B.B. CONSTRUCT
ActiveSummary
B.B. CONSTRUCT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €21,058. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 95% of 28051 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability41▼-1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90,000 at 30 days acceptable
Liquidity ample (current ratio 17.16 against 17.01 in 2024; short-term debt: 5.8% and cash: 2.5% of total assets), and 5.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.2%
Return on assets
1.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
37 d early
2023
21 d late
2022
3 d late
2021
30 d late
2020
26 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
€1.3m▲ 1.7%
2024 · €1.3m
Total assets
€1.4m▲ 1.6%
2024 · €1.4m
Net result
€21,058▼ 15.3%
2024 · €24,851
Working capital
€1.3m▲ 1.7%
2024 · €1.3m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€16,025▲ 55.0%€5,861-€5,295€7,861€13,584▲ 72.8%
Net result-€16,098▲ 54.8%€5,763€4,034▼ 30.0%€24,851▲ 516%€21,058▼ 15.3%
Equity€1.2m▼ 1.3%€1.2m▲ 0.5%€1.2m▲ 0.3%€1.3m▲ 2.0%€1.3m▲ 1.7%
Total assets€1.3m▼ 1.3%€1.3m=€1.3m▲ 0.3%€1.4m▲ 2.0%€1.4m▲ 1.6%
Debt€83,964▼ 1.7%€77,668▼ 7.5%€77,461▼ 0.3%€79,400▲ 2.5%€79,978▲ 0.7%
Working capital€1.2m▼ 1.3%€1.2m▲ 0.5%€1.2m▲ 0.3%€1.3m▲ 2.0%€1.3m▲ 1.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 73% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.4m
Equity
€1.3m ▲ 1.7%
Debt
€79,978 ▲ 0.7%
Debt's share of the balance-sheet total falls from 5.9% to 5.8%. Equity and debt are higher.
Key figures and ratios
Current ratio
17.16▲
2024 · 17.01
Quick ratio
7.01▲
2024 · 6.79
Debt to equity
0.06▼
2024 · 0.06
ROE
1.6%▼
2024 · 2.0%
ROA
1.5%▼
2024 · 1.8%
Debt ≤ 1 year
€79,978▲
2024 · €79,400
Income taxes
€2,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €11,668 | - | - | - |
| Other operating charges640/8 | €2,589 | €2,627 | €3,084 | €2,960 | €3,115 | ▲ 5.2% |
| Non-recurring operating charges66A | €21,600 | - | €14,578 | - | - | - |
| Gross operating margin9900 | €8,164 | €8,488 | €12,366 | €10,821 | €16,699 | ▲ 54.3% |
| Operating profit (loss)9901 | -€16,025 | €5,861 | -€5,295 | €7,861 | €13,584 | ▲ 72.8% |
| Financial income75/76B | €10 | - | €9,446 | €17,097 | €9,589 | ▼ 43.9% |
| Recurring financial income75 | €10 | - | €9,446 | €17,097 | €9,589 | ▼ 43.9% |
| Financial charges65/66B | €83 | €98 | €117 | €108 | €115 | ▲ 6.3% |
| Recurring financial charges65 | €83 | €98 | €117 | €108 | €115 | ▲ 6.3% |
| Profit (loss) for the period before taxes9903 | -€16,098 | €5,763 | €4,034 | €24,851 | €23,058 | ▼ 7.2% |
| Income taxes67/77 | - | - | - | - | €2,000 | - |
| Profit (loss) for the period9904 | -€16,098 | €5,763 | €4,034 | €24,851 | €21,058 | ▼ 15.3% |
| Profit (loss) for the period to be appropriated9905 | -€16,098 | €5,763 | €4,034 | €24,851 | €21,058 | ▼ 15.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €1.3m | €1.3m | €1.4m | €1.4m | ▲ 1.6% |
| Current assets29/58 | €1.3m | €1.3m | €1.3m | €1.4m | €1.4m | ▲ 1.6% |
| Stocks and contracts in progress3 | €811,500 | €811,500 | €811,500 | €811,500 | €811,500 | = |
| Stocks30/36 | €811,500 | €811,500 | €811,500 | €811,500 | €811,500 | = |
| Amounts receivable within one year40/41 | €32,519 | €35,077 | €22,658 | €23,709 | €23,582 | ▼ 0.5% |
| Trade receivables40 | - | €4,500 | - | - | - | - |
| Other amounts receivable41 | €32,519 | €30,577 | €22,658 | €23,709 | €23,582 | ▼ 0.5% |
| Current investments50/53 | - | - | - | - | €500,000 | - |
| Cash at bank and in hand54/58 | €476,346 | €473,255 | €489,502 | €510,205 | €34,547 | ▼ 93.2% |
| Deferred charges and accrued income490/1 | - | - | - | €5,036 | €2,456 | ▼ 51.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €1.3m | €1.3m | €1.4m | €1.4m | ▲ 1.6% |
| Equity10/15 | €1.2m | €1.2m | €1.2m | €1.3m | €1.3m | ▲ 1.7% |
| Contributions10/11 | €1.1m | €1.1m | €1.1m | €1.1m | €1.1m | = |
| Reserves13 | €238,740 | €238,740 | €238,740 | €238,740 | €232,600 | ▼ 2.6% |
| Non-distributable reserves130/1 | €96,140 | €96,140 | €96,140 | €96,140 | - | - |
| Reserves not available under the articles1311 | €96,140 | €96,140 | €96,140 | €96,140 | - | - |
| Distributable reserves133 | €142,600 | €142,600 | €142,600 | €142,600 | €232,600 | ▲ 63.1% |
| Profit (loss) carried forward14 | -€53,738 | -€47,975 | -€43,941 | -€19,090 | €8,108 | ▲ 142% |
| Amounts payable17/49 | €83,964 | €77,668 | €77,461 | €79,400 | €79,978 | ▲ 0.7% |
| Amounts payable within one year42/48 | €83,964 | €77,668 | €77,461 | €79,400 | €79,978 | ▲ 0.7% |
| Trade debts44 | €3,530 | €1,398 | €530 | €2,435 | €1,708 | ▼ 29.9% |
| Suppliers440/4 | €3,530 | €1,398 | €530 | €2,435 | €1,708 | ▼ 29.9% |
| Taxes, remuneration and social security45 | €4,164 | - | €662 | €696 | €2,000 | ▲ 187% |
| Taxes450/3 | €4,164 | - | €662 | €696 | €2,000 | ▲ 187% |
| Other amounts payable47/48 | €76,269 | €76,269 | €76,269 | €76,269 | €76,269 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€16,098 | €5,763 | €4,034 | €24,851 | €21,058 | ▼ 15.3% |
| Operating cash flow (approximation) | -€16,098 | €5,763 | €4,034 | €24,851 | €21,058 | ▼ 15.3% |
| Change in cash | - | -€3,091 | €16,247 | €20,703 | -€475,658 | ▼ 2,398% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-12
Financial
Back to profitnet €5,763
Net result €5,763 after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet -€35,652
Net result drops to -€35,652, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Liquidity times 6current ratio 16.02
Current ratio from 2.65 to 16.02; short-term debt falls from €809,714 to €85,771.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2003
Ground area
3,139 m²
Building footprint
267 m²
Volume, LiDAR
1,091 m³
Parcel 43006I0230/00S000, Flanders · tallest building 9.7 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
B.B.Construct
since 20032.132.379.902
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43006I0230/00S000 | Flanders | 3,139 m² | 1 · 267 m² | 9.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,028 companies in sector 43320 we hold annual accounts for 9,135. 3,803 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-04-2003
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.