AMICRACK
ActiveSummary
AMICRACK has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €401,471 and a net result of €34,862. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 91% of 11472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 11.24 against 8.04 in 2024; short-term debt: 8.4% and cash: 77.1% of total assets), and 8.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.6%
Return on assets
8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
30 d late
2022
26 d late
2021
30 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€401,471▲ 6.7%
2024 · €376,196
Total assets
€438,244▲ 3.2%
2024 · €424,583
Net result
€34,862▲ 21.4%
2024 · €28,713
Working capital
€376,734▲ 10.6%
2024 · €340,752
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€30,153▼ 33.0%€11,158▼ 63.0%€61,513▲ 451%€42,283▼ 31.3%€51,207▲ 21.1%
Net result€20,584within the sector's middle half▼ 41.0%€7,338within the sector's middle half▼ 64.4%€41,793above the sector's middle half▲ 470%€28,713above the sector's middle half▼ 31.3%€34,862above the sector's middle half▲ 21.4%
Equity€298,352above the sector's middle half▲ 7.4%€305,690above the sector's middle half▲ 2.5%€347,484above the sector's middle half▲ 13.7%€376,196above the sector's middle half▲ 8.3%€401,471above the sector's middle half▲ 6.7%
Total assets€326,545within the sector's middle half▲ 4.0%€339,467within the sector's middle half▲ 4.0%€395,580within the sector's middle half▲ 16.5%€424,583above the sector's middle half▲ 7.3%€438,244above the sector's middle half▲ 3.2%
Debt€28,192▼ 21.9%€33,776▲ 19.8%€48,096▲ 42.4%€48,387▲ 0.6%€36,773▼ 24.0%
Working capital€232,352▲ 15.7%€250,229▲ 7.7%€303,122▲ 21.1%€340,752▲ 12.4%€376,734▲ 10.6%
Solvency91.4%above the sector's middle half▲ 2.9pp90.1%above the sector's middle half▼ 1.3pp87.8%above the sector's middle half▼ 2.2pp88.6%above the sector's middle half▲ 0.8pp91.6%above the sector's middle half▲ 3.0pp
Staff (FTE)1.9=1.9=1.9=1.9=1.9=
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 21% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €438,244
Fixed assets
€24,736 ▼ 30.2%
Current assets
€413,507 ▲ 6.3%
Equity and liabilities €438,244
Equity
€401,471 ▲ 6.7%
Debt
€36,773 ▼ 24.0%
Debt's share of the balance-sheet total falls from 11.4% to 8.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€62,981▲
2024 · €53,921
Cash flow
€46,636▲
2024 · €40,351
Current ratio
11.24▲
2024 · 8.04
Quick ratio
9.83▲
2024 · 6.92
Debt to equity
0.09▼
2024 · 0.13
ROE
8.7%▲
2024 · 7.6%
ROA
8.0%▲
2024 · 6.8%
Interest coverage
237.11▲
2024 · 225.11
Debt ≤ 1 year
€36,773▼
2024 · €48,387
Income taxes
€16,297▲
2024 · €13,359
Staff costs
€45,243▲
2024 · €41,075
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €51,828 | €43,500 | €40,064 | €41,075 | €45,243 | ▲ 10.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,000 | €11,035 | €11,099 | €11,638 | €11,774 | ▲ 1.2% |
| Other operating charges640/8 | €521 | €710 | €775 | €785 | €820 | ▲ 4.6% |
| Gross operating margin9900 | €93,502 | €66,403 | €113,450 | €95,780 | €109,044 | ▲ 13.8% |
| Operating profit (loss)9901 | €30,153 | €11,158 | €61,513 | €42,283 | €51,207 | ▲ 21.1% |
| Financial income75/76B | €202 | €83 | €165 | €28 | €217 | ▲ 663% |
| Recurring financial income75 | €202 | €83 | €165 | €28 | €217 | ▲ 663% |
| Financial charges65/66B | €165 | €219 | €362 | €240 | €266 | ▲ 10.9% |
| Recurring financial charges65 | €165 | €219 | €362 | €240 | €266 | ▲ 10.9% |
| Profit (loss) for the period before taxes9903 | €30,191 | €11,022 | €61,315 | €42,072 | €51,159 | ▲ 21.6% |
| Income taxes67/77 | €9,606 | €3,684 | €19,522 | €13,359 | €16,297 | ▲ 22.0% |
| Profit (loss) for the period9904 | €20,584 | €7,338 | €41,793 | €28,713 | €34,862 | ▲ 21.4% |
| Profit (loss) for the period to be appropriated9905 | €20,584 | €7,338 | €41,793 | €28,713 | €34,862 | ▲ 21.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €326,545 | €339,467 | €395,580 | €424,583 | €438,244 | ▲ 3.2% |
| Fixed assets21/28 | €66,000 | €55,461 | €44,362 | €35,444 | €24,736 | ▼ 30.2% |
| Tangible fixed assets22/27 | €66,000 | €55,461 | €44,362 | €35,444 | €24,736 | ▼ 30.2% |
