BECKERS MARCEL
ActiveBECKERS MARCEL has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-1.12M) and a net result of €-258k. Equity is shrinking by ~39.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 2152 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.43 against 0.48 in 2024; short-term debt: 234.6% and cash: 1.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-134.6%
Return on assets
-31.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192122232425
2018 to 2025 · latest year €-1.12M
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
1 d early
2023
5 d early
2022
13 d early
2021
73 d late
2019
91 d late
2018
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-1.12M▼ 30.0%
2024 · €-860k
2018: €631k
2019: €656k
2021: €-238k
2022: €-238k
2023: €-240k
2024: €-860k
2018 → 2025
Total assets
€830k▼ 67.3%
2024 · €2.54M
2018: €3.35M
2019: €4.19M
2021: €4.23M
2022: €4.24M
2023: €4.12M
2024: €2.54M
2018 → 2025
Net result
€-258k▲ 58.3%
2024 · €-620k
2018: €-43k
2019: €24k
2021: €-1.49M
2022: €592
2023: €-2k
2024: €-620k
2018 → 2025
Working capital
€-1.12M▲ 30.5%
2024 · €-1.61M
2018: €526k
2019: €544k
2021: €-369k
2022: €-373k
2023: €-982k
2024: €-1.61M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-238k-€-238k▲ 0.2%€-240k▼ 1.0%€-860k▼ 258%€-1.12M▼ 30.0%
Operating result€-1.22M-€219k€74k▼ 66.4%€-559k€-184k▲ 67.2%
Net result€-1.49M-€592€-2k€-620k▼ 26,698%€-258k▲ 58.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €184k in 2025 against €559k in 2024; the loss shrinks.
Key figures and ratios
EBITDA
€-184k▲
2024 · €-525k
Cash flow
€-258k▲
2024 · €-586k
Solvency
-134.6%▼
2024 · -33.8%
Current ratio
0.43▼
2024 · 0.48
Quick ratio
0.43▼
2024 · 0.48
Debt / equity
-1.74▲
2024 · -3.96
ROA
-31.1%▼
2024 · -24.4%
Interest coverage
-2.41▲
2024 · -8.33
Debt
€1.95M▼
2024 · €3.40M
Debt ≤ 1 year
€1.95M▼
2024 · €3.07M
Debt > 1 year
€0▼
2024 · €326k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.54M€830k▼
Fixed assets21/28€1.09M€0▼
Intangible fixed assets21€3k€0▼
Tangible fixed assets22/27€1.08M€0▼
Land and buildings22€1.08M€0▼
Plant, machinery and equipment23€43€0▼
Furniture and vehicles24€99€0▼
Financial fixed assets28€1k€0▼
Current assets29/58€1.46M€830k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€1.38M€820k▼
Trade receivables40€1.28M€745k▼
Other amounts receivable41€100k€75k▼
Cash at bank and in hand54/58€71k€9k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€2.54M€830k▼
Equity10/15€-860k€-1.12M▼
Contributions10/11€619k€619k=
Reserves13€637k€637k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€616k€616k=
Profit (loss) carried forward14€-2.12M€-2.37M▼
Amounts payable17/49€3.40M€1.95M▼
Amounts payable after more than one year17€326k€0▼
Financial debts170/4€326k€0▼
Amounts payable within one year42/48€3.07M€1.95M▼
Current portion of amounts payable after more than one year42€36k€0▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€1.74M€592k▼
Suppliers440/4€1.74M€592k▼
Taxes, remuneration and social security45€72k€0▼
Taxes450/3€72k€0▼
Other amounts payable47/48€1.22M€1.36M▲
Accrued charges and deferred income492/3€11k€35▼
Income statement
Code20242025
Non-recurring operating income76A€0€351k▲
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€0▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€23k
Other operating charges640/8€5k€6k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€-520k€-151k▲
Operating profit (loss)9901€-559k€-184k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€63k€76k▲
Recurring financial charges65€63k€76k▲
Profit (loss) for the period before taxes9903€-620k€-258k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-620k€-258k▲
Profit (loss) for the period to be appropriated9905€-620k€-258k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2.12M€-2.37M▼
Profit (loss) brought forward from the previous period14P€-1.50M€-2.12M▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €592
Net result €592 after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 73 days late
2021
30-09
Financial
Weakest financial yearnet €-1.49M ▼6295%
Net result drops to €-1.49M, the lowest in the series; recovery starts the following year.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 57 days late
2017
18-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 79 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Baan 5723530 Houthalen-HelchterenGround area
2.9 ha
Building footprint
597 m²
Volume, LiDAR
3,056 m³
Parcel 72014B0053/00G010, Flanders · tallest building 5.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Beckers Marcel
since 20022.096.163.565
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72014B0053/00G010 | Flanders | 2.9 ha | 1 · 597 m² | 5.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,898 EUR awarded · 1,898 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,898 EUR | 1,898 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
5 endedSimilar companies · same sector, comparable size
VANDENBERGHE P&S
BE 0458.623.225
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HANS EVERS
BE 0432.681.366
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OMNIUM REAL ESTATE SERVICES
BE 0456.031.147
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BRUNIN Frères
BE 0553.923.646
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Bedrus Construct
BE 0833.373.124
Brussel · Eq €657k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 8,127 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2002
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.