Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of TROBEJA is 0.1% (very low). The 2024 annual accounts show equity of €18.21M and a net result of €243k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 60% of 973 sector peers (fiscal year 2024). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 25-06-2025 | 36 d early | 2025-00191290 |
| 31-12-2023 | 31-07-2024 | 27-06-2024 | 34 d early | 2024-00180127 |
| 31-12-2022 | 31-07-2023 | 26-06-2023 | 35 d early | 2023-00163577 |
| 31-12-2021 | 31-07-2022 | 12-07-2022 | 19 d early | 2022-20180751 |
| 31-12-2020 | 31-07-2021 | 09-07-2021 | 22 d early | 2021-33800375 |
| 31-12-2019 | 31-07-2020 | 08-07-2020 | 23 d early | 2020-27500493 |
| 31-12-2018 | 31-07-2019 | 09-07-2019 | 22 d early | 2019-30800110 |
| 31-12-2017 | 31-07-2018 | 02-07-2018 | 29 d early | 2018-27100548 |
| 31-12-2016 | 31-07-2017 | 28-06-2017 | 33 d early | 2017-23400578 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2024| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 51.7% | 39.6% | |
| Net result | €243k | €32k | |
| Equity | €18.21M | €152k | |
| Staff costs | €802k | €191k | |
| Employees (FTE) | 11.2 | 1.9 |
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | €4.20M |
| EBITDA | €1.20M |
| Net profit | €243k |
| Cash flow | €575k |
| Staff costs | €802k |
| Income taxes | €12k |
| Dividends | €728k |
| Total assets | €35.20M |
| Equity | €18.21M |
| Debt | €16.99M |
| of which ≤ 1y | €16.03M |
| of which > 1y | €954k |
| Working capital | €-5.09M |
| Employees (FTE) | 11.2 |
| 2024 | |
|---|---|
| Current ratio | 0.68 |
| Quick ratio | 0.68 |
| Working capital ratio | -14.5% |
| Solvency | 51.7% |
| Debt / equity | 0.93 |
| Long-term debt ratio | 0.05 |
| Interest coverage | 3.31 |
| Gross margin | 96.9% |
| Net margin | 5.8% |
| ROA | 0.7% |
| ROE | 1.3% |
| EBITDA margin | 28.6% |
| Days sales outstanding | 58d |
| Days payable outstanding | 777d |
| Inventory turnover | - |
| Days inventory (DSI) | 0d |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €35.20M |
| Fixed assets | 21/28 | €24.26M |
| Intangible fixed assets | 21 | €54k |
| Tangible fixed assets | 22/27 | €8.23M |
| Financial fixed assets | 28 | €15.97M |
| Current assets | 29/58 | €10.94M |
| Stocks & contracts in progress | 3 | €0 |
| Amounts receivable within one year | 40/41 | €9.49M |
| Investments | 50/53 | €7k |
| Cash & bank | 54/58 | €1.40M |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €35.20M |
| Equity | 10/15 | €18.21M |
| Contributions / capital | 10/11 | €62k |
| Reserves | 13 | €3.89M |
| Accumulated profits (losses) | 14 | €14.26M |
| Provisions & deferred taxes | 16 | €0 |
| Amounts payable | 17/49 | €16.99M |
| Amounts payable after one year | 17 | €954k |
| Amounts payable within one year | 42/48 | €16.03M |
| Trade debts payable within one year | 44 | €276k |
| Income statement | ||
| Turnover | 70 | €4.20M |
| Operating result | 9901 | €868k |
| Financial income | 75 | €212k |
| Financial charges | 65 | €375k |
| Result before taxes | 9903 | €255k |
| Income taxes | 67/77 | €12k |
| Net result for the period | 9904 | €243k |
| Result to be appropriated | 9905 | €243k |
Health barometer
FY 2024 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Directors
Directors & mandates
under verification-
Bert De CosterDirectorState Gazette act 24116695 (05-08-2024)Current05-08-2024 → present
-
Dominique De CosterDirectorState Gazette act 24116695 (05-08-2024)Current05-08-2024 → present
2 events
- 05-08-2024 Appointed· Director
- 05-08-2024 Appointed· Managing director
-
Ghislaine DriesenDirectorState Gazette act 24116695 (05-08-2024)Current05-08-2024 → present
2 events
- 05-08-2024 Appointed· Director
- 05-08-2024 Appointed· Managing director
-
Rob De CosterDirectorState Gazette act 24116695 (05-08-2024)Current05-08-2024 → present
-
Tom De CosterDirectorState Gazette act 24116695 (05-08-2024)Current05-08-2024 → present
Insolvency mandates
Legal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Public limited company(014) |
| Incorporation | 08-04-1992 |
| Status | Active |
| Postal code | 3530 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broekstraat 173530 Houthalen-HelchterenEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72014B0053/00G010 | Flanders | 2.9 ha | 1 · 597 m² | 5.6 m · 2 fl. |
| 72014D0276/00R004 | Flanders | 990 m² | 1 · 143 m² | 8.3 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
2 acts24-07-2025 All shares are now held by a single shareholder
05-08-2024 7 directors appointed
- Ghislaine Driesen, Bestuurder
- Rob De Coster, Bestuurder
- Bert De Coster, Bestuurder
- Tom De Coster, Bestuurder
- Dominique De Coster, Bestuurder
- Ghislaine Driesen, Gedelegeerd bestuurder
- Dominique De Coster, Gedelegeerd bestuurder
Analysis
Snowflake analysis
financial profile on 5 axesStrong profile, led by stability.
All 5 axes are computed from data Checked has read.
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Credit advice
verdict per customer and amountSimilar
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Comparable size, same sectorCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | TROBEJA |