| Plant, machinery and equipment23 | - | €461 | €362 | €2,444 | €1,801 | ▼ 26.3% |
| Furniture and vehicles24 | - | - | - | - | €935 | - |
| Other tangible fixed assets26 | €66,000 | €55,000 | €44,000 | €33,000 | €22,000 | ▼ 33.3% |
| Current assets29/58 | €260,545 | €284,006 | €351,218 | €389,138 | €413,507 | ▲ 6.3% |
| Stocks and contracts in progress3 | €35,740 | €27,155 | €27,155 | €54,305 | €52,020 | ▼ 4.2% |
| Stocks30/36 | €35,740 | €27,155 | €27,155 | €54,305 | €52,020 | ▼ 4.2% |
| Amounts receivable within one year40/41 | €16,194 | €23,800 | €14,569 | €21,430 | €21,770 | ▲ 1.6% |
| Other amounts receivable41 | €16,194 | €23,800 | €14,569 | €21,430 | €21,770 | ▲ 1.6% |
| Current investments50/53 | €1,587 | €1,587 | €1,587 | €1,587 | €1,587 | = |
| Cash at bank and in hand54/58 | €207,024 | €231,251 | €307,724 | €311,625 | €337,957 | ▲ 8.4% |
| Deferred charges and accrued income490/1 | - | €213 | €183 | €191 | €172 | ▼ 10.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €326,545 | €339,467 | €395,580 | €424,583 | €438,244 | ▲ 3.2% |
| Equity10/15 | €298,352 | €305,690 | €347,484 | €376,196 | €401,471 | ▲ 6.7% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | €18,592 | €18,592 | - | - | - | - |
| Issued capital100 | €18,592 | €18,592 | - | - | - | - |
| Reserves13 | €66,912 | €74,250 | €116,044 | €144,756 | €170,031 | ▲ 17.5% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | - | - | - | - |
| Legal reserve130 | €1,859 | €1,859 | - | - | - | - |
| Distributable reserves133 | €65,053 | €72,391 | €116,044 | €144,756 | €170,031 | ▲ 17.5% |
| Profit (loss) carried forward14 | €212,848 | €212,848 | €212,848 | €212,848 | €212,848 | = |
| Amounts payable17/49 | €28,192 | €33,776 | €48,096 | €48,387 | €36,773 | ▼ 24.0% |
| Amounts payable within one year42/48 | €28,192 | €33,776 | €48,096 | €48,387 | €36,773 | ▼ 24.0% |
| Trade debts44 | €17,605 | €13,355 | €23,647 | €34,146 | €9,580 | ▼ 71.9% |
| Suppliers440/4 | €17,605 | €13,355 | €23,647 | €34,146 | €9,580 | ▼ 71.9% |
| Taxes, remuneration and social security45 | €10,351 | €20,116 | €24,143 | €13,976 | €26,929 | ▲ 92.7% |
| Taxes450/3 | €3,145 | €10,534 | €12,558 | €1,937 | €6,004 | ▲ 210% |
| Remuneration and social security454/9 | €7,205 | €9,582 | €11,585 | €12,039 | €20,925 | ▲ 73.8% |
| Other amounts payable47/48 | €237 | €306 | €306 | €265 | €264 | ▼ 0.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,584 | €7,338 | €41,793 | €28,713 | €34,862 | ▲ 21.4% |
| + Depreciation and write-downs630 | €11,000 | €11,035 | €11,099 | €11,638 | €11,774 | ▲ 1.2% |
| Operating cash flow (approximation) | €31,584 | €18,373 | €52,893 | €40,351 | €46,636 | ▲ 15.6% |
| Investment in fixed assets (approximation) | - | -€496 | €0 | -€2,720 | -€1,066 | ▲ 60.8% |
| Change in cash | - | €24,227 | €76,473 | €3,902 | €26,332 | ▲ 575% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €41,793 ▲470%
Operating result €61,513, net result €41,793, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
31-12
Financial
Weakest financial yearnet €7,338 ▼64.4%
Net result drops to €7,338, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 1992
Ground area
743 m²
Building footprint
733 m²
Volume, LiDAR
6,577 m³
3 parcels, Brussels · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
AMICRACK
since 19922.058.764.424
Maria-Christinastraat 148, 1020 Brussel
since 19922.058.764.523
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0153/00Y007 | Brussels | 463 m² | 1 · 462 m² | 16.1 m · 2 fl. |
| 21304B0016/00X010 | Brussels | 145 m² | 1 · 139 m² | 14.0 m · 4 fl. |
| 21562A0137/00B009 | Brussels | 135 m² | 1 · 132 m² | 15.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Gillis2.058.764.424
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Of 1,743 companies in sector 46150 we hold annual accounts for 758. 470 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-08-1992
Fiscal year end31-12
Activities, NACEBEL 2025
46150Agents in the wholesale of furniture, household goods and hardware
47552Retail sale of lighting equipment
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0448052502
Also
9925:BE0448052502
Registered
11-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.