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SYNERGIMMO

Active
Public limited companyfounded 199234 yrs activeKorenbloemstraat 3 A, 9620 Zottegem, BelgiumKBO/BCE: BE 0446.230.781

SYNERGIMMO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €860k and a net result of €4k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 95% of 2153 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
76 / 100
Excellent▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 34.13), and 7.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 34 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
92.5%
Return on assets
0.4%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
50 d early
2024
83 d early
2023
89 d early
2022
46 d early
2021
41 d early
2020
54 d early
2019
51 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€860k▲ 0.3%
2024 · €857k
2018: €818k 2019: €892k 2020: €769k 2021: €851k 2022: €1.04M 2023: €1.07M 2024: €857k
2018 → 2025
Total assets
€930k▲ 7.7%
2024 · €863k
2018: €1.47M 2019: €1.68M 2020: €1.54M 2021: €1.48M 2022: €1.86M 2023: €1.12M 2024: €863k
2018 → 2025
Net result
€4k▲ 27.9%
2024 · €3k
2018: €343k 2019: €732k 2020: €788k 2021: €559k 2022: €582k 2023: €28k 2024: €3k
2018 → 2025
Working capital
€902k▲ 5.3%
2024 · €857k
2018: €816k 2019: €892k 2020: €768k 2021: €851k 2022: €1.04M 2023: €1.07M 2024: €857k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€851k-€1.04M▲ 22.1%€1.07M▲ 2.7%€857k▼ 19.6%€860k▲ 0.3%
Operating result€602k-€642k▲ 6.7%€33k▼ 94.9%€-10k€-6k▲ 41.8%
Net result€559k-€582k▲ 4.1%€28k▼ 95.2%€3k▼ 89.1%€4k▲ 27.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€0€200k€400k€600kOperating result 2021: €602k€602kNet result 2021: €559k€559kOperating result 2022: €642k€642kNet result 2022: €582k€582kOperating result 2023: €33k€33kNet result 2023: €28k€28kOperating result 2024: €-10k€-10kNet result 2024: €3k€3kOperating result 2025: €-6k€-6kNet result 2025: €4k€4k20212022202320242025
The operating result stays negative: a loss of €6k in 2025 against €10k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €930k
Fixed assets €564▼ 25.7%
Current assets €929k▲ 7.7%
Equity and liabilities €930k
Equity €860k▲ 0.3%
Debt €70k▲ 1,126%
The debt ratio rises from 0.7% to 7.5%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-6k
2024 · €-10k
Cash flow
€4k
2024 · €3k
Solvency
92.5%
2024 · 99.3%
Current ratio
34.13
Quick ratio
33.32
Debt / equity
0.08
2024 · 0.01
ROE
0.5%
2024 · 0.4%
ROA
0.4%
2024 · 0.4%
Interest coverage
-2.06
2024 · -11.53
Debt
€70k
2024 · €6k
Debt ≤ 1 year
€27k
2024 · €6k
Debt > 1 year
€40k
Income taxes
€2k
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€863k€930k
Fixed assets21/28€759€564
Tangible fixed assets22/27€759€564
Furniture and vehicles24€759€564
Current assets29/58€862k€929k
Amounts receivable after more than one year29€725k€725k=
Other amounts receivable291€725k€725k=
Stocks and contracts in progress3€51k€22k
Stocks30/36€51k€22k
Amounts receivable within one year40/41€78k€60k
Trade receivables40€979€0
Other amounts receivable41€77k€60k
Cash at bank and in hand54/58€8k€121k
Deferred charges and accrued income490/1€95€1k
Equity and liabilities
Total equity and liabilities10/49€863k€930k
Equity10/15€857k€860k
Contributions10/11€125k€125k=
Capital10€125k€125k=
Issued capital100€125k€125k=
Reserves13€732k€735k
Non-distributable reserves130/1€13k€13k=
Legal reserve130€13k€13k=
Distributable reserves133€720k€722k
Profit (loss) carried forward14-€0
Amounts payable17/49€6k€70k
Amounts payable after more than one year17-€40k
Financial debts170/4-€40k
Amounts payable within one year42/48€6k€27k
Trade debts44€2k€3k
Suppliers440/4€2k€3k
Taxes, remuneration and social security45€1k€2k
Taxes450/3€1k€2k
Other amounts payable47/48€2k€22k
Accrued charges and deferred income492/3-€3k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20€195
Other operating charges640/8€4k€1k
Non-recurring operating charges66A€63-
Gross operating margin9900€-7k€-4k
Operating profit (loss)9901€-10k€-6k
Financial income75/76B€16k€14k
Recurring financial income75€16k€14k
Financial charges65/66B€894€3k
Recurring financial charges65€894€3k
Profit (loss) for the period before taxes9903€4k€6k
Income taxes67/77€1k€2k
Profit (loss) for the period9904€3k€4k
Profit (loss) for the period to be appropriated9905€3k€4k
Appropriation of the result
Profit (loss) to be appropriated9906€3k€4k
Transfer from equity791/2€212k€0
Transfer to equity691/2€2k€2k
To other reserves6921€2k€2k
Profit to be distributed694/7€213k€2k
Return on contributions (dividend)694€213k€2k
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-05
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Weakest financial yearnet €3k ▼89.1%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 7current ratio 151.21
Current ratio from 20.64 to 151.21; short-term debt falls from €54k to €6k.
03-05
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Liquidity times 9current ratio 20.64
Current ratio from 2.27 to 20.64; short-term debt falls from €816k to €54k.
15-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Equity above €1MEq €1.04M ▲22.1%
5 profitable years in a row build equity to €1.04M.
20-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
07-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Highest result since 2018net €788k ▲7.7%
Operating result €819k, net result €788k, both a record.
10-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2003
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Korenbloemstraat 3 A9620 Zottegem
Ground area
1,470 m²
Building footprint
724 m²
Parcel 41020A0390/00N000, Flanders. Linked by address, not a title deed.
1 establishment unit
SYNERGIMMO
Korenbloemstraat 3, 9620 ZottegemNACE 45410
since 20032.112.473.423
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41020A0390/00N000 Flanders 1,469 m² 1 · 724 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 7,053 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded09-01-1992
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
43110Demolition
45111
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.