Equity
-€244
Debts exceed assets in financial year 2025.
BELCONSTRUCTIS
Lifetime
1 annual account with figurespeak -€2,244 (2025)
-€2,244
lowest -€2,244 (2025)
-€2,244
peak -€244 (2025)
-€244
€3,955
Board1 name since 2025
1 directorBOULAZIB Riad
Documentsfilings and deeds
20-07-202611 days before the deadline
2025micro format
Loss of €2,244Incorporation 09-041 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€2,000 100 shares
Position in the sector
-6.6%
Lower solvency than 90% of companies in construction of buildings. Sector median 42.9% · 9,462 companies.
Turnover not published (micro format)
Checked score
50
Fair
Financially stronger than 18% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 3.6%
06-2026: 3.7%▲ +0.1 percentage points vs 05-2026
07-2026: 3.8%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 2.4%▼ -1.4 percentage points vs 07-2026lowest value
09-2026: 2.4%● unchanged vs 08-2026lowest value
10-2026: 2.5%▲ +0.1 percentage points vs 09-2026
11-2026: 2.5%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Founded in 2025
lowers risk
Liquidity: current ratio 0.94, cash €1,258
Size: total assets €3,710
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 10% of them on solvency, 40% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,322 companies had the same profile as BELCONSTRUCTIS has now. Each dot stands for 4 companies, two years later.
90.2%
were still trading
5.5%
stopped another way
4.2%
went bankrupt
That fits the bankruptcy probability of BELCONSTRUCTIS itself: 2.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for BELCONSTRUCTIS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
11 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Incorporation
Founding capital of €2,000, 100 shares · Founder: BOULAZIB Riad · Appointment: BOULAZIB Riad (director) · published on 09-04-2025 · Gazette deed
First establishment
Leuvensesteenweg 603, Mechelen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BELCONSTRUCTIS Mechelen | €3,710 | -€2,244 | -6.6% | - |
| AIO INVEST Zaventem | €3,891 | -€1,109 | 100.0% | - |
| Bebelle & CO Silly | €3,319 | -€293 | 51.4% | - |
| JODI Group Dilbeek | €4,133 | -€4,289 | -56.2% | - |
| AZ SERVICES Kraainem | €3,142 | €951 | 82.7% | - |
| INNOVALEX Drogenbos | €3,070 | -€2,553 | 42.2% | - |
| OVIS GROUP Sint-Pieters-Leeuw | €4,107 | €511 | 57.4% | - |
These companies have the same main activity as BELCONSTRUCTIS: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €3,070 and €4,130, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 07-04-2025Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Establishment unit
- 2.381.176.2892812 Mechelen, since 07-04-2025
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €3,710
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on BELCONSTRUCTIS
The computed 12-month bankruptcy probability of BELCONSTRUCTIS is 2.5% (moderate). The 2025 annual accounts show negative equity (-€244) and a net result of -€2,244.
Its solvency ranks better than 10% of 9,462 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BELCONSTRUCTIS
- What is the company number of BELCONSTRUCTIS?
- The company number of BELCONSTRUCTIS is 1022.051.584. The VAT number is the same number with BE in front: BE 1022.051.584.
- Where is BELCONSTRUCTIS based?
- The registered office is at Leuvensesteenweg 603, 2812 Mechelen.Company details
- What does BELCONSTRUCTIS do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of BELCONSTRUCTIS?
- BELCONSTRUCTIS is a private limited company (BV).
- When was BELCONSTRUCTIS founded?
- BELCONSTRUCTIS was founded on 07-04-2025.
- Is BELCONSTRUCTIS still active?
- Yes, BELCONSTRUCTIS is an active enterprise in the KBO register.
- What is the turnover of BELCONSTRUCTIS?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is BELCONSTRUCTIS profitable?
- In financial year 2025, BELCONSTRUCTIS made a loss of €2,244.
- Where can I find the annual accounts of BELCONSTRUCTIS?
- BELCONSTRUCTIS filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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