BEDIC
ActiveThe computed 12-month bankruptcy probability of BEDIC is 3.1% (moderate). The 2025 annual accounts show equity of €56k and a net result of €14k. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 85% of 27319 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-20
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 5.02 against 4.31 in 2024), and 20% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80%
Return on assets
19.7%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
44 d early
2024
44 d early
2023
26 d early
2022
46 d early
2021
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€322k
EBIT margin
6.0%
Net result
€14k▲ 98.0%
2024 · €7k
2021: €17k
2022: €7k
2023: €6k
2024: €7k
2021 → 2025
Working capital
€46k▲ 33.6%
2024 · €35k
2021: €22k
2022: €19k
2023: €26k
2024: €35k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€322k
Equity€22k-€29k▲ 34.0%€35k▲ 19.5%€42k▲ 19.8%€56k▲ 32.7%
Operating result€22k-€10k▼ 53.1%€11k▲ 3.2%€10k▼ 8.8%€19k▲ 98.6%
Net result€17k-€7k▼ 56.0%€6k▼ 23.3%€7k▲ 21.4%€14k▲ 98.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 99% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€12k▼ 23.9%
Current assets
€58k▲ 28.1%
Equity and liabilities €70k
Equity
€56k▲ 32.7%
Debt
€14k▼ 26.4%
The debt ratio falls from 31.0% to 20.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€27k▲
2024 · €19k
Cash flow
€21k▲
2024 · €16k
Solvency
80.0%▲
2024 · 69.0%
Current ratio
5.02▲
2024 · 4.31
Quick ratio
5.02▲
2024 · 4.31
Debt / equity
0.25▼
2024 · 0.45
ROE
24.6%▲
2024 · 16.5%
ROA
19.7%▲
2024 · 11.4%
Interest coverage
29.37▼
2024 · 119.59
Debt
€14k▼
2024 · €19k
Debt ≤ 1 year
€11k▲
2024 · €10k
Debt > 1 year
€2k▼
2024 · €9k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€70k▲
Fixed assets21/28€16k€12k▼
Tangible fixed assets22/27€16k€12k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€713€1k▲
Leasing and similar rights25€13k€8k▼
Current assets29/58€45k€58k▲
Amounts receivable within one year40/41€6k€10k▲
Trade receivables40€2k€430▼
Other amounts receivable41€4k€10k▲
Cash at bank and in hand54/58€39k€47k▲
Deferred charges and accrued income490/1€37-
Equity and liabilities
Total equity and liabilities10/49€61k€70k▲
Equity10/15€42k€56k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€37k€51k▲
Amounts payable17/49€19k€14k▼
Amounts payable after more than one year17€9k€2k▼
Financial debts170/4€9k€2k▼
Amounts payable within one year42/48€10k€11k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€2k€528▼
Suppliers440/4€2k€528▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Income statement
Code20242025
Turnover70-€322k
Goods, raw materials, services and sundry goods60/61-€293k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€21k€30k▲
Operating profit (loss)9901€10k€19k▲
Financial income75/76B€11€150▲
Recurring financial income75€11€150▲
Financial charges65/66B€160€920▲
Recurring financial charges65€160€920▲
Profit (loss) for the period before taxes9903€10k€19k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€7k€14k▲
Profit (loss) for the period to be appropriated9905€7k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€51k▲
Profit (loss) brought forward from the previous period14P€30k€37k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 4.31
Current ratio from 2.11 to 4.31; short-term debt falls from €23k to €10k.
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €6k ▼23.3%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vandervekenstraat 961083 GanshorenGround area
154 m²
Building footprint
76 m²
Volume, LiDAR
484 m³
Parcel 21008A0262/00D000, Brussels · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21008A0262/00D000 | Brussels | 154 m² | 1 · 76 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PIXI CREATIONS
BE 0501.602.242
Elsene · Eq €56k
BJ COMAN
BE 0667.858.658
Knokke-Heist · Eq €56k
REDECOR
BE 0862.157.873
Merelbeke-Melle · Eq €56k
KR Bouw
BE 1012.652.878
Antwerpen · Eq €56k
COZI
BE 0837.405.354
Brussel · Eq €56k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,863. 12,988 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2019
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
43331Floor and wall tiling
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
52250Logistics services
52290Warehousing and support activities for transportation
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.