, Isabelle Françoise Claude Jacqueline Marie; Prud’homme, Pierre Paul Charles Thierry Marie and Prud’homme, Jean-Charles Benjamin Philippe Marie
Director discharge: Prud'homme, Isabelle Françoise Claude Jacqueline Marie · Director discharge: Prud’homme, Pierre Paul Charles Thierry Marie · Director discharge: Prud’homme, Jean-Charles Benjamin Philippe Marie · General meeting of 12-09-2022 · Gazette deed
Registered office moved from Uccle to Anderlecht
New registered office: Boulevard Industriel 143, 1070 Anderlecht · Previous registered office: Avenue Hamoir 62A, 1180 Uccle · Resignation: ENTREPRISES GENERALES 3ième BUREAU SCA (sole director) · General meeting of 11-06-2020 · Gazette deed
Registered office moved from Etterbeek to Uccle
New registered office: Avenue Hamoir 62A, 1180 Uccle · Previous registered office: Rue des Pères Blancs 12, 1040 Etterbeek · Board meeting of 06-12-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BEN 18 Anderlecht | €148,292 | €203,527 | -156.3% | - |
| IMMO DIDDEN Molenbeek-Saint-Jean | €150,279 | €151,180 | 24.7% | - |
| UNIVR Belgium Brussels | €128,362 | €127,864 | 9.2% | 6.3 |
| INFOMATRIX Woluwe-Saint-Pierre | €150,528 | €118,345 | 12.5% | - |
| Thomas Deryckere Brussels | €212,167 | €261,273 | 0.5% | - |
| HEER ALBERT Bruges | €205,866 | €241,938 | 15.8% | - |
| Averon Avelgem | €210,951 | €249,053 | 45.6% | - |
These companies have the same main activity as BEN 18: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €128,000 and €212,000, founded between 2015 and 2017.
Official details
Source: KBO- Status
- Active since 16-02-2016Normal situation
- Activity
- Buying and selling of own real estateNACE 68110and 2 others
- Establishment unit
- 2.252.321.4891070 Anderlecht, since 16-02-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 29-08-2025
Companies linked to BEN 18
Parent and group
Insights on BEN 18
BEN 18 files the abbreviated format. That format states no turnover. The gross margin fell from €401,442 in 2016 to €203,527 in 2025.
Comptoir Belge de Télécommunications holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BEN 18
- What is the company number of BEN 18?
- The company number of BEN 18 is 0648.689.775. The VAT number is the same number with BE in front: BE 0648.689.775.
- Where is BEN 18 based?
- The registered office is at Industrielaan 143, 1070 Anderlecht.Company details
- What does BEN 18 do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of BEN 18?
- BEN 18 is a private limited company (BV).
- When was BEN 18 founded?
- BEN 18 was founded on 16-02-2016.
- Is BEN 18 still active?
- Yes, BEN 18 is an active enterprise in the KBO register.
- What is the turnover of BEN 18?
- The turnover in financial year 2025 is ≈ €430,000. This figure is estimated from the gross margin of €203,527 and 33 comparable companies (NACE 681). It probably lies between €270,000 and €990,000.Financials
- Is BEN 18 profitable?
- In financial year 2025, BEN 18 made a profit of €85,562.
- Where can I find the annual accounts of BEN 18?
- BEN 18 filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BEN 18 due?
- BEN 18 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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