BELRO CONSTRUCT

Active

Private limited companyfounded 20233 yrs activeNerviërsstraat 152, 1730 Asse, BelgiumKBO/BCE: BE 0802.639.564

The computed 12-month bankruptcy probability of BELRO CONSTRUCT is 2.1% (moderate). The 2025 annual accounts show equity of €39k and a net result of €17k. Equity is growing by ~63.6% per year across the filed fiscal years. Its solvency ranks better than 89% of 1093 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

100 / 100

Excellent▲ +6 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency100▲+14

Growth78=

Stability94

Bankruptcy probability, 12 months

2.1% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days acceptable

Liquidity ample (current ratio 3.32 against 2.01 in 2024), and 20.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

6 signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

79.8%

Return on assets

33.7%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

14 d early

2024

29 d early

2023

41 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

04-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€39k▲ 73.0%

2024 · €23k

2023: €10k 2024: €23k

2023 → 2025

Total assets

€49k▼ 9.9%

2024 · €55k

2023: €17k 2024: €55k

2023 → 2025

Net result

€17k▲ 34.7%

2024 · €12k

2023: €7k 2024: €12k

2023 → 2025

Working capital

€23k▲ 69.3%

2024 · €14k

2023: €10k 2024: €14k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€10k-€23k▲ 118%€39k▲ 73.0%

Operating result€10k-€17k▲ 77.9%€23k▲ 33.3%

Net result€7k-€12k▲ 66.3%€17k▲ 34.7%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen two years in a row; 2025 is 33% above 2024 and is the highest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €49k

33.0%

67.0%

Fixed assets €16k▼ 41.1%

Current assets €33k▲ 21.9%

Equity and liabilities €49k

79.8%

20.2%

Equity €39k▲ 73.0%

Debt €10k▼ 68.9%

The debt ratio falls from 58.4% to 20.2%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€24k▲

2024 · €20k

Cash flow

€18k▲

2024 · €15k

Solvency

79.8%▲

2024 · 41.6%

Current ratio

3.32▲

2024 · 2.01

Quick ratio

3.32▲

2024 · 2.01

Debt / equity

0.25▼

2024 · 1.40

ROE

42.2%▼

2024 · 54.2%

ROA

33.7%▲

2024 · 22.5%

Interest coverage

25.03▲

2024 · 22.24

Debt

€10k▼

2024 · €32k

Debt ≤ 1 year

€10k▼

2024 · €13k

Income taxes

€6k▲

2024 · €4k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Total assets 20/58€49k

Fixed assets 21/28€16k

Tangible fixed assets 22/27€15k

Financial fixed assets 28€1k

Current assets 29/58€33k

Amounts receivable within one year 40/41€18k

Cash & bank 54/58€3k

Total equity & liabilities 10/49€49k

Equity 10/15€39k

Contributions / capital 10/11€3k

Accumulated profits (losses) 14€36k

Amounts payable 17/49€10k

Amounts payable within one year 42/48€10k

Trade debts payable within one year 44€4k

Income statement Code2025

Gross operating margin 9900€50k

Operating result 9901€23k

Financial income 75€0

Financial charges 65€960

Result before taxes 9903€22k

Income taxes 67/77€6k

Net result for the period 9904€17k

Result to be appropriated 9905€17k

This is the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →

Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

17-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2023net €17k ▲34.7%

Operating result €23k, net result €17k, both a record.

02-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

20-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

Puurs-Sint-Amands · Eq €39k

Of 29,665 companies in sector 41001 we hold annual accounts for 15,232. 12,180 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-06-2023

Fiscal year end31-12

Activities, NACEBEL

41001General construction of residential buildings

43240Other construction installation

43299Specialised construction activities

43350Other building finishing work

43910Bricklaying and masonry work

43990Other specialised construction activities

43994Specialised construction activities

43995Specialised construction activities

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 19-07-2026. Scores and ratios are computed by Checked and are not a credit decision.