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BELGI - PUB

Active
Private limited companyfounded 199036 yrs activeRue de Tournai (Sta) 305, 7973 Beloeil, BelgiumKBO/BCE: BE 0440.606.365
Summary

BELGI - PUB has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65,404 and a net result of €5,876. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 33% of 12918 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
BELGI - PUBActiveChecked score 86/100
Risk analysis ReportCompare

Overview

Activity
Agents in the wholesale of furniture, household goods and hardware
NACE 46150
1 site
Size
€336,544total assets 2025
Equity
€65,404
Profit
€5,876
Turnover not published (abridged schema)
Financial health
86 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 47 d early0 of 2 deeds read
Why 86- Sector Wholesale trade (NACE 46)+ Founded in 1990+ Size: total assets €336,544+ Figures for FY 2025 (filed 16-12-2025)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Better than 27% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 44-7
equity 19.4% of total assets
Liquidity 19-5
short-term debt 67.6% · cash 4.3%
Profitability 60+7
return on assets 1.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,788 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.4%▲ +17.2% vs 11-2024 01-2025: 0.5%▲ +33.3% vs 12-2024 02-2025: 0.8%▲ +44.3% vs 01-2025highest value 03-2025: 0.2%▼ -80.0% vs 02-2025 04-2025: 0.2%● 0.0% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.2%▼ -1.3% vs 06-2025lowest value 08-2025: 0.2%● 0.0% vs 07-2025lowest value 09-2025: 0.2%● 0.0% vs 08-2025lowest value 10-2025: 0.2%▲ +14.4% vs 09-2025 11-2025: 0.2%▲ +1.7% vs 10-2025 12-2025: 0.2%▲ +11.8% vs 11-2025 01-2026: 0.2%▼ -14.6% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%● 0.0% vs 03-2026 05-2026: 0.2%● 0.0% vs 04-2026 06-2026: 0.2%● 0.0% vs 05-2026 07-2026: 0.2%▼ -1.8% vs 06-2026 08-2026: 0.2%● 0.0% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.2%▲ +14.4% vs 09-2026
  • Founded in 1990 lowers the probability for this profile
  • Size: total assets €336,544 lowers the probability for this profile
  • Figures for FY 2025 (filed 16-12-2025) lowers the probability
  • Sector Wholesale trade (NACE 46) raises the probability
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.12 in 2024; short-term debt: 67.6% and cash: 4.3% of total assets), and 80.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 31%, liquidity 18%, profitability 44%, growth against the median 13%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: total assets €336,544
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 16-12-2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Wholesale trade (NACE 46)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
47 d early
2024
on the day
2023
49 d early
2022
57 d early
2021
3 d early
2020
2 d early
2019
63 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 15 December (4 of the last 5 filed years within 44 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close04-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €6,479

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Active since 1990founded 04-05-1990 36 years View
  • Total assets 20256 fiscal years filed €336,544 View

By topic

Financials

Fiscal year
2025
Total assets
€336,544
Profit
€5,876
Solvency
19.4%
Total assets▼ 12.3%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-01-2027
  1. 15-12-2025Annual accounts filed
  2. 31-01-2025Annual accounts filed
  3. 30-06-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in the wholesale of furniture, household goods…NACE 46150
Founded
04-05-1990
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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