BECE
ActiveSummary
BECE has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-8k) and a net result of €-5k. Equity is shrinking by ~46% per year across the filed fiscal years. Its solvency ranks better than 5% of 837 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
25
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-88
Solvency0▼-15
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.63 against 2.08 in 2024; short-term debt: 158.2% and cash: 5.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-58.2%
Return on assets
-33.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-8k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
59 d early
2023
29 d late
2022
5 d early
2021
30 d late
2020
30 d late
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-5k
2024 · €6k
2018: €-12k
2019: €145
2020: €-2k
2021: €-7k
2022: €3k
2023: €-7k
2024: €6k
2018 → 2025
Working capital
€-8k
2024 · €19k
2018: €-5k
2019: €-3k
2020: €-3k
2021: €-9k
2022: €-3k
2023: €-9k
2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€-2k▲ 59.9%€-9k▼ 360%€-4k▲ 61.6%€-8k▼ 136%
Operating result€-7k-€3k€-7k€6k€-5k
Net result€-7k-€3k€-7k€6k€-5k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €6k in 2024.
Key figures and ratios
EBITDA
€-5k▼
2024 · €6k
Cash flow
€-5k▼
2024 · €6k
Solvency
-58.2%▼
2024 · -9.8%
Current ratio
0.63▼
2024 · 2.08
Quick ratio
0.49▼
2024 · 1.87
Debt to equity
-2.72▲
2024 · -11.20
ROA
-33.6%▼
2024 · 15.7%
Interest coverage
-58.27▼
2024 · 73.24
Debt
€22k▼
2024 · €39k
Debt ≤ 1 year
€22k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€36k€14k▼
Fixed assets21/28€15-
Tangible fixed assets22/27€15-
Furniture and vehicles24€15-
Current assets29/58€36k€14k▼
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€27k€10k▼
Trade receivables40€27k€9k▼
Other amounts receivable41-€403
Cash at bank and in hand54/58€1k€722▼
Deferred charges and accrued income490/1€4k€686▼
Equity and liabilities
Total equity and liabilities10/49€36k€14k▼
Equity10/15€-4k€-8k▼
Contributions10/11€19k€19k=
Reserves13€13k€13k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€-35k€-40k▼
Amounts payable17/49€39k€22k▼
Amounts payable within one year42/48€17k€22k▲
Trade debts44€873€4k▲
Suppliers440/4€873€4k▲
Taxes, remuneration and social security45€494-
Taxes450/3€494-
Other amounts payable47/48€16k€18k▲
Accrued charges and deferred income492/3€22k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€161€15▼
Other operating charges640/8€601€581▼
Gross operating margin9900€6k€-4k▼
Operating profit (loss)9901€6k€-5k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€80€80▲
Recurring financial charges65€80€80▲
Profit (loss) for the period before taxes9903€6k€-5k▼
Profit (loss) for the period9904€6k€-5k▼
Profit (loss) for the period to be appropriated9905€6k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€-40k▼
Profit (loss) brought forward from the previous period14P€-41k€-35k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 2.08
Current ratio from 0.55 to 2.08; short-term debt falls from €20k to €17k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €145
Net result €145 after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Rés. Pic au Vent(TOU) 77500 TournaiGround area
136 m²
Building footprint
280 m²
Volume, LiDAR
2,127 m³
Parcel 57021A0252/02E000, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TONY PETIT
since 19842.026.382.656
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57021A0252/02E000 | Wallonia | 135 m² | 1 · 279 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOEY DANNY
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MHCONCEPTION
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EUROPLAC
BE 1015.875.852
Zaventem · Eq €2,507
CasCo Bouwcoördinatie
BE 0752.825.809
Zwevegem · Eq €2,500
BOUCKAERT GUILLAUME
BE 0769.845.349
Charleroi · Eq €2,500
Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 4,032 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-1985
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